he want 5% petrol cb with Shell

there are sellers in shopee doing tnb payment, just NOT publicized as TNB

if no restriction to cashback %, then FCB VS 2% is ok for all-day petrol pump.

I think ok also. can't confirm cuz mine all local spending.

why did you come to reach this conclusion?

you encountered which card whereby supp cards don't entitle rebate at all?

FD pledging for credit card is possible.

no need find lubang, just ask the from the official source: BANK

give them a call and ask. diff bank, diff card, has diff FD pledging amount.

MBB FCB VS 2%?

works great with my GE monthly auto-debit.

you're more interested on the CB instead of the effective rate huh?

there are few unlimited CB too, you're interested? or HLB Wise gives RM100 cb?

scb card an uob yolo (so far)

last i asked CS, you can cancel either Quantum card, unlike Maybank2Cards.

beats me either. no AF too. i guess generation yolo users dont like to visit stores

since ur bro is a grab driver (which region/area?), can try go to Petronas @ Sungai Besi-Puchong Bypass.

use MBB Ikhwan Visa Petronas, reload max RM625 into Petronas Gift Card for max RM50 cashback. since avg spending is RM50/day, probably just enough to last for 1.5-2 weeks.

use combination of other cards to gives Petrol cashback, e.g use MBB Ikhwan Mastercard, reload max RM1,000 on Saturday for RM50 cashback.

Pro: use the Petronas Gift Card anydays. good to combine with Grab Mesra Fuel Savers Programme (ending 30 Apr) or Grab-Mesra 5X card.
Con: reload at this Petronas got 1% surcharge, eg reload RM500, surcharge RM5, staff swipe RM505 into credit card.



if too lazy or not convenient, use MBB FCB VS with 2% cashback instead.

This post has been edited by cybpsych: Apr 18 2018, 03:20 PM

depends on the user. the grab driver still need to drive on other months too

of course prioritize FCB VS on May/Aug is better for petrol, but who knows he has other usage too.

not that i'm aware of.

the gift card is a prepaid card. u reload and use.


for petronas, not sure what is the max amount per reload. need to ask.


if your rm300-400 reload, surcharge would be rm3-4, staff swipe rm303-404 to your Ikhwan Visa Petronas card. 8% cashback is based on RM303-404, so nett cashback is about 7%

why -4%?

can try PBB Quantum cards.

no AF, but it has 0% 12-month FlexiPay.

swipe your lasik surgery fee with Quantum, then call CS to convert it to 12-month installment.

pls follow template, especially your existing card(s) if any.

if u have other cards with Online/general cashback, probably can maximize these cards and load it into BigPay card. once accumulated till downpayment amount (may take about 4 months+), then go swipe bigpay at car showroom.

might not be feasible too because once SST takes effect on Sep 2018, price would increase

follow template in post #2

there are reasons for the template. we do not know what you have, what you use for/how much, etc


we can recommend 101 cards toyou, but probably all would not be applcable to you as well.

read the features carefully, read the T&C carefully. dont assume from what your friend told you.

follow template in post #2, here so that users can recommend properly.

cimb petronas 7% is not straightforward. iinm, your statement balance at least rm3k then only can hit 7% cashback tier.