I have AEON GOLD and PBB VS .. Thought it is good enough for me. Only travel 2-3 times a year

I would rather keep AmBank WMC than keeping AEON Gold now. 6x local PPL vs unlimited local and overseas PPL. Moreover the PosOnline payment for AEON is no longer available now, so it makes no justification to keep it further.

Yes, regretted now.. I thought posonline issue is temporary. I will probably cancel AEON and reapply WMC

Just sign agreement hire purchase with public bank, they offer me credit card. My income 75k/year. Got maybank 2 card & maybank ikhwan. Which public bank credit card got online cash back and all day groceries, petrol cash back? Tq

PBB Visa Signature is the best cash back card. It requires 100k per annum. Groceries, dining and online. No cash back for petrol though.

best card? this card may be best for u and no necessary best for other.
cos many factor.
1. eligible to apply.
2. convinient to make payment.
3. spending pattern
4. spending amount
5. characteristic / personality - some may prefer other like earn points instead of gain cash back

Hi all sifu, how is it using PBB AIA CC to pay AIA insurance for 2% rebate? Is it the best AIA insurance payment through CC to get max rebate right now?

Details in Pg. 2: https://www.pbebank.com/pdf/Cards/pds/pds_credit_pbb.aspx

Erm.. 13th month.. Quite a long wait. Sifu, Any others CC for insurance better than this return to introduce?

How much is your Insurance pay Monthly or annually..?
If your Expenses r more than Rm1K  you may considering get SCB Just One Plat....





https://forum.lowyat.net/topic/4095341

Btw, SCB JusOne Plat. Annual fee can be Waive EZly with just a Call to CS

1. Annual Income: RM60K to RM80k

2. Free Lifetime Annual Fee: Preferably free.

3. Card required for: Cashback/rebate. Petrol. Utilities. Normal spending (miscellaneous).

4. Existing credit cards (if any): OCBC Titanium Blue

5. Interested in CC from: Any.

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6. Others: After reading several guides, my current plan is to get:

Maybank Islamic Ikhwan MasterCard Platinum (Petrol Cashback: Fri, Sat)
Maybank 2 Card Platinum (Petrol Cashback: Sat, Sun)
> Both the above for mainly petrol cashback. Uncertain if it's overkill to have the Maybank 2 Card Platinum and the below ÆON BiG Visa Gold Card.

ÆON BiG Visa Gold Card (Petrol Cashback: Sun)
> Mainly for free access to KLIA Plaza Premium Lounge.

Hong Leong Bank Essential Visa
> Mainly for cashback on normal spending - but I likely may not have spending above RM5k per month, so may only benefit from 0.6% cashback.

CIMB Cash Rebate MasterCard Platinum
> Just to benefit from CIMB promotions. Preferably free lifetime.

Also what's a good recommendation for utilities cashback?

for Petrol, do u mind Petronas? then get MBB Ikhwan Visa Petronas. 8% cashback if spending at Petronas on Sat/Sun.

if possible, get the quad-MBB cards: M2Cards, Ikhwan Mastercard and Ikhwan Visa Petronas.

upcoming m2cards revision will be 5% on every spending on Sat/Sun. pending T&Cs to confirm details. ETA 15 March 2017.

Utilites, how much do u spend on utilities each month, on average?

If I want to bring another person to the Airport Lounges, do I need another credit card or can I use the ÆON BiG Visa Gold Card to redeem twice at one go? If I need another credit card, what would you recommend? If I add another ÆON card, I probably need to swipe 24 times total a year @ ÆON. Or should I look into Ambank Platinum instead?

You need another card to sign another person in. Cannot swipe twice for 2 two persons.
AmBank Plat is not a bad choice but only 2x entries. Good thing is you can apply supplementary card for this person and he/she also has 2x entries.

Not difficult to attain 12x swipes of AEON cards if you know how.

Also utilities are around... RM350-400 per month including WiFi. I also pay for my family's motor insurance as well (4 cars).

Haha, I... don't think I know how. Teach me, sifu. xD

(edit2: Okay, found your advice from another thread haha = Pay your bill for RM 1*12 using UOBPayOnline.)

(edit: Also wow, up to three free-for-life supplementary cards with 2x entries. Thanks for sharing haha. Okay, have to consider this card also.)

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Also, any advice regarding the utilities + insurance situation?

1. Annual Income: RM36k

2. Free Lifetime Annual Fee: Preferably 

3. Card required for: Groceries (Mainly), Petrol, Utilities

4. Existing credit cards (if any):  -

5. Interested in CC from: -
Thank you for the help!