Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed
25 Pages « < 15 16 17 18 19 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

views
     
fly126
post Dec 18 2017, 01:12 AM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(james2306 @ Dec 15 2017, 06:15 PM)
1. Annual Income: RM36K to RM40K

2. Free Lifetime Annual Fee: Preferred or with min usage.

3. Card required for: Petrol and Utilities Mainly. Some overseas purchases.

4. Existing credit cards (if any): Maybank Man Utd Visa

5. Interested in CC from: Any.
*
Maybank 2Cards (Everything), UOB Yolo (Online Spend, Dining Spend and Travel Spend), MBB Ikhwan MC (Petrol).
http://www1.uob.com.my/assets/pdf/tnc/YoloCard-tnc-eng.pdf

This post has been edited by fly126: Dec 18 2017, 01:14 AM
fly126
post Dec 18 2017, 01:41 AM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(life27 @ Dec 14 2017, 02:58 PM)
Any recommendation credit card for ONLINE SHOPPING and provide higher cashback
return monthly  ??

Prefer the card is free of  annual fee ..

currently using pb quantum card only .

thank you .
*
UOB YOLO
http://www1.uob.com.my/assets/pdf/tnc/YoloCard-tnc-eng.pdf

QUOTE(rainbird @ Dec 17 2017, 05:41 PM)
Any miles cc to recommend for such big purchase?
*
Maybank 2Cards
» Click to show Spoiler - click again to hide... «

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

This post has been edited by fly126: Dec 18 2017, 01:43 AM
fly126
post Dec 20 2017, 11:37 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(adibyusoff @ Dec 20 2017, 03:48 PM)
Good day, sifu. Need recommendation;

1. Annual Income: RM168k

2. Free Lifetime Annual Fee: Must. if annual fee alamak rugi la.

3. Card required for: Petrol, groceries, bill, all transaction. I would prefer credit card than cash all of the time so that can get rebate / point

4. Existing credit cards (if any): Maybank 2 cards (AMEX & VISA), CIMB 3 cards - Cash Rebate, Petronas, Platinum.

5. Interested in CC from: Any.

I normally pay on daily basis for what i've spent to avoid any charges.

Thank you, all sifus
*
PBB Visa Signature Or PBB Quantum 2Cards (Pay your Billing thru Online to Earn Cash Back) & Maybank Ikhwan MC

This post has been edited by fly126: Dec 20 2017, 11:38 PM
fly126
post Jan 1 2018, 06:25 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(nasi lemak ayam goreng @ Dec 31 2017, 01:36 PM)
Hi everyone, look forward to all your suggestions.

1. Annual Income:
RM180K and above

2. Free Lifetime Annual Fee:
Don't mind. (would be nice though)

3. Card required for:
In order of importance, 1. Petrol/Groceries/Dining daily use 2. AirMiles/Hotel/Overseas Transactions 3. Lounge Access

4. Existing credit cards (if any):
Nil

5. Interested in CC from:
Any Bank.

6. Others: Please be specific. Example:
I am looking to leverage CC to get more value out of my spending. I would not mind having multiple CCs to complement the type of spending needed.
*
Maybank Visa Signature
5% Cashback for all petrol & grocery (domestic only) for all days capped at RM88 per month.

PBB Visa Signature
6% Cash Back on Grocery, Dining and Online Transaction, 6% Cash Rebate is capped at RM38 per month per principal account equivalent to RM633.33 spend
OR,
PBB Quantum 2Cards (Free for Life)
Quantum MC -   5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend.
Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend.

AmBank VISA Infinite Card /AmBank World MasterCard
• 5X AmBonus Points for overseas spend. The reward of 5X AmBonus Points is only applicable to card transactions outside Malaysia.
• All online transactions are not entitled to 5X AmBonus Points regardless the country the Cardmember is in.
• Free-For-Life, NO conditions attached
• Unlimited lounge access on condition* - with Min spend* of RM500 within 30 days before and/or 30 days after each lounge access https://www.ambank.com.my/ambank/Documents/...umLoungeTnC.pdf
• Complimentary Hilton Premium Club Membership Card
(Note: Membership is automatically renewed annually with just a min retail usage of RM30,000)
• Air Miles Frequent Flyer / Travel Reward Programs (Note: 5,000 AmBonus points = 1,000 Air Miles)
https://www.ambank.com.my/ambank/Documents/...stofAirport.pdf

https://www.ambank.com.my/eng/cards/visainfinite

QUOTE(fakerdemit @ Jan 1 2018, 04:39 AM)
Hi everyone, this would be my first credit card and looking forward to your suggestion.

1. Annual Income: RM35k

2. Free Lifetime Annual Fee: Must

3. Card required for: Petrol, CB, Installment and some occasional online purchases.

4. Existing credit cards (if any): None

5. Interested in CC from: Any (Currently looking at MBB 2 Card and Ikhwan)

Thank you in advance for the suggestion!
*
I) Maybank 2 Cards
* 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 / month.
Basically, Anything you spend on Weekends with MBB 2 Amex will earn You 5% Cash Back nod.gif

II) Maybank Ikhwan MasterCard - 5% Cash Back for Petrol & Groceries Spend, Every Fri, Sat . Max CB Capped at $50/month. wink.gif

This post has been edited by fly126: Jan 2 2018, 01:22 AM
fly126
post Jan 2 2018, 12:46 AM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(cnvery @ Jan 2 2018, 12:17 AM)
Hi everyone, look forward to all your suggestions.

1. Annual Income:
-RM36K

2. Free Lifetime Annual Fee:
-Yes (If waived the fees after minimum certain swipes in one year, this one also acceptable)

3. Card required for:
-Dining/Online/Groceries

4. Existing credit cards (if any):
-PBB Quantum Visa/MasterCard

5. Interested in CC from:
-Any Bank.

6. Others: Please be specific. Example:
-I am looking for another CC for dining/online/groceries categories, since my Quantum MasterCard already capped maximum RM30 every month for dining & online categories. So, requires another CC for cash rebate.
*
Maybank 2Cards
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
OR
HLB Mach
https://www.machbyhongleongbank.com/credit-card
fly126
post Jan 2 2018, 01:08 AM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
[Quote=Nick-87,Jan 2 2018, 12:57 AM]
Hi, i am looking for my first cc:
1. Annual Income: RM66k

2. Free Lifetime Annual Fee: Yes or with condition 12 swipes

3. Card required for: Petrol, Utility bill, CB

4. Existing credit cards (if any): Nil

5. Interested in CC from: UOB One Card

Any suggestions are much appreciated.
*

[/Quote]

PBB Quantum 2Cards (Free for Life)
Quantum MC - 5% Cash Back on Online & Dining transactions (You can Pay your billing Online to CB), capped at RM30 per monthly statement cycle equivalent to RM600 spend.
Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend.

Maybank 2 Cards
* 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 / month.
Basically, Anything you spend on Weekends with MBB 2 Amex will earn You 5% Cash Back [/quote]
* You can Pay your Utilities Billing by using 2 Amex thru Maybank 2U or Online on Weekends to earn Cash Back.

SCB JustOne Platinum MasterCard Credit Card
for Petrol, eCommerce & Auto billing (Utilities Bill, Insurance via Auto Debit), EZ Fee Waiver with jz Call CS request an AF Waiver
» Click to show Spoiler - click again to hide... «


This post has been edited by fly126: Jan 2 2018, 01:14 AM
fly126
post Jan 4 2018, 06:21 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(drbombay @ Jan 4 2018, 03:47 PM)
1. Annual Income: RM120k

2. Free Lifetime Annual Fee: Don't mind

3. Card required for: Petrol, Groceries, Online, Utilities, Telco, Unifi, Insurance, Autodebit

4. Existing credit cards (if any): Maybank Amex (Real Rewards), Maybank Visa Petronas, CIMB Platinum Mastercard - I already done my research and these cards sux!! I'm going to cancel all.

5. Interested in CC from: PB VS, MBB VS, MBB Barcelona

6. Others: Thinking of using the MBB Barcelona for Utilities, Telco, Unifi, Insurance, Autodebit. Online I use PB VS. Petrol and groceries MBB VS
*
PBB Visa Signature
6% Cash Back on Grocery, Dining and Online Transaction, 6% Cash Rebate is capped at RM38 per month per principal account equivalent to RM633.33 spend
OR,
PBB Quantum 2Cards (Free for Life)
Quantum MC - 5% Cash Back on Online & Dining transactions (You can Pay your billing Online to CB), capped at RM30 per monthly statement cycle equivalent to RM600 spend.
Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend.

SCB JustOne Platinum MasterCard Credit Card
for Petrol, eCommerce & Auto billing (Utilities Bill, Insurance via Auto Debit), EZ Fee Waiver with jz Call CS request an AF Waiver
» Click to show Spoiler - click again to hide... «
fly126
post Jan 4 2018, 08:11 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(cnvery @ Jan 4 2018, 11:51 AM)
From above two cards, I found that Maybank 2Cards only applied to weekend spending. Do you have other cards that allow cash rebate on weekdays also?

Mach is ok since it is applied to all days.
*
Misc. CC...

» Click to show Spoiler - click again to hide... «
fly126
post Jan 5 2018, 11:57 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(myroy @ Jan 5 2018, 10:41 PM)
Hi guys planning to get my first credit card. This because I need to get new laptop ASAP

1. Annual Income: RM30,000

2. Free Lifetime Annual Fee: Yes I needed

3. Card required for: buying only 1 stuff which is laptop. Once installment finish, i might get rid my cc

4. Existing credit cards (if any): This is my first CC

5. Interested in CC from: Citibank Simplicity+

6. Others:

Planning to apply through ringgit plus.
I will get Huawei Mediapad T3

Any recommendation other than this card?

[attachmentid=9487170]
*
Beside Citibank you can try on Maybank which's also got 0% interest instalment plans with selected Merchant like, SEN-Q nod.gif
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Maybank 2 Cards
* 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 / month.
Basically, Anything you spend on Weekends with MBB 2 Amex will earn You 5% Cash Back thumbsup.gif
» Click to show Spoiler - click again to hide... «


http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

This post has been edited by fly126: Jan 5 2018, 11:59 PM
fly126
post Jan 6 2018, 08:15 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(berrycoo~ @ Jan 6 2018, 03:44 PM)
1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: Preferably or with minimum swipes

3. Card required for: Cash Back/Rebate for Petrol, Mobile Reload, Utilities, Online/departmental shopping

4. Existing credit cards (if any): Nil
*


PBB Quantum 2Cards (Free for Life)
Quantum MC - 5% Cash Back on Online & Dining transactions (You can Pay your billing Online to get CB), capped at RM30 per monthly statement cycle equivalent to RM600 spend.
Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend.

Maybank 2 Cards
* 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 / month.
Basically, Anything you spend on Weekends with MBB 2 Amex will earn You 5% Cash Back

* You can Pay your Utilities Billing by using 2 Amex thru Maybank 2U or Online on Weekends to earn Cash Back.

This post has been edited by fly126: Jan 7 2018, 12:22 AM
fly126
post Jan 11 2018, 01:56 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(pandera999 @ Jan 9 2018, 10:16 AM)
1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: Optional (how much min swipe / spend to waive annual fee)

3. Card required for: List all your needs. Petrol, Cash Back/Rebate Only, Overseas Transactions (optional), Groceries shopping (optional)

4. Existing credit cards (if any): Nil.

5. Interested in CC from: I have no idea

6. Others: Please be specific.
*
CIMB Cash Rebate MasterCard, Maybank 2Cards

QUOTE(op9956 @ Jan 10 2018, 03:25 PM)
1. Annual Income:RM33K

2. Free Lifetime Annual Fee: free or min swipe

3. Card required for: Cash Back or rebate, Great eastern Insurance, Overseas Transactions(retail and Petrol)

4. Existing credit cards (if any): one maybank 2 gold(use for weekend)

5. Interested in CC from: I have no idea

6. Others: to save money
*
CIMB Cash Rebate MasterCard, Alliance You:nique

QUOTE(killer10126 @ Jan 11 2018, 12:41 PM)
1. Annual Income:RM32K

2. Free Lifetime Annual Fee: free

3. Card required for: Cash Back for Petrol, Dining and maybe 0% installments

4. Existing credit cards (if any): none

5. Interested in CC from: Nope no idea
*
Maybank 2Cards, HLB Mach
fly126
post Jan 11 2018, 08:22 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(restnjson @ Jan 11 2018, 05:24 PM)
1. Annual Income: RM65k

2. Free Lifetime Annual Fee: Good to have, but not entirely necessary

3. Card required for: Petrol, cash back, travel abroad, airport lounge access

4. Existing credit cards (if any): Nil

5. Interested in CC from: Not sure..

6. Others: Don't mind getting 2 cards for different purposes.
*
Maybank 2Cards, Maybank FC Barcelona VS, Ambank Plat., AEON BIG/ Visa Gold CC, Citi Premiermiles Visa Card or SCB Worldmiles WMC
fly126
post Jan 11 2018, 11:11 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(restnjson @ Jan 11 2018, 08:47 PM)
Hmm Citi Premiermiles and SCB Worldmiles both have higher income requirement that I can't meet.

Otherwise, thanks for the suggestion!

Are the Citi Rewards Card and Citi Cash Back Platinum good for purchases? Petrol, groceries etc.
*
Pls Read these, FYI .... nod.gif

UOB One Card & Citibank Cash-Back Card

» Click to show Spoiler - click again to hide... «


QUOTE
Q1: Any Citibank Platinum card is eligible for unlimited PPL access at KLIA, or did I misread?

» Click to show Spoiler - click again to hide... «


QUOTE
Q2: Anyway, what's the income requirement for these cards? I couldn't find it on their website.

» Click to show Spoiler - click again to hide... «


This post has been edited by fly126: Jan 11 2018, 11:20 PM
fly126
post Jan 13 2018, 12:03 AM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(NESCAFEais @ Jan 12 2018, 11:58 PM)
Hi guys! Need recommendation on applying cc based on details below:-

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol (Mainly Shell) & hujung bulan emergency 😝

4. Existing credit cards (if any): Nil.

5. Interested in CC from: Any banks

6. Others: Able to pay with Maybank2u or CIMBclicks would be helpful.

Thank you in advance!
*
Maybank 2Cards or Maybank FC Barcelona VS or CIMB Cash Rebate Mastercard
fly126
post Jan 17 2018, 04:16 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
Edit ed

This post has been edited by fly126: Jan 17 2018, 04:17 PM
fly126
post Jan 17 2018, 04:18 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(AirKM @ Jan 17 2018, 02:17 PM)
1. Annual Income: RM50K (base)

2. Free Lifetime Annual Fee: Preferably

3. Card required for: General spending (preferably unconditional)

4. Existing credit cards (if any): MBB 2 Gold, PBB 2 Quantum

5. Interested in CC from: Visa/Master

6. Others: Looking for a card with high miles conversion when I'm unable to use my MBB 2 Gold AMEX as AMEX sometimes not accepted, current best cards for miles conversion is unavailable for me due to insufficient annual income, annual income to increase to above RM60K above this year - is there any cards worth waiting for?
*
Maybank FC Barcelona VS , SCB CashBack Gold.
QUOTE
Sign up and get RM128 cashback when you activate your card within 45 days from card approval date.  thumbup.gif  drool.gif

SCB Credit Card Cashback Acquisition Campaign (1 January 2018 - 28 February 2018)
https://www.sc.com/global/av/my-promotion-a...on-jan-2018.pdf


This post has been edited by fly126: Jan 17 2018, 04:20 PM
fly126
post Jan 19 2018, 11:05 AM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(Otharidos @ Jan 19 2018, 10:50 AM)
1. Annual Income: RM36K

2. Free Lifetime Annual Fee: Must

3. Card required for: Dining, Phone Bill (Celcom), Spotify, Petrol, Online shopping (Aliexpress, Zalora, EA Origin, Steam etc)

4. Existing credit cards (if any): Citi Clear, UOB One (plan to cancel this soon because I'm not the principal holder and so don't get the cashback)

5. Interested in CC from: No preference

6. Others: Mostly cash back. Rewards points are nice but I don't track them
*
PBB Quantum 2Cards (Free for Life)
Quantum MC - 5% Cash Back on Online & Dining transactions (You can Pay your billing Online to get CB), capped at RM30/
month
Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30/month

Maybank 2 Cards
* 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 / month.
Basically, Anything you spend on Weekends with MBB 2 Amex will earn You 5% Cash Back
* You can Pay your Utilities Billing by using 2 Amex thru Maybank 2U or Online on Weekends to earn Cash Back.
fly126
post Jan 20 2018, 10:27 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(ExpZero @ Jan 20 2018, 05:23 PM)
1. Annual Income: >RM500k

2. Free Lifetime Annual Fee: Any(If benefit is good can consider with annual fee)

3. Card required for: Dining, Phone Bill (Celcom), Petrol, Online shopping

4. Existing credit cards (if any): Currently holding OCBC credit card + Hong Leong wise + Hong Leong Essential.

5. Interested in CC from: Cash Back and travel credit card (two different credit card or 1 credit card also can)

6. Others: Looking to cancel HL Wise as my spending always varies on RM1k-10k, Sometimes will make big purchase, sometimes will have no purchase, that's why I cant maintain Hong Leong Wise. Need a new travel credit card as I will keep travel around up to 3-10 times per year, so hope to enjoy some premier lounge, previously enter premier lounge using wife credit card.

Looking to maintain OCBC credit card for insurance payment, Hong Leong Essential for other expenses. I can consider to change all these 3 credit card too.
*
PBB Visa Signature
6% Cash Back on Grocery, Dining and Online Transaction, 6% Cash Rebate is capped at RM38 per month per principal account equivalent to RM633.33 spend
OR,
PBB Quantum 2Cards (Free for Life)
Quantum MC -   5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend.
Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend.

SCB JustOne Platinum MasterCard Credit Card
for Petrol, eCommerce & Auto billing (Utilities Bill, Insurance via Auto Debit), EZ Fee Waiver with jz Call CS request an AF Waiver
» Click to show Spoiler - click again to hide... «


Maybank 2 Cards
* 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 / month.
Basically, Anything you spend on Weekends with MBB 2 Amex will earn You 5% Cash Back

Maybank FC Barcelona Visa Signature
* Lifetime Fee Waiver
* 2% Cash back for ALL purchases all year long (except May and August) and capped at maximum of RM 50 per month.
* 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month.
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

AmBank VISA Infinite Card /AmBank World MasterCard
• 5X AmBonus Points for overseas spend. The reward of 5X AmBonus Points is only applicable to card transactions outside Malaysia.
• All online transactions are not entitled to 5X AmBonus Points regardless the country the Cardmember is in.
• Free-For-Life, NO conditions attached
• Unlimited lounge access on condition* - with Min spend* of RM500 within 30 days before and/or 30 days after each lounge access https://www.ambank.com.my/ambank/Documents/...umLoungeTnC.pdf
• Complimentary Hilton Premium Club Membership Card
(Note: Membership is automatically renewed annually with just a min retail usage of RM30,000)
• Air Miles Frequent Flyer / Travel Reward Programs (Note: 5,000 AmBonus points = 1,000 Air Miles)
https://www.ambank.com.my/ambank/Documents/...stofAirport.pdf
fly126
post Jan 22 2018, 07:50 AM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(GymBoi @ Jan 22 2018, 01:43 AM)
Hi guys, It's been a long time I checked on new CC and I didn't quite track my cashback also, not sure if recent terms have changed or not. Looking for new recommendations for my spendings. Thanks.

1. Annual Income: RM100K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Dining, Online bill payment, Insurance, and other misc like random purchase and travels

4. Existing credit cards (if any):
a) Maybank Visa Signature - For Petrol (Roughly RM400 spending/month) - Have to cancel by next month because I heard can't get annual fee waiver and I don't use much also.
b) Public Bank visa Signature - For Dining (Roughly RM900 spending/month)
c) UOB YOLO - For Online bill payment (Roughly RM900 spending/month)
d) Standard Chartered Mastercard - For MISC (Roughly RM1300/month)
e) Alliance Younique - For MISC
f) HLB Essentials - For MISC

5. Interested in CC from: Prefer but not limited to - CIMB, CITI, HL, MBB, RHB, SC (Because want to utilize Samsung Pay haha)

6. Others: I'm a cashback person only. Looking to max out my cashbacks with my spendings. I don't have specific categories sometimes that why I have mostly MISC CB cards (That is not limited by days, categories, etc) Open to totally new cards. I can cancel all my card and get new cards if needed. Thanks in advance for your recommendations. Thanks!
*
Unfortunately YES got some changes... sweat.gif
Revision on PBB VS - 6% Cash Rebate is capped at RM38 per month per principal account equivalent to RM633.33 spend (effective 1st January 2018).

TRY THESE:
PBB Quantum 2Cards
Quantum MC -   5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend.
Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend.

SCB JustOne Platinum MasterCard Credit Card
for Petrol, eCommerce & Auto billing (Utilities Bill, Insurance via Auto Debit), EZ Fee Waiver with jz Call CS request an AF Waiver
» Click to show Spoiler - click again to hide... «


Maybank 2 Cards
* 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 / month.
Basically, Anything you spend on Weekends with MBB 2 Amex will earn You 5% Cash Back

Maybank FC Barcelona Visa Signature
* Lifetime Fee Waiver
* 2% Cash back for ALL purchases all year long (except May and August) and capped at maximum of RM 50 per month.
* 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month.
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

This post has been edited by fly126: Jan 22 2018, 08:08 AM
fly126
post Jan 24 2018, 01:41 AM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
QUOTE(Croner @ Jan 23 2018, 09:53 PM)
Annual Income: 96k

2. Free Lifetime Annual Fee: Yes please

3. Card required for: Online shopping, shopping, online payment for flight and bill etc

4. Existing credit cards (if any): Maybank double Gold card. Amex not using.

5. Interested in CC from: HSBC Signature or Maybank Signature

6. Others: nothing except i like to hold a better category of credit card. Was interested in HSBC because this bank had been giving me the impression of high income personnel banking since child. Wanted Maybank Signature because my bank account was Maybank and i can settle the bill very easy through apps.

But the problem is , HSBC offer Free annual fees for each stripe a month. While maybank must pay 550...so advice please many thanks
Thanks 
*
How come You X use Your MBB 2 Cards: (2 Amex) the Card which offered the BEST Cash-Back Returns... hmm.gif

I) Maybank 2 Cards
» Click to show Spoiler - click again to hide... «


II) PBB Quantum 2Cards (Free for Life)
Quantum MC - 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend.
Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend.
You can Pay your bill thru Online to get Cash Back... icon_idea.gif
+ This PBB Quantums come with a Flexi-Payment Plan Offer 0% for 12 months with minimum purchase of RM1,200.

III) Maybank FC Barcelona Visa Signature
* Lifetime Fee Waiver
* 2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM 50 per month.
* 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month. brows.gif
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

THESE CARDS just a Normal or mid-level CC for the Average Income Earner, But They're ALL FREE for LIFE so No Worry with Annual Fees & Most Important thing these Cards will earn $$$ & it Save Us a lot...

So Called Glamour High-Earn Incomer Card, HSBC Visa Signature jz a pure Point / Air miles Collecting Card Earn you NO $$$ but Slap You an Expensive 600 Bucks Annual Fees .... sweat.gif
Perks,
• 8X Reward Points on Overseas Spend
• 8X Reward Points on Online Spend (Foreign currency)
• 5X Reward Points at Local Malls Spend
• 5X Reward Points on Online Spend (Ringgit Malaysia)
• 1X Reward Points on Any Other Spend.
* COMPLIMENTARY LOUNGE ACCESS to Plaza Premium Lounge
https://sp.hsbc.com.my/vs?utm_source=INT_VI...HOM:1709:001:VS

FYI, I got HSBC VS also plus 10 more CC from Other Banks but seldom Use, it NEVER really Suit ME & I jz Keep it as a Backup whistling.gif

QUOTE(maxgenesis @ Jan 23 2018, 10:26 PM)
Hi all, any other card other then UOB give cashback on petrol? want to terminate that non-waiver card.
*
MBB Ikhwan Visa/ Mastercard, CIMB CR Mastercard, MBB 2Cards

This post has been edited by fly126: Jan 24 2018, 07:03 AM
« Next Oldest · Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards · Next Newest »
 

25 Pages « < 15 16 17 18 19 > » Top
Add ReplyOptions
 

Change to:
| Lo-Fi Version
 0.0329sec    0.17    7 queries    GZIP Disabled
Time is now: 9th December 2025 - 06:51 AM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.