take a guess? 

the reason why i got rejected also cannot know.. haiz
new revision for cimb cr?.. really?.. maybe i will try other bank..

Can pledge 10k to get pbb quantum?

Previously applied but kena reject.

is the Maybank visa signature FC Barcelona 2% cashback for any transaction is the highest for "other type" of transaction? any other cards?

What is the require income for mbb visa signature fc Barcelona ?

Hi,

I am not using Maybank anymore but would like to apply for credit card in order to pay installments for something that I don't wish to pay for in 1 go.

Would Maybank allow me to apply for the credit card just for this purpose? And I bank in only the money needed for the monthly installment for the item?

It's card looks like this: Petronas Maybank Visa, so I don't think it's Ikhwan. Where can I read more about cc application quota? Tried to google but didn't find anything.

Ambank Visa Infinite/World MasterCard
I) PBB Visa Signature -6% Cash Back on Grocery, Dining & Online Transaction https://forum.lowyat.net/topic/4410413

II) Maybank FC Barcelona Visa Signature
* Lifetime Fee Waiver
* 2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM 50 per month.
* 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month.
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

1. Annual Income: ~RM100k

2. Free Lifetime Annual Fee:  Better if waived

3. Card required for: F&B , Utilities, School fee , Place that do not accept amex

4. Existing credit cards (if any): MBB 2 cards  , Citibank Premier miles , SCB WMC , AMbank VS , Alliance plat

5. Interested in CC from: open

6. Others: Looking for better card in term of cash back for paying school fees and places do not accept amex . currently keeping CItibank and SCB ambank for lounge access.

Can u guys suggest best cb card for online tramsactiom? Without tier spending like the old cimb cash rebate card?h

Any good online Cashback card besides:

- PB Quantum MC
- PB Visa Signature

Thanks for that suggestion! It may not be suitable unfortunately because I dont think I'll breach RM2k in online spending. RM1.4k goes to both PB cards, so I need another RM600-800 max online spend on another card.
And I'm curently using the SC Cash Back card too, which gives RM50/3.33% at 1500 which I think is more usable than this because of my spending patterns .

1. Annual Income: RM100K to RM150K

2. Free Lifetime Annual Fee: Must, but with req eg min spend or swipes also ok if amount not too crazy

3. Card required for: cashback for online spending, dining, shopping, entertainment (high-low priority)

4. Existing credit cards (if any): Maybank 2 card premier, MBB Barca, CIMB cash rebate platinum

5. Interested in CC from: cash rebate cards - PBB visa sig / quantum. Had a brief look at uob yolo, but 6% with tier spending capped rm50? Isn’t PBB visa sig better?

6. Others: I’m looking to cut my CIMB cash rebate plat card since they changed the terms for onwuline spending.  Main aim for this card is for online spending or dining cash rebate since I have other cards (MBB and CIMB being the best in promo) for dining privileges for certain shops. Looking at PB Visa sig for 6%, looks good on paper but any watchouts? Any other better cards that I overlooked?

No need for petrol and groceries as I have other cards for that

Thanks!

Dear Mr fly126,

For Maybank Ikhwan MasterCard, the 5% Cash back is only for Petronas or any stations?

Cheers!

Wanting to get my very first credit card but dunno which one to apply for?

I did some research and I would like the credit cards to have only:

- no annual fees / or can be waived when spending a certain amount
- cash rebates

Hoping to get some good recommendations for all! My salary only RM2.5k so no need for those high standard credit cards
(Ps: I asked my brother and he told me that in those shopping malls sure got bank doing offer wanting you to apply lol but no sales people every come up to me and ask if i want to apply when i passed by. Maybe cause I look like im fresh grad and unemployed yet)

Thanks for the recommendations.

Maybank 2 cards and Ikhwan Master card also have lifetime waiver?

For all the suggested 4 types of cards, Supplementary cards can also accumulate for cash back?  and Annual fee for Supp card also waived?

Is there a thread for HL Essential card? I try to search but no result.

My profile is similar to yours and I carry the following with the purposes of maximising cash back:

Hong Leong Wise Gold - Dining and Travel category, max cashback 100/mth.
Maybank AMEX Duo Platinum - Weekend spending, max cashback 50/mth and 5X Treat Points. This is my preferred card.
Standard Chartered Just One Platinum - Petrol and Online, max cashback 85/mth.
Public Bank Visa Signature - Groceries and Online, max cashback 50/mth.
CIMB World Mastercard - Free golf green fees a few times a year if lucky.

Will probably apply UOB Yolo (cashback 50/mth) because the new 2018 terms is more friendly to achieve.

For Wise card, I purposely downgrade to Gold card to save annual fee which cannot be waived. Also I got the wife to apply one herself (not supplementary) and select other categories to get another 100 cashback. Usually, I find the SCB card is the hardest to hit the minimum spending of 2500 if I don't buy anything online that month. Most months, can get the full cashback of 385 on around 10K credit card spend which works out to a 4% discount (once you factor in the card rewards points value).

Thanks for the heads up. Fortunately still 6% earning rate without minimum spend.

Thanks for summarising! Yes, I did fully claim the rm85 cap from scb just one. Among your recommendation, I think it’s just Rhb platinum business and hlb essentials have unlimited cb, Amex cb gold have how much cap? I will be swiping around 120k per month, currently use mbb 2card Amex x5point, very limited tp outlet spend.

any credit card is good for petrol?

annual fees = free or with minimum swipe per month / less than 1000 spend per month
petrol rebate = 5% on shell with no t&c of minmum spend

currently using citibank cashback platinum got 5% but will be revised next month.

anyone can recommend any card? 

my petrol cant last for one week to only pump at fri & sat