Recommendation for Credit Cards V4

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fly126	Sep 28 2017, 07:29 PM Return to original view \| Post #261
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(Kamm Matt @ Sep 28 2017, 07:16 PM) 1. Annual Income: RM34K 2. Free Lifetime Annual Fee: Must 3. Card required for: Petrol(main reason)!, Dining, leisure, groceries(for sure!), etc etc 4. Existing credit cards (if any): MBB 2 GOLD CARDS ( amex and gold visa) 5. Interested in CC from: Any CC that suit my requirement,free lifetime annual fee,everydays cash rebates and can be used everywhere!! 6. Others: Prefer CC that provide 0% installment up to 24 months and more cash rebates + rewards UOB One Card (Petrol, Movie, Groceries, Telco) at least AF Waiver on the 1st Year... » Click to show Spoiler - click again to hide... « UOB One Card - Annual Fee: RM72.08 (One Card) RM178.08 (One Platinum Card) * Cash Rebate for petrol (Weekdays 1% / Weekends 5%) & Wed. Special Petrol Rebate: 3% (1/7 - 30/9/2017) - Capped at RM500 for UOB ONE Platinum card and RM300 for UOB ONE Classic card per month * Cash Rebate for all spending on Groceries at AEON Big, Tesco, Cold Storage, Jaya Grocer and Giant, ONLY (Weekdays 1% / Weekends 2%) - Capped at RM1,500 for UOB ONE Platinum card and RM1,000 for UOB ONE Classic card per month * Cash Rebate for major mobile service providers (Maxis, Digi and Celcom) (Weekdays 1% / Weekends 2%) - Capped at RM300 for UOB ONE Platinum card and RM200 for UOB ONE Classic card per month Cash Rebate for Golden Screen Cinemas (“GSC”) ticket counters for purchase of movie tickets (Weekdays 2% / Weekends 8%) http://www1.uob.com.my/personal/cards/cred...b_one_card.html When the time You got earn more than RM36K p.a liao, just get PBB* (Quantum 2 Cards) + Maybank 2 Cards = That's ALL You Need, Both of the Combo already can Cover Most of your Daily Expenses, liao... I) PBB Quantum 2Cards Quantum MC - 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. You can Pay your bill thru Online to get Cash Back... + This PBB Quantums come with Flexi-Payment Plan Offer 0% for 12 months with minimum purchase of RM1,200. This post has been edited by fly126: Sep 28 2017, 07:37 PM
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fly126

Sep 29 2017, 10:59 AM

Return to original view | Post #262

Lousy One

Senior Member
4,404 posts

Joined: Jun 2012

QUOTE(chichichi @ Sep 29 2017, 10:28 AM)

Hello, need further recommendations

1. Annual Income: RM70-85K

2. Free Lifetime Annual Fee: yes. terminated Citibank Clearcard due to the annual fee

3. Card required for: Petrol around RM500-800 a month, already have Maybank Ikhwan Gold but such a hassle only to fuel up on Friday & Saturday for CB
   Groceries shopping- normally done on Sunday, or impromptu (can I get CB for shopping done on other days other than Fri & Sat on Maybank Ikhwan?)
   Insurance around 600-1000 (is it possible to get CB for insurance payment?)
   What about other expenses such as school fees, can get CB?

4. Existing credit cards (if any): Just terminated Citibank Clearcard.

5. Interested in CC from: Open to suggestion

By the way, do you have to register for CB with Maybank Ikhwan or its automatic?

Thanks in advance

Maybank 2 Cards (Everything you Spend on Weekends)
Citibank CB Plat. (Petrol, Groceries, Telco, Pharmacial)
UOB One Card (Petrol, Movie, Groceries, Telco)

UOB One Card & Citibank Cash-Back Card

» Click to show Spoiler - click again to hide... «

How About...
SCB Cash Back Gold: 2 - 5% Cash Back from Retail Transactions, Except Petrol (MCC: 5541, 5542) & Insurance (MCC: 5960, 5968, 6300) Transactions.
https://www.sc.com/my/credit-cards/goldcard/gold-card.html
AND,
SCB JustOne Platinum MasterCard Credit Card
for Petrol, eCommerce & Auto billing (Utilities Bill, Insurance via Auto Debit), EZ Fee Waiver with jz Call CS request an AF Waiver

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fly126	Oct 1 2017, 09:11 PM Return to original view \| Post #263
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(Leroi2x @ Oct 1 2017, 06:53 PM) 1. Annual Income: RM60k 2. Free Lifetime Annual Fee: At least free for 1st years 3. Card required for: cash back for insurance ,AIA (anyway to pay online ?) 4. Existing credit cards (if any): sc visa plat , uob one (going chop) 5. Interested in CC from: thinking get public AIA for 2% rebate on insurance, any better option ? (can AIA pay online ?) PB-AIA Visa Gold Credit Card Additional 2% Cash Rebate for AIA Insurance Premiums with a Maximum cash rebate RM350 p.a Applicable for AIA transaction acquired by PBB at AIA branches and auto-debit. AIA transaction made via internet or e-commerce is Excluded. However, The 2% cash rebate earned will be accumulated over 12 months and credited directly to the Card Account on the 13th month, upon anniversary of the Card membership. https://www.pbebank.com/pdf/Cards/pds/pds_credit_pbb.aspx Get PBB Quantum 2Cards Quantum MC - 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. You can Pay your bill thru Online to get Cash Back... + This PBB Quantums come with Flexi-Payment Plan Offer 0% for 12 months with minimum purchase of RM1,200. This post has been edited by fly126: Oct 1 2017, 09:19 PM
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fly126	Oct 3 2017, 10:37 AM Return to original view \| Post #264
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(fly126 @ Sep 27 2017, 10:57 AM) PBB (Quantum 2 Cards) + Maybank 2 Cards = That's ALL You Need :thumbsup: I) PBB Quantum 2Cards Quantum MC - 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. You can Pay your bill thru Online to get Cash Back... + These combo come with Flexi-Payment Plan Offer 0% for 12 months with minimum purchase of RM1,200. II) Maybank 2 Cards * 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card. * 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 / month. Basically, Anything you spend on Weekends with MBB 2 Amex will earn You 5% Cash Back » Click to show Spoiler - click again to hide... « It's Lifetime Waiver NO Annual Fee on Treats-Point (Basis), with 3 Years Lifespan Period * The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard / Visa Card, in 1 sign up & 1 statement. * 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card. * 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 /month. * Earn 1x TREATS Points for every Ringgit spent on Maybank 2 American Express Card at Education Institutions, Insurance Providers, Utilities: Electric, Gas, Sanitary and Water, Petrol, EzyPay. * NO TREATS Points will be rewarded for every Ringgit spent on Maybank 2 MasterCard/ Visa/ American Express card at Government Bodies. Uses the Treats Point on Shopping Voucher or Enrich Air Miles Redemption even though the Treats Point come with (3) Years Expiry Period. You can Accumulate/Earn More Rewards Point even Faster: 1x/ 2x / 5X Treats point + 5% Cash-Back from Weekends Spend with Maybank 2Cards (Amex) for Every RM1 Spent. Do Use the Treats Point on Shopping Voucher Redemption Even Use it for MAS Enrich Air Miles Redemption. (5X Tp = 1.25% CB) or Standard On-Spot Redemption Conversion: 400 TPs = RM1 or 10,000 Treats Points = 1000 Enrich Mile (Effective 1 March 2015). So with RM1 = 5x TP, it works out to RM2 spent = 1 Enrich Mile for the Enrich Miles Conversion http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards QUOTE(derekqiren @ Oct 3 2017, 09:48 AM) 1. Annual Income: 48k 2. Free Lifetime Annual Fee: Yes 3. Card required for: General use: Leisure, dining, online, shopping, groceries 4. Existing credit cards (if any): Citibank Choice Mastercard (supplementary under dad) 5. Interested in CC from: any 6. Others: Cashback and rewards Thank you! Maybank 2Cards & PBB Quantum 2Cards.
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fly126	Oct 3 2017, 11:55 AM Return to original view \| Post #265
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(SeanJeremiah @ Oct 3 2017, 10:48 AM) 1. Annual Income: 30k 2. Free Lifetime Annual Fee: No preference 3. Card required for: General use. Build credit score. 4. Existing credit cards if any: None 5. Looking at CC from: No preference. Currently use CIMB debit for daily spending. Now also occasionally use Maybank debit for Samsung pay. 6. Others: Rejected last month - Maybank2card Gold (probably due to PTPTN outstanding which has now been cleared). Thanks. MISC. Spend - Alliance You:nique, HLB Essential, MBB 2Cards, SCB Cash-Back Gold. » Click to show Spoiler - click again to hide... « i) HLB Essential: 0.6% on 1st RM5000 spend or any Insurance Transaction, 1% cash back on Subsequent spend, NO cashback on Petrol Transaction. ii) SCB Cashback Gold: 2 - 5% CB with min spend $500, NO CB for Petrol, Insurance Transactions. However, It's Good on PTPTN Payment. https://www.sc.com/my/credit-cards/goldcard/gold-card.html iii) Alliance You:nique: 0.5 - 3% CB from RM0 - RM3000 Spending, & also Good for PTPTN. http://www.alliancebank.com.my/younique Can consider also CIMB Cash Rebate MC.
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fly126	Oct 3 2017, 09:15 PM Return to original view \| Post #266
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(SeanJeremiah @ Oct 3 2017, 07:46 PM) thanks fly126! What do you mean by good for PTPTN payment? Using these Credit Card to Pay PTPTN - Perbadanan Tabung Pendidikan Tinggi Nasional to get Cash Back. By Login to your Penyata Baki and pay using credit card As we know most of the credit card now we don't get any CB from Government or PTPTN payment. However, some of CC here still can get CashBack on those Transaction. This post has been edited by fly126: Oct 3 2017, 09:20 PM
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fly126	Oct 4 2017, 12:44 AM Return to original view \| Post #267
Lousy One Senior Member 4,404 posts Joined: Jun 2012	AmBank VISA Infinite Card /AmBank World MasterCard (Income Requirement: RM120K p.a) » Click to show Spoiler - click again to hide... « • 5X AmBonus Points for overseas spend. The reward of 5X AmBonus Points is only applicable to card transactions outside Malaysia. • All online transactions are not entitled to 5X AmBonus Points regardless the country the Cardmember is in. • Free-For-Life, NO conditions attached • Unlimited lounge access without condition • Complimentary Hilton Premium Club Membership Card (Note: Membership is automatically renewed annually with just a min retail usage of RM30,000) • Air Miles Frequent Flyer / Travel Reward Programs (Note: 5,000 AmBonus points = 1,000 Air Miles) http://www.ambank.com.my/eng/cards/visainfinite Get This Card becos it's FREE for Life with No AF +Unlimited PPL access from Various location with No condition attached... it's more like a Pure Air-miles CC to the cardholder. As we know most the Air-miles Earning + PPL Access Privileges credit card may come with an Annual Fee like more than $600 a year & with limited Choice of PPL Access. Visa Infinite got more Perks of Privileges, Promo compare to WMC but, WMC will get better oversea conversion rate compare to VI so why not get Both cards... https://www.ambank.com.my/ambank/Documents/...stofAirport.pdf PETROL - MBB Ikhwan Visa/ Mastercard, CIMB CR Mastercard, MBB 2Cards, UOB One, Citi CB Card, MBB Visa Signature. » Click to show Spoiler - click again to hide... « MBB Ikhwan Mastercard - 5% Cash-Back on Petrol & Groceries, every Fri/Sat. , CB capped at RM50/month. UOB One Card & Citibank Cash-Back Card » Click to show Spoiler - click again to hide... « UOB One Card - Annual Fee: RM72.08 (One Card) RM178.08 (One Platinum Card) * Cash Rebate for petrol (Weekdays 1% / Weekends 5%) & Wed. Special Petrol Rebate: 3% (1/7 - 30/9/2017) - Capped at RM500 for UOB ONE Platinum card and RM300 for UOB ONE Classic card per month * Cash Rebate for all spending on Groceries at AEON Big, Tesco, Cold Storage, Jaya Grocer and Giant, ONLY (Weekdays 1% / Weekends 2%) - Capped at RM1,500 for UOB ONE Platinum card and RM1,000 for UOB ONE Classic card per month * Cash Rebate for major mobile service providers (Maxis, Digi and Celcom) (Weekdays 1% / Weekends 2%) - Capped at RM300 for UOB ONE Platinum card and RM200 for UOB ONE Classic card per month Cash Rebate for Golden Screen Cinemas (“GSC”) ticket counters for purchase of movie tickets (Weekdays 2% / Weekends 8%) http://www1.uob.com.my/personal/cards/cred...b_one_card.html Citibank CB / Platinum CC* Citibank Cash-Back Card (Income Requirement RM36k p.a) Annual Fee - RM120 + (6% GST) = RM127.20 Citibank Cash Back Platinum (Income Requirement $60k p.a) Annual Fee - $195 + (6% GST) = RM206.70 Cash Back: * 5% X for Petrol - Monthly capped at RM300 with Max.$15 Cash Back for Citibank Cash Back - Monthly capped at RM400 with Max.$20 CB for Citibank Cash Back Plat. * 2% X Cash Rebate for Major Mobile service providers (Maxis, Digi) [Unlimited Monthly Rebates with t&c, MUST Pay the Bill thru Citibank Online ONLY in-order to get Cash-back] * 2% X Cash Rebate on Groceries (AEON Big formerly known as Carrefour, Tesco, Cold Storage, Giant, Everise, Servay, Econsave & Mydin) - Monthly capped at RM1500 with Max.$30 Cash Back for Citibank Cash Back - Monthly capped at RM3000 with Max.$60 CB for Citibank Cash Back Plat. * 2% X Cash Rebate for Pharmacies (Guardian, Watson and Caring) [No Capping] * 0.2% X Cash Rebate for Others Spending [No Capping] Note: Cash Back Platinum in BLUE Citibank CB Only credit the cash back earned once you reach RM20 & If Cash Back < RM20 for a particular month, the total cash rebate amount will be carried forward to the following month. https://www.citibank.com.my/global_docs/pdf/citicashback.pdf This post has been edited by fly126: Oct 4 2017, 12:45 AM
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fly126	Oct 4 2017, 10:07 AM Return to original view \| Post #268
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(ha11e1ujah @ Oct 4 2017, 01:13 AM) Thank you for the recommendation! Its a big help! The Ambank cards seems like a really good choice! I might go for that one, how bout CIMB cards, are they any good? I) CIMB Visa INFINITE * 1% cash rebate on overseas retail transactions. * 0.5% cash rebate on your everyday local transaction. * Enjoy exclusive 2x access to Plaza Premium Lounge. (This will be automatically renewed annually if your total spending is RM100,000 or more p.a) II) CIMB Cash Rebate Mastercard * 2% CB on Utility, Mobile Bill Payments via Standing Instruction/Auto Debit (TNB, Gas Malaysia, SESCO, Maxis, Digi, Celcom, U Mobile, YES) * 2% CB for Petrol, Groceries * 5% CB for E-Commerce/Online Spend (Max. CB RM30.00/ month) NO CB on Flight Tickets Booking * 0.2% CB on Other Retail Spend With Total Maximum CB capped at RM50/month https://forum.lowyat.net/topic/3988506 Nothing Special compared to Others... This post has been edited by fly126: Oct 4 2017, 10:43 AM
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fly126	Oct 5 2017, 09:08 PM Return to original view \| Post #269
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(MadDog89 @ Oct 5 2017, 07:18 PM) Hello , May I Know Which Card Im Suitable With ? 1. Annual Income: 32k 2. Free Lifetime Annual Fee: Yes (or if can waive annualy) 3. Card required for: For Petrol,Online Shopping(Sometimes While Promo coupon),Grocery Shopping,Telco Bill Payment,Car Service & Repair 4. Existing credit cards (if any): none 5. Interested in CC from: Any 6. Others: Prefer Can Get Offer Of Low Rate or 0% Installment Plan Available Just in Case I Need It For Some Electronic or Gadget Purchasing , Cash Back Or Points for Redeem Some Voucher Or Coupon I) Maybank 2 Cards * 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card. * 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 / month. Basically, Anything you spend on Weekends with MBB 2 Amex will earn You 5% Cash Back » Click to show Spoiler - click again to hide... « It's Lifetime Waiver NO Annual Fee on Treats-Point (Basis), with 3 Years Lifespan Period * The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard / Visa Card, in 1 sign up & 1 statement. * 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card. * 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 /month. * Earn 1x TREATS Points for every Ringgit spent on Maybank 2 American Express Card at Education Institutions, Insurance Providers, Utilities: Electric, Gas, Sanitary and Water, Petrol, EzyPay. * NO TREATS Points will be rewarded for every Ringgit spent on Maybank 2 MasterCard/ Visa/ American Express card at Government Bodies. Uses the Treats Point on Shopping Voucher or Enrich Air Miles Redemption even though the Treats Point come with (3) Years Expiry Period. You can Accumulate/Earn More Rewards Point even Faster: 1x/ 2x / 5X Treats point + 5% Cash-Back from Weekends Spend with Maybank 2Cards (Amex) for Every RM1 Spent. Use the Treats Point on Shopping Voucher Redemption Even Use it for MAS Enrich Air Miles Redemption. (5X Tp = 1.25% CB) or Standard On-Spot Redemption Conversion: 400 TPs = RM1 or 10,000 Treats Points = 1000 Enrich Mile (Effective 1 March 2015). So with RM1 = 5x TP, it works out to RM2 spent = 1 Enrich Mile for the Enrich Miles Conversion http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards II) CIMB Cash Rebate Mastercard * 2% CB on Utility, Mobile Bill Payments via Standing Instruction/Auto Debit (TNB, Gas Malaysia, SESCO, Maxis, Digi, Celcom, U Mobile, YES) * 2% CB for Petrol, Groceries * 5% CB for E-Commerce/Online Spend (Max. CB RM30.00/ month) NO CB on Flight Tickets Booking * 0.2% CB on Other Retail Spend With Total Maximum CB capped at RM50/month https://forum.lowyat.net/topic/3988506
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fly126	Oct 5 2017, 09:35 PM Return to original view \| Post #270
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(MadDog89 @ Oct 5 2017, 09:27 PM) if i got car loan & fix Deposit account under MBB will it more easier to get approval? Possible... & can try get cc with your salary account bank also This post has been edited by fly126: Oct 5 2017, 09:38 PM
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fly126

Oct 7 2017, 04:01 PM

Return to original view | Post #271

Lousy One

Senior Member
4,404 posts

Joined: Jun 2012

QUOTE(silversuave @ Oct 7 2017, 01:34 PM)

Hello, which card to get?

1. Annual Income: 100K

2. Free Lifetime Annual Fee: Yes (or if can waive annualy by swipes)

3. Card required for: Rebate for general/other purchases, insurance

4. Existing credit cards (if any): Maybank2Card, PB Visa Signature, AEON New Card

5. Interested in CC from: Any

6. Others: Mainly to complement existing cards. Need rebate for insurance payment and every other spending not covered by MBB Amex and PB Visa Signature. Currently using AEON New Card to pay insurance through auto debit
Thanks

SCB Cash Back Gold: 2 - 5% Cash Back from Retail Transactions, Except Petrol (MCC: 5541, 5542) & Insurance (MCC: 5960, 5968, 6300) Transactions.
https://www.sc.com/my/credit-cards/goldcard/gold-card.html
AND,
SCB JustOne Platinum MasterCard Credit Card
for Petrol, eCommerce & Auto billing (Utilities Bill, Insurance via Auto Debit), EZ Fee Waiver with jz Call CS request an AF Waiver

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fly126	Oct 10 2017, 07:58 PM Return to original view \| Post #272
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(monoikhwan @ Oct 10 2017, 05:59 PM) I was eyeing for CIMB CR Platinum card until they recently reduced the online spending cash rebate, so can anyone suggest best CC for online spending? Thanks in advance 1. Annual Income: RM72000 2. Free Lifetime Annual Fee: A Must 3. Card required for: Priorities are in order as below: 1) Online Spending 2) Petrol (Weekdays) 3) Bill Payment 4. Existing credit cards (if any): 1) Maybank Islamic MasterCard Ikhwan 2) Maybank 2 Cards 5. Interested in CC from: I have account with below banks: 1) Maybank 2) CIMB 3) Public Bank 4) Hong Leong 6. Others: Please be specific. This card will be used mainly for buying things online eg Lazada, 11Street, etc and Petrol for weekdays only. I have MasterCard Ikhwan to cover petrol on weekend. PBB Quantum 2Cards Quantum MC - 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. You can Pay your bill thru Online to get Cash Back... + This PBB Quantums come with Flexi-Payment Plan Offer 0% for 12 months with minimum purchase of RM1,200.
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fly126	Oct 11 2017, 12:19 AM Return to original view \| Post #273
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(yuunasue @ Oct 10 2017, 10:58 PM) Hello, sifu Please suggest 1. Annual Income: SGD 48K+ 2. Free Lifetime Annual Fee: Yes (or if can waive annualy) 3. Card required for: Cashback, or anything you think can benefit a first time user 4. Existing credit cards (if any): none 5. Interested in CC from: Any 6. Others: First time going to apply for credit card. For GE insurance payment and some medical expenses. QUOTE(CapriKey @ Oct 10 2017, 11:20 PM) 1. Annual Income: 60K 2. Free Lifetime Annual Fee: Preferrably got, otherwise if can waive annually by swipes 3. Card required for: Insurance, Cashback or Rebate for online/retail purchases 4. Existing credit cards (if any): UOB VOX coverting to YOLO 5. Interested in CC from: Any 6. Others: Biggest spends are on insurance (RM500/m) and online or retail purchases so will be best if I can get cashback or rebates on these. I) PBB Quantum 2Cards (Free for Life) Quantum MC - 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. You can Pay your bill thru Online to get Cash Back... + This PBB Quantums come with Flexi-Payment Plan Offer 0% for 12 months with minimum purchase of RM1,200. II) Maybank FC Barcelona Visa Signature * Lifetime Fee Waiver * 2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM 50 per month. * 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month. http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards This post has been edited by fly126: Oct 11 2017, 12:33 AM
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fly126	Oct 11 2017, 09:52 AM Return to original view \| Post #274
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(vincabby @ Oct 11 2017, 09:26 AM) 1. Annual Income: RM36K to RM60K 2. Free Lifetime Annual Fee: YES 3. Card required for: Petrol, groceries, online shopping 4. Existing credit cards (if any): CIMB platinum cashback 5. Interested in CC from: RHB, Maybank, Hong Leong 6. Others: Want credit cards that I have an online account so i can track them. Not a huge spender so no " activation amount" requirements if possible. thanks in advance. Maybank Ikhwan MasterCard - 5% Cash Back for Petrol & Groceries Spend, Every Fri, Sat . Max CB Capped at $50/month. PBB Quantum 2Cards (Free for Life) Quantum MC - 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. You can Pay your bill thru Online to get Cash Back... + This PBB Quantums come with Flexi-Payment Plan Offer 0% for 12 months with minimum purchase of RM 1200.
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fly126	Oct 11 2017, 12:45 PM Return to original view \| Post #275
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(forumania126 @ Oct 11 2017, 12:03 PM) Any benefit for OCBC card as attached? [attachmentid=9223645] Why don't You find out yourself... https://www.ocbc.com.my/assets/pdf/Cards/ca...itanium_tnc.pdf
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fly126	Oct 11 2017, 01:23 PM Return to original view \| Post #276
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(forumania126 @ Oct 11 2017, 12:53 PM) I did check. Just want to know more about this. Maybe got anyone that have this card? Mind to share? I got this card, it nothing special of this card, What you want to know about the card...?
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fly126	Oct 13 2017, 02:55 PM Return to original view \| Post #277
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(westlife @ Oct 13 2017, 01:26 PM) ocbc titainum card has no annual fee now? Yup, Free for Life.
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fly126	Oct 14 2017, 08:48 AM Return to original view \| Post #278
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(Garysydney @ Oct 14 2017, 08:32 AM) Hi guys, I have worked more than 30 years in Sydney and planning to come back to KL to retire around mid-2019. I plan to take all my long service leave (nearly 1 year) from mid-2019 and my pay is paid to my Australian bank (CBA) savings account. My pay is about A$10k/mth and i still have Malaysian citizenship. I currently have an Aust credit card with a limit of A$43k (mastercard) with CBA but don't want to use this in Malaysia as they impose a 3% fee on foreign currency. I have a Public Bank and MBB debit card but have never applied for a credit card in Malaysia. Do you think i will have problems getting a Malaysian credit card when i apply? Can. Use FD Pledging for a Credit Card it can be done with Maybank, HLB, Ambank, Public Bank.
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fly126	Oct 14 2017, 09:31 AM Return to original view \| Post #279
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(Garysydney @ Oct 14 2017, 08:59 AM) Thank you fly126. How much FD would i need to pledge - I just need about rm10k limit. I normally carry cash but it would be nice to carry less cash around. Depends on what type of CC you pledges however, 10K is enough for a Normal CC.
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fly126	Oct 16 2017, 08:15 AM Return to original view \| Post #280
Lousy One Senior Member 4,404 posts Joined: Jun 2012	QUOTE(fkinmeng @ Oct 15 2017, 06:17 PM) Can pledge 10k to get pbb quantum? Previously applied but kena reject. Not sure with the amount maybe you call PBB to quires... QUOTE(Garysydney @ Oct 16 2017, 06:31 AM) Hello fly126, when you pledge does it mean that the fd is locked up as long as the credit card is in issue? How long does the application take normally before you know the results? Thank you. YES, U can't Cancel the FD, if you withdraw it out & the card will be CUT also ... FD 10K = Your Credit Card Limit Maybe 5- 10 working Days needed on Process...
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