if too lazy or not convenient, use MBB FCB VS with 2% cashback instead.

Any cashback credit card that gives high % returns for general retails purchases?

Currently using Maybank 2 cards Amex and Standard Chartered Cashback credit cards.  Thanks.

Hi Sifus, would like to seek recommendation for CC that suitable for me

1. Annual Income: RM120 to 140k

2. Free Lifetime Annual Fee: Free or Minimum 12 Swipe A Year

3. Card required for: Cash Back, Travel & Premium Lounge Access

4. Existing credit cards (if any): Citibank Reward Visa & Citibank Clear Card

5. Interested in Credit Card from: Any CC that meet the requirement above

PBB Visa Signature
PBB Quantum cards
AEON Big Gold Card
Maybank FC Barcelona Visa Signature

1. Annual Income:r RM100K to RM150K

2. Free Lifetime Annual Fee: Yes Or don't mind with min spend

3. Card required for: Petrol, Cash Back/Rebate Only and Free LCCT Lounge Access.

4. Existing credit cards (if any): Maybank 2 cards and Maybank Infinite

5. Interested in CC from: Not sure

6. Others: I was happy with Maybank until today when I was shopping at Senq and the salesperson told me Maybank will increase from 400 TP = RM1 to 500 TP = RM1. She told me ambank is the best is 250 TP = RM1. dont know how true is that.

1. Annual Income: RM40K - RM50K

2. Free Lifetime Annual Fee: Prefer free or waiver

3. Card required for: Suitable for travelling long term overseas in different countries (hotel booking, dining etc)

4. Existing credit cards (if any): None

5. Interested in Credit Card from: Any CC that meet the requirement above

Wouldn't it be better to get Maybank 2 Card Gold?

which one is better. citibank rewards card or cashback?

Can consider this card - Maybank FC Barcelona Visa Signature

1. Annual Income: above 70k below 100k above.

2. Free Lifetime Annual Fee: Optional

3. Card required for: cash back without minimum spending

4. Existing credit cards (if any): Citi Cash Back, UOB One, UOB YOLO, M2C

5. Interested in CC from: Any, Cash Back with no minimum spending.

6. Others:

Thanks. I will try the Barcelona card..

try fast fast 

barcelona's 10% cb (capped rm100 cb) for Aug starting soon.

apply at maybankard centres if you're in KV. or call CS to add new card.

Thanks Will try to apply...
BTW, mind to tell which is the card that they grant you high CL?

1. Annual Income: RM70K

2. Free Lifetime Annual Fee: Yes

3. Card required for: Cash Back/Rebate Only (Preferably with no minimum requirement spending), Free LCCT Lounge Access , Online, Dining

4. Existing credit cards (if any): SCB Gold Cashback, Maybankard 2 Platinum, Maybankard Visa Signature

5. Interested in CC from: Any bank will do

6. Others: -

Thanks but AEON credit card charges for online banking payment

Which is the best cc for airport lounge free access now?

sorry, ALL PURCHASES means including dining, grocery, online purchase?

Hi guys,

Previously asked this question but no one reply .
1. Annual Income: RM60-70k

2. Free Lifetime Annual Fee: Preferred YES but don't mind if need to meet certain swipe/usage mechanics.

3. Card required for: earn miles/conversion to miles, Insurance billing, hire purchase loan, housing loan(if applicable), high amount swipes(amount that will mitigate 5% cashback from MBB2C)

4. Existing credit cards (if any): MBB2C plat, Citi Cashback card(got it when MBB2C was downgraded to the worst)

5. Interested in CC from: Standard Chartered Worldmiles Mastercard, Citi Premiermiles Visa Signature, Ambank World Mastercard, UOB Priv Miles. do suggest others if possible.

Comments:
i want a card with PPL access for KLIA (KLIA2 if possible too). i preferred not to pay yearly annual fees.
although MBB2C is able to convert some treat points to airmiles but it doesn't seemed "fast" enough (maybe i'm wrong here but do educate me, air asia big points seems good though).
I hope to divert all my monthly commitments(hire purchase, insurance, house loan, occasional high amount swipes to this miles card)

Your help is greatly appreciated.  

Hi, any rec for my 1st cc:

1. Annual Income: RM40 - 45k

2. Free Lifetime Annual Fee: Preferred YES but don't mind if need to meet certain swipe/usage mechanics.

3. Card required for: Petrol, Utilities, Online shopping

4. Existing credit cards (if any): None, using debit card now.

1. Annual Income: > RM100K

2. Free Lifetime Annual Fee: Yes

3. Card required for: Petrol, Online, Insurance

4. Existing credit cards (if any): HSBC Amanah MPower Platinum Credit Card-i

5. Interested in CC from: Interested in CC that gives good cashback

6. Others: - Use CC about RM1k - RM2.5k/month

Hi all,
Looking for suggestion:

1. Annual Income: RM50k to RM90k

2. Free Lifetime Annual Fee: Prefer to have, or maybe can be waived

3. Card required for: Mainly for petrol, insurance, PTPTN

4. Existing credit cards (if any): Maybank2 Gold

5. Interested in CC from: cashback, reward

6. Others:

1. Annual Income: RM 70k

2. Free Lifetime Annual Fee: Good to have, but not necessarily

3. Card required for:  Petrol & Dining mainly, Occasional movie tickets.

4. Existing credit cards (if any): CIMB Bank Platinum

5. Interested in CC from: Citibank ,Standard Chartered,

6. Others: Currently spending petrol (at least rm 300-400/month), Dining (at least rm 500- rm 1200/month), E-wallet top up (at least rm 500/month)

1. Annual Income: 50k
2. Free Lifetime Annual Fee: A Must, if have requirement like swipe 12 times a year also good
3. Card required for: E-Wallet like BigPay & Boost; TNB bills
4. Existing credit cards (if any): Maybank AMEX & Signature FC Barcelona
5. Interested in CC from:
6. Others: Maybank will cease any rewards for e-wallet and already cease any benefits for utilities payment, so want search other alternative that dont have this restriction

1. Annual Income: RM 120k to 200k

2. Free Lifetime Annual Fee: Prefer to have

3. Card required for: Mainly for petrol (around RM300), dining (RM1500), insurance (RM600) , ptptn & travel (3-4 times per year)

4. Existing credit cards (if any): CIMB VI

5. Interested in CC from: Any

6. Others: Prefer reward than cash rebate, but cr also can..

1. Annual Income: 65k

2. Free Lifetime Annual Fee: Prefer to have

3. Card required for: Mainly for petrol (around RM300) and Utilities (Astro,Celcom,TNB,Unifi,Syabas) RM 500
Preferably with cashback for e-wallet top up.

4. Existing credit cards (if any): Maybank 2cards (Amex and Mastercard)

5. Interested in CC from: Any

6. Others: Need a new card because Maybank Amex is not giving cashback for Utilities anymore.

Hi, almost went for citibank simplycity.guess i ask here first coz I don't understand anything about cc

1. Annual Income: 65k

2. Free Lifetime Annual Fee: yes

3. Card required for: want to purchase massage chair at rm6k using 0% instalment. Probably will use for petrol regularly

4. Existing credit cards (if any): Never owned one after 11 yrs working

5. Interested in CC from: Any

6. Others: been using debit card only before

1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Wedding Expenditure.

4. Existing credit cards (if any): Currently using MBB2Card (AMEX), MBB FCB, PBB Quantum MC & Visa, PBB Ikhwan Visa. (Appling PBB VS)

5. Interested in CC from: Any banks, but if Maybank, Public Bank or CIMB if possible

6. Others: Current cards used for online (BP & Boost), retail and petrol spending already sufficient. But wedding coming, so will swipe a huge amount for deposits, etc, so looking for the best benefit to not waste the spending benefits.