Recommendation for Credit Cards V4

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fly126	Oct 16 2017, 09:40 AM Return to original view \| Post #281
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(cenkudu @ Oct 16 2017, 09:23 AM) is the Maybank visa signature FC Barcelona 2% cashback for any transaction is the highest for "other type" of transaction? any other cards? At this moment, Yes... QUOTE(Garysydney @ Oct 16 2017, 09:33 AM) Does this mean that i can get a higher limit if i pledge a bigger sum? My relatives tell me that it is good to have a higher limit for private hospitals (especially when you get older and need to stay a longer period of time in hospital). Yup You can.
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fly126	Oct 16 2017, 09:51 PM Return to original view \| Post #282
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(fly126 @ Oct 11 2017, 12:19 AM) I) PBB Quantum 2Cards (Free for Life) Quantum MC - 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. You can Pay your bill thru Online to get Cash Back... + This PBB Quantums come with Flexi-Payment Plan Offer 0% for 12 months with minimum purchase of RM1,200. II) Maybank FC Barcelona Visa Signature * Lifetime Fee Waiver * 2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM 50 per month. * 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month. http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards QUOTE(shiori90 @ Oct 16 2017, 09:41 PM) 1. Annual Income: RM48K 2. Free Lifetime Annual Fee: Yes/waivable with swipes 3. Card required for: Oversea transaction (physical), cashback 4. Existing credit cards (if any): Uob one classic, uob yolo New aeon gold, aeon big classic 5. Interested in CC from: none 6. Others: I used new aeon gold card to pay my oversea transaction, usually quite big amount due to long duration business trip. Want to look for backup/alternative credit card, so that i dont fully utilize my credit limit (as i also use this aeon credit card for all general expenses, ie insurance, utility etc). Most importantly, i am looking for better cashback rate compared to new aeon credit card. Maybank FC Barcelona Visa Signature, PBB Quantum 2Cards
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fly126	Oct 23 2017, 09:43 PM Return to original view \| Post #283
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(y4ng @ Oct 22 2017, 11:38 PM) hello all, seeking expert here for future undertakings. 1. Annual Income: RM100k above starting next year 2. Free Lifetime Annual Fee: Better to have. Pump petrol normally once a week. 3. Card required for: my job will require me to travel Malaysia / Indonesia minimum twice a month. So, looking for those types that have lounge access. 4. Existing credit cards (if any): MBB Visa/Amex...want to change cos recently kena AMEXiTunes fraud about RM10k++ (pending case) 6. Others: Local Malaysia soon to be working in Indonesia. I) Aeon Visa Gold or Aeon Big Credit Card - 6x Complimentary PPL Access p.a. https://forum.lowyat.net/topic/3712657 II) MBB Ikhwan Mastercard - 5% Cash-Back on Petrol & Groceries, every Fri/Sat QUOTE(szaku89 @ Oct 23 2017, 03:41 PM) Hi may I know which credit card is best for online shopping cash back such as lazada? Tq ONLINE - PBB Quantum Mastercard, PBB Visa Signature, MBB 2Cards, UOB Yolo. QUOTE(cenkudu @ Oct 23 2017, 06:41 PM) after cancelling my MBB visa signature card, i am now have only 2% cash back for groceries. Reading at page 1 only these cards that give 5% or more cash back for groceries, is it right? -HLB Wise (have cancelled also previously) -PB visa signature -AMEX 2 (weekend only) -Ikhwan MC (saturday and friday only) Yeah...
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fly126	Oct 25 2017, 01:59 AM Return to original view \| Post #284
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(Jaschong @ Oct 25 2017, 01:00 AM) Hi, need advice on my first credit card 1. Annual Income: RM50k currently, will be 60k in a few months 2. Free Lifetime Annual Fee: Preferred. 3. Card required for: First credit card to have a credit history, looking for cashback for mainly petrol. Groceries, cinema, phone/internet bill (digi) and online spend are optional. 4. Existing credit cards (if any): None I) PBB Quantum 2Cards (Free for Life) Quantum MC - 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. You can Pay your bill thru Online to get Cash Back... + This PBB Quantums come with a Flexi-Payment Plan Offer 0% for 12 months with minimum purchase of RM1,200. II) Maybank FC Barcelona Visa Signature * Lifetime Fee Waiver * 2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM 50 per month. * 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month. http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards III) Maybank 2 Cards * 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card. * 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 / month. Basically, Anything you spend on Weekends with MBB 2 Amex will earn You 5% Cash Back IV) Maybank Ikhwan MasterCard - 5% Cash Back for Petrol & Groceries Spend, Every Fri, Sat . Max CB Capped at $50/month. This post has been edited by fly126: Oct 25 2017, 02:00 AM
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fly126	Oct 25 2017, 11:11 AM Return to original view \| Post #285
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(Jaschong @ Oct 25 2017, 10:42 AM) Thanks for the feedback! I'm considering Citi's Cash Back card as well since it has 5% cash back on petrol without a particular day of spending. Should i consider this as well despite having annual fee? Citibank CB Plat. (Petrol, Groceries, Telco, Pharmacial) UOB One Card (Petrol, Movie, Groceries, Telco) Ya., Both UOB & Citibank CC got Annual Fee... However, U can get 1st year AF Waiver for a New Signup... UOB One Card & Citibank Cash-Back Card » Click to show Spoiler - click again to hide... « UOB One Card - Annual Fee: RM72.08 (One Card) RM178.08 (One Platinum Card) * Cash Rebate for petrol (Weekdays 1% / Weekends 5%) - Capped at RM500 for UOB ONE Platinum card and RM300 for UOB ONE Classic card per month * Cash Rebate for all spending on Groceries at AEON Big, Tesco, Cold Storage, Jaya Grocer and Giant, ONLY (Weekdays 1% / Weekends 2%) - Capped at RM1,500 for UOB ONE Platinum card and RM1,000 for UOB ONE Classic card per month * Cash Rebate for major mobile service providers (Maxis, Digi and Celcom) (Weekdays 1% / Weekends 2%) - Capped at RM300 for UOB ONE Platinum card and RM200 for UOB ONE Classic card per month Cash Rebate for Golden Screen Cinemas (“GSC”) ticket counters for purchase of movie tickets (Weekdays 2% / Weekends 8%) http://www1.uob.com.my/personal/cards/cred...b_one_card.html Citibank CB / Platinum CC* Citibank Cash-Back Card (Income Requirement RM36k p.a) Annual Fee - RM120 + (6% GST) = RM127.20 Citibank Cash Back Platinum (Income Requirement $60k p.a) Annual Fee - $195 + (6% GST) = RM206.70 Cash Back: * 5% X for Petrol - Monthly capped at RM300 with Max.$15 Cash Back for Citibank Cash Back - Monthly capped at RM400 with Max.$20 CB for Citibank Cash Back Plat. * 2% X Cash Rebate for Major Mobile service providers (Maxis, Digi) [Unlimited Monthly Rebates with t&c, MUST Pay the Bill thru Citibank Online ONLY in-order to get Cash-back] * 2% X Cash Rebate on Groceries (AEON Big formerly known as Carrefour, Tesco, Cold Storage, Giant, Everise, Servay, Econsave & Mydin) - Monthly capped at RM1500 with Max.$30 Cash Back for Citibank Cash Back - Monthly capped at RM3000 with Max.$60 CB for Citibank Cash Back Plat. * 2% X Cash Rebate for Pharmacies (Guardian, Watson and Caring) [No Capping] * 0.2% X Cash Rebate for Others Spending [No Capping] Note: Cash Back Platinum in BLUE Citibank CB Only credit the cash back earned once you reach RM20 & If Cash Back < RM20 for a particular month, the total cash rebate amount will be carried forward to the following month. https://www.citibank.com.my/global_docs/pdf/citicashback.pdf This post has been edited by fly126: Oct 25 2017, 11:32 AM
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fly126	Oct 25 2017, 03:42 PM Return to original view \| Post #286
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(real55555 @ Oct 25 2017, 03:32 PM) anyone can recommend a card best for overseas spending in terms of low conversion fee, and best reward points? the amex for Maybank 2C is good but if not mistaken their FX fee is higher, correct me if I'm wrong. Annual Income: RM80k PBB, Ambank, Aeon, MBB.
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fly126	Oct 25 2017, 09:27 PM Return to original view \| Post #287
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(real55555 @ Oct 25 2017, 03:44 PM) Hi.. thanks for the comments, can you be more specific with regards to which card? Thank you I) PBB Quantum 2Cards (Free for Life) Quantum MC - 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. You can Pay your bill thru Online to get Cash Back... + This PBB Quantums come with a Flexi-Payment Plan Offer 0% for 12 months with minimum purchase of RM1,200. II) Maybank FC Barcelona Visa Signature * Lifetime Fee Waiver * 2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM 50 per month. * 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month. http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards III) Aeon Visa Gold or Aeon Big Credit Card - 6x Complimentary PPL Access p.a. https://forum.lowyat.net/topic/3712657 IV) AmBank Visa Signature https://www.ambank.com.my/eng/cards/visasignature
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fly126	Oct 27 2017, 06:45 PM Return to original view \| Post #288
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(fly126 @ Oct 25 2017, 01:59 AM) I) PBB Quantum 2Cards (Free for Life) Quantum MC - 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. You can Pay your bill thru Online to get Cash Back... + This PBB Quantums come with a Flexi-Payment Plan Offer 0% for 12 months with minimum purchase of RM1,200. II) Maybank FC Barcelona Visa Signature * Lifetime Fee Waiver * 2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM 50 per month. * 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month. http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards III) Maybank 2 Cards * 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card. * 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 / month. Basically, Anything you spend on Weekends with MBB 2 Amex will earn You 5% Cash Back QUOTE(penguin_xiaoguo @ Oct 27 2017, 05:41 PM) 1. Annual Income: 50K 2. Free Lifetime Annual Fee: prefer free for life else easy condition to waive 3. Card required for: Major for online shopping, dining and little retail shopping 4. Existing credit cards (if any): nope 5. Interested in CC from: Any 6. Others: hopefully easy manage using online portal Recommendation SAME as Above.... This post has been edited by fly126: Oct 27 2017, 06:46 PM
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fly126	Oct 30 2017, 02:00 AM Return to original view \| Post #289
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(eternity4av @ Oct 29 2017, 07:00 PM) Hi fellow seniors, just get to know that CIMB CR will have lesser benefits on CB on Nov 2017, so I think its good time for me to cancel it, as I didn't get to get Quantum the last round. Would like to seek expertise on restructuring my credit cards. Annual income: RM56.6k + claims + grab/uber Cards owned: 1. CIMB CR Master Plat 2. HSBC Amanah Visa Plat 3. MBB Ikhwan Master Gold 4. MBB2AMEX Gold 5. HLB Mach Visa 6. UOB One Plat 7. UOB YOLO Visa Plat. Objectives : To maximize CB like recurring expenses, like bill payment, petrol, dining, entertainment, & installments conversions. TRY on these Combination: PBB Quantum 2Cards + Maybank FC Barcelona VS + MBB 2Cards + MBB Ikhwan MC = Earn Cash Back from Online + Dining + Entertainment + Departmental Stores + Petrol + Groceries + Billing + Insurance & etc Transactions... (It Can Cover most of Your Daily EXPENSES & Earn CB, already) First at All, * These CC are Lifetime Fee Waiver is FREE for Life NO Worries of AF Not like, UOB Cards. * You NO NEED to Remember the Rules of min. Spend XXX amount to earn Certain xxx CB like, UOB Yolo * NO NEED pay the Subscription Fee Quarterly to enjoy additional categories of CashBack ie, HLB Mach This post has been edited by fly126: Oct 30 2017, 02:07 AM
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fly126	Oct 30 2017, 12:29 PM Return to original view \| Post #290
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(jakuraz @ Oct 30 2017, 11:45 AM) Hi, just to confirm..PBB Quantum MC.. 5% CB on Online transaction..includes Lazada right? Does it has CB for petrol too? Yup, 5% CB with PBB Quantum MC on Online or e- Commence transaction. PBB 2 Quantum Doesn't have CB on Petrol, Your may Consider other Card for Petrol... PETROL - MBB Ikhwan Visa/ Mastercard, CIMB CR Mastercard, MBB 2Cards, UOB One, Citi CB Card, MBB Visa Signature.
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fly126	Oct 30 2017, 05:33 PM Return to original view \| Post #291
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(5p3ak @ Oct 30 2017, 04:42 PM) Good day to all, 1. Annual Income: RM24K to RM30K 2. Free Lifetime Annual Fee: Preferably 3. Card required for: Online purchases, Travel, Overseas Transactions, Airport Lounge 4. Existing credit cards (if any): None 5. Interested in CC from: None yet, would be the first CC. 6. Others: Prefer cash back over reward points. Must be widely accepted throughout the world. Thank You. Aeon Visa Gold or Aeon Big Credit Card - 6x Complimentary PPL Access p.a., if You Earn RM36K p.a Why not Consider Other Card & Build up your Credit History 1st... i) Maybank 2 Cards * 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card. * 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 / month. Basically, Anything you spend on Weekends with MBB 2 Amex will earn You 5% Cash Back http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards ii) HLB Essential: 0.6% on 1st RM5000 spend or any Insurance Transaction, 1% cash back on Subsequent spend, NO cashback on Petrol Transaction. iii) SCB Cashback Gold: 2 - 5% CB with min spend $500, NO CB for Petrol, Insurance Transactions. https://www.sc.com/my/credit-cards/goldcard/gold-card.html iv) Alliance You:nique: 0.5 - 3% CB from RM0 - RM3000 Spending, Lifetime fee Waiver with 12X Swipes p.a http://www.alliancebank.com.my/younique
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fly126	Oct 31 2017, 08:46 PM Return to original view \| Post #292
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(1setsuna1 @ Oct 31 2017, 06:59 PM) 1. Annual Income: RM100K to RM150K 2. Free Lifetime Annual Fee: A Must 3. Card required for: Cash Back/Rebate Only 4. Existing credit cards (if any): Maybank 2 cards 5. Interested in CC from: Any I) PBB Visa Signature -6% Cash Back on Grocery, Dining & Online Transaction https://forum.lowyat.net/topic/4251865 II) Maybank FC Barcelona Visa Signature * Lifetime Fee Waiver * 2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM 50 per month. * 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month. http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards This post has been edited by fly126: Oct 31 2017, 08:50 PM
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fly126	Oct 31 2017, 10:29 PM Return to original view \| Post #293
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(dwayne817 @ Oct 31 2017, 10:11 PM) 1. Annual Income: RM36K 2. Free Lifetime Annual Fee: Needed 3. Card required for: Cash Back/Online shopping 4. Existing credit cards (if any): Nope 5. Interested in CC from: Any I) PBB Quantum 2Cards (Free for Life) Quantum MC - 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. You can Pay your bill thru Online to get Cash Back... + This PBB Quantums come with a Flexi-Payment Plan Offer 0% for 12 months with minimum purchase of RM1,200. https://forum.lowyat.net/topic/4410413 II) UOB Yolo (Annual Fee: RM95.40) 6% CB for Online Spend, 3% CB on Dining However, Total Monthly Spend: RM0 - RM499 = 0 CB RM500 - RM799 = Max. Cashback Capped at RM20 RM800 & Above = Max. Cashback Capped at RM50 https://forum.lowyat.net/topic/4237855
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fly126	Nov 1 2017, 12:52 AM Return to original view \| Post #294
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(aurora97 @ Nov 1 2017, 12:29 AM) 1. Annual Income: RM 150 to 180K 2. Free Lifetime Annual Fee: don't mind. 3. Card required for: Enrich Miles (best conversion), shopping, dinning, utilities, airport lounge (with conditions/limited, don't mind) 4. Existing credit cards (if any): MBB Premieir, Visa Infinite/ Amex Reserve 5. Interested in CC from: Any 6. Others: Had an impressive run with MBB cards. Every month with RM 50 rebate. Recently, won a prize for RM 500 for payment made to LHDN. I managed to obtain close to 300K TP (with MBB 2 Platinum). Overall I am quite happy BUT lookin at the trajectory of my spending and the upcoming anniversary for my card, it looks like i won't be able to spend the requisite 50K per annum coz of other obligations arising in 2018. So need help from you guys to help me to jump to the next best card that can match MBB Premier cards. PBB Visa Signature - 6% Cash Back on Grocery, Dining & Online Transaction (Cash Rebate is capped at RM50 per month per principal account equivalent to RM833.33 spend) + 3x Complimentary Access to Plaza Premium Lounge Malaysia AmBank VISA Infinite Card /AmBank World MasterCard » Click to show Spoiler - click again to hide... « • 5X AmBonus Points for overseas spend. The reward of 5X AmBonus Points is only applicable to card transactions outside Malaysia. • All online transactions are not entitled to 5X AmBonus Points regardless the country the Cardmember is in. • Free-For-Life, NO conditions attached • Unlimited lounge access with condition* - with Min spend* of RM500 within 30 days before and/or 30 days after each lounge access https://www.ambank.com.my/ambank/Documents/...umLoungeTnC.pdf • Complimentary Hilton Premium Club Membership Card (Note: Membership is automatically renewed annually with just a min retail usage of RM30,000) • Air Miles Frequent Flyer / Travel Reward Programs (Note: 5,000 AmBonus points = 1,000 Air Miles) https://www.ambank.com.my/ambank/Documents/...stofAirport.pdf https://www.ambank.com.my/eng/cards/visainfinite This post has been edited by fly126: Nov 1 2017, 12:58 AM
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fly126	Nov 4 2017, 08:51 AM Return to original view \| Post #295
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(fly126 @ Oct 25 2017, 01:59 AM) I) PBB Quantum 2Cards (Free for Life) Quantum MC - 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. You can Pay your bill thru Online to get Cash Back... + This PBB Quantums come with a Flexi-Payment Plan Offer 0% for 12 months with minimum purchase of RM1,200. II) Maybank FC Barcelona Visa Signature * Lifetime Fee Waiver * 2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM 50 per month. * 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month. http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards III) Maybank 2 Cards * 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card. * 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 / month. Basically, Anything you spend on Weekends with MBB 2 Amex will earn You 5% Cash Back IV) Maybank Ikhwan MasterCard - 5% Cash Back for Petrol & Groceries Spend, Every Fri, Sat . Max CB Capped at $50/month. QUOTE(windvind @ Nov 3 2017, 11:35 PM) Hai do help me with this. 1. Annual Income: RM 65k to 75k (with OT/allowance) 2. Free Lifetime Annual Fee: If possible (including (x)sweeps per month 3. Card required for: Miles (Air Asia), Cash back / points are okay. Some overseas spending 4. Existing credit cards (if any): No 5. Interested in CC from: No 6. Others: I travel to Asian countries for a few months in a year at times, currently use cash but would prefer paying some in credit card. Local spending mainly petrol / utilities. Thanks QUOTE(borneoman1 @ Nov 4 2017, 05:43 AM) I see. Didn't get any other recommendations aside from the ikhwan cards. Which of the ikhwan cards are recommended for: Utilities, Groceries, Cash Back/Rebate Only, Online Transactions, Overseas Transactions? MBB 2Cards, PBB Quantum 2 Cards, MBB Ikhwan MC, MBB Barcelona FC VS.
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fly126	Nov 4 2017, 02:16 PM Return to original view \| Post #296
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(fly126 @ Oct 25 2017, 01:59 AM) I) PBB Quantum 2Cards (Free for Life) Quantum MC - 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. You can Pay your bill thru Online to get Cash Back... + This PBB Quantums come with a Flexi-Payment Plan Offer 0% for 12 months with minimum purchase of RM1,200. II) Maybank FC Barcelona Visa Signature * Lifetime Fee Waiver * 2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM 50 per month. * 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month. http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards III) Maybank 2 Cards * 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card. * 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 / month. Basically, Anything you spend on Weekends with MBB 2 Amex will earn You 5% Cash Back IV) Maybank Ikhwan MasterCard - 5% Cash Back for Petrol & Groceries Spend, Every Fri, Sat . Max CB Capped at $50/month. QUOTE(Busquets @ Nov 4 2017, 01:48 PM) Hi, Need CC recommendation based on my criteria below : 1. Annual Income: RM60k 2. Free Lifetime Annual Fee: YES 3. Card required for: petrol,groceries,online transactions,bills 4. Existing credit cards (if any): NONE My Recommendation to You will be Same as Above...
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fly126	Nov 7 2017, 03:22 PM Return to original view \| Post #297
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(Goneraz @ Nov 7 2017, 01:54 PM) Hi All, Need CC recommendation for : 1. Annual Income: Above 100k per annum 2. Free Lifetime Annual Fee:Depends 3. Card required for: Travelling, free access to lounge, 4. Existing credit cards (if any): UOB worldmiles, CIMB visa signature, citibank Prestige, Stan chard world Miles 5. Interested in CC from: Mostly for travell perks, free pick up. travel insurance, most sought after is international lounge access 6. Others: miles point Thanks in advanced Ambank Visa Infinite/World MasterCard QUOTE(wanttobuylaptop @ Nov 7 2017, 02:42 PM) Need credit cardS recommendation for : 1. Annual Income: RM70k-100k 2. Free Lifetime Annual Fee: at least with x times of swipe not minimum spending 3. Card required for: Cash back for anything 4. Existing credit cards (if any): MBB 2 Cards, HL Essential, UOB One Card, PBB gold mastercard, citi clear card 5. Interested in CC from: Any 6. Others: Please recommend a few within the income range if possible for different cash back scenario. Planning to axe my citi clear pbb gold and uob one for better cards. I) PBB Visa Signature -6% Cash Back on Grocery, Dining & Online Transaction https://forum.lowyat.net/topic/4410413 II) Maybank FC Barcelona Visa Signature * Lifetime Fee Waiver * 2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM 50 per month. * 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month. http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
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fly126	Nov 8 2017, 01:04 PM Return to original view \| Post #298
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(Oreoyh90 @ Nov 8 2017, 12:17 PM) 1. Annual Income: RM36K to RM60K ( RM55k to be exact) 2. Free Lifetime Annual Fee: Must or at least by swiping X times a year. 3. Card required for: Dining / Shopping in malls and Online because citi cash back has been doing well for my petrol expenses now. 4. Existing credit cards (if any): Citi Cash Back / Standard Chartered JustOne & 360 / HSBC Amanah (going to cut soon because low rebate) 5. Interested in CC from: any as long it suits my needs. 6. Others: Please be specific. Example: Have good foreign xchange rate / free lounge PBB Quantum 2Cards (Free for Life) Quantum MC - 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. You can Pay your bill thru Online to get Cash Back... + This PBB Quantums come with a Flexi-Payment Plan Offer 0% for 12 months with minimum purchase of RM1,200.
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fly126	Nov 9 2017, 02:57 PM Return to original view \| Post #299
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(ranox @ Nov 9 2017, 02:32 PM) Hi All, Need CC recommendation for : 1. Annual Income: 70k per annum 2. Free Lifetime Annual Fee: Free for life/Waived for several swipes 3. Card required for: Cash back/reward point - Online / groceries / normal spending 4. Existing credit cards (if any): Maybank 2 cards 5. Interested in CC from: Mainly cash back or any on going promotions 6. Others: - Thanks TRY on these Combination: PBB Quantum 2Cards + Maybank FC Barcelona VS + MBB 2Cards + MBB Ikhwan MC = Earn Cash Back from Online + Dining + Entertainment + Departmental Stores + Petrol + Groceries + Billing + Insurance & etc Transactions... (It Can Cover most of Your Daily EXPENSES & Earn CB, already)
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fly126

Nov 11 2017, 09:34 PM

Return to original view | Post #300

Lousy One

Senior Member
4,404 posts

Joined: Jun 2012

QUOTE(Tiaso @ Nov 11 2017, 04:45 PM)

Hi All,

Need CC recommendation for :

1. Annual Income: 50k+ per annum

2. Free Lifetime Annual Fee: Free for life/Waived for several swipes

3. Card required for: Cash back/reward point - Online / groceries / normal spending / petrol

4. Existing credit cards (if any): UOB one card (just got rejected by Maybank)

5. Interested in CC from: Mainly cash back or any on going promotions

6. Others: -

Thanks

PBB Quantum 2Cards (Online + Dining + Entertainment + Departmental Stores)

MISC. Spend - Alliance You:nique, HLB Essential, MBB 2Cards, SCB Cash-Back Gold.

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