Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Recommendation for Credit Cards V4, Please post according to Format stated
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 Nov 11 2017, 11:02 PM
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#301
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Senior Member
4,404 posts Joined: Jun 2012   
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QUOTE(Tiaso @ Nov 11 2017, 10:38 PM) Thanks for the recommendation. But does not seems to suit what i wanted. Isn't CIMB cash rebate platinum not bad? all 2%, no need think much, annual fee free for life. haha DarReNz Pinjam saat Your Post...   CIMB Cash Rebate Plat. MC Features & Benefits:-  ONLY 0.2% Cash-Back for Others Retail Spending...  https://www.cimbbank.com.my/content/dam/cim...rtantNotice.pdf |
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Nov 14 2017, 11:37 AM
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#302
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(azhar1975 @ Nov 14 2017, 11:05 AM) can recommend me the best lifetime free annual fee credit cards with cash rebate on petrol? http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cardshttp://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards http://www.cimbbank.com.my/en/personal/pro...mastercard.html https://www.cimbbank.com.my/en/personal/pro...mastercard.html |
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Nov 17 2017, 08:29 PM
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#303
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(dskwan @ Nov 17 2017, 05:56 PM) Which credit card is the best for installment payment? PBB Quantum 2Cards |
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Nov 19 2017, 09:03 PM
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#304
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(lkeithl @ Nov 18 2017, 11:46 PM) Hi, Pls suggest me a cc that comes with cash rebate, petrol, installment. UOB One CardAnnual income : Rm24k - Rm30k Free lifetime annual fee : No Card Require for : Cash rebate, Petrol, Installment, Groceries. Existing CC : Nil |
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Nov 20 2017, 11:49 PM
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#305
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4,404 posts Joined: Jun 2012
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QUOTE(ableze_joepardy @ Nov 20 2017, 11:41 PM) 1. Annual Income: RM100K to RM150K SCB JustOne Platinum MasterCard Credit Card 2. Free Lifetime Annual Fee: Must. 3. Card required for: Paying utility (mainly TNB) 4. Existing credit cards (if any): MBB 2 Kad MBB Visa Signature PBB Visa Signature 5. Interested in CC from: cant find any 6. Others: need cash rebate card for paying TNB bills or online transact. for Petrol, eCommerce & Auto billing (Utilities Bill, Insurance via Auto Debit), EZ Fee Waiver with jz Call CS request an AF Waiver » Click to show Spoiler - click again to hide... «
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Nov 21 2017, 07:12 PM
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#306
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4,404 posts Joined: Jun 2012
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QUOTE(renjiv2 @ Nov 21 2017, 07:02 PM) 1. Annual Income: RM50k Maybank FC Barcelona Visa Signature2. Free Lifetime Annual Fee: yes or waive for several swipes 3. Card required for: petrol, retail & online spending. 4. Existing credit cards (if any): MBB 2 card gold 5. Interested in CC from: MBB FC Barcelona Visa Signature (but this card no cb for petrol & online transaction right?)  6. Others: most of the weekend spending can be cover by mbb 2 amex, need another cash rebate card for weekly spending & merchant that doesn't accept amex.  * Lifetime Fee Waiver * 2% Cash back for ALL purchases all year long (except May and August) and capped at maximum of RM 50 per month. * 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month. http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards Everything you spend on can earn Cashback...!!!  This post has been edited by fly126: Nov 21 2017, 07:13 PM |
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Nov 23 2017, 12:37 AM
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#307
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(taki-kun @ Nov 22 2017, 10:16 PM) 1. Annual Income: RM36K to RM60K I) PBB Quantum 2Cards (Online + Dining + Entertainment + Departmental Stores) 2. Free Lifetime Annual Fee: Yes / Waive for several swipes 3. Card required for: Petrol, Online Shopping, Food and Entertainment 4. Existing credit cards (if any): Nil 5. Interested in CC from: Any 6. Others: Prefer cashback. I have applied for Citi Cashback and MBB Barcelona but got rejected for both applications. Please recommend suitable cards for newbies like me who had just graduated university and started working for a few months. Thanks in advance!  II) UOB One Card (Petrol + Groceries + Telco + Movie) Try to apply again when the time you worked longer with 6 months EPF Contribution or more as they have seen you already got a stable job & they may consider grant a Credit Card to you...  |
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Nov 24 2017, 07:44 AM
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#308
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(Arvinaaaaa @ Nov 23 2017, 10:14 PM) Hi guys, do recommend a card for me (preferably public bank or maybank) Maybank 2 Cards or PB Quantum 2 Cards1. Annual Income: 40k 2. Free Lifetime Annual Fee: A Must because im only going to use this card rarely as im applying just to have a record so that easier to apply loans in the future. 3. Card required for: List all your needs. Shopping. Probably gonna get the iphone x from senq with this credit card 4. Existing credit cards (if any): nil 5. Interested in CC from: 6. Others: Please be specific. This credit card ill use rarely nie and only if urgent as i apply just so i have records in a specific bankas i just graduate and hard to apply loan without any record in banks Thanks in advance http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards |
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Nov 24 2017, 09:42 PM
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#309
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(Pyjamas999 @ Nov 24 2017, 09:04 PM) Hi guys, looking to get a first credit card. I) PBB Quantum 2Cards (Online + Dining + Entertainment + Departmental Stores) 1. Annual income: 60k 2. Free lifetime annual fee: Yes is cool. Not a must, but with possible not too many swipes per month/year. Less than 20? 3. Card required for: Mainly dining, entertainment, electroronics, petrol occasionally 4. Existing cards: none 5. Interested in cc from: none 6. Other: looking for a credit card with cashbacks for mainly dining and entertainment e.g cinema. Other stuff like electronics, general stuff, petrol would be nice too if possible. II) UOB One Card (Petrol + Groceries + Telco + Movie) III) Maybank FC Barcelona VS (Everything you Spend) IV) Maybank 2 Cards (Everything you Spend on Weekends) This post has been edited by fly126: Nov 24 2017, 09:59 PM |
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Nov 29 2017, 03:42 PM
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#310
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(kokill @ Nov 27 2017, 09:53 AM) 1. Annual Income: RM36K CIMB Cash Rebate MasterCard, MBB 2Cads2. Free Lifetime Annual Fee: Yes 3. Card required for: Petrol, Cash Back/Rebate Only, Online Shopping 4. Existing credit cards (if any): None 5. Interested in CC from: Any 6. Others: I still own ptptn,will it have any problem?i use auto debit to pay my ptptn QUOTE(chichichi @ Nov 27 2017, 05:27 PM) Hello! I applied for the Maybank2cards Platinum and was approved. Thanks for the recommendations. Appreciate if sifus here could give some pointers to get the best benefit for the CC i currently have. Is my understanding below correct? (I now have Maybank 2 cards AMEX and Visa, and Citibank Gold Card) petrol: MBB Amex for 5% cashback on weekends, other days 5X points shopping malls/supermarket: Citi for 3X points utilities/insurance/education : MBB Visa for 1X points. If I pay the utilities/insurance/education with AMEX, will i get 5X points? Anyways, i feel a bit tough to get 5% cash back as most places dont accept AMEX  QUOTE(hello_hello @ Nov 29 2017, 01:14 PM) Hey, I have Maybank 2 gold card AMEX & VISA In what situation should I use which card for better benefits? Dining, groceries, utilities bills (Unifi / umobile / Insurancs) QUOTE Maybank 2 Cards * 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card. * 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 / month. Basically, Anything you spend on Weekends with MBB 2 Amex will earn You 5% Cash Back You can Pay your Utilities Billing by using 2 Amex thru Maybank 2U or Online on Weekends to earn Cash Back. This post has been edited by fly126: Nov 29 2017, 03:43 PM |
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Nov 29 2017, 10:00 PM
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#311
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(vinvon23 @ Nov 29 2017, 09:36 PM) hi all, Try These Combination:Looking for best card combination for spending breakdown as below : 1. Annual Income: RM100k 2. Free Lifetime Annual Fee: Yes/with min swipe. 3. Card required for: Petrol, Cash Back/Rebate Only, Online Shopping , grocery , dining grocery :600 petrol:350 online:200 misc : 1000 (none amex) dining :1000-1200 4. Existing credit cards (if any): mbb 2 card , ambank wmc , scb wmc 5. Interested in CC from: Any 6. Others: looking for best combination to maximise the cash back. Thanks PBB Visa Signature (Grocery + Dining + Online Transaction) + PBB Quantum 2Cards (Online + Dining + Entertainment + Departmental Stores) + Maybank FC Barcelona VS (Everything you Spend) + Maybank 2 Cards (Everything you Spend on Weekends) = Earn Cash Back from Online + Dining + Entertainment + Departmental Stores + Petrol + Groceries + Billing + Insurance & etc Transactions... (Can Cover most of Your Daily EXPENSES & Earn CB, already)  This post has been edited by fly126: Nov 29 2017, 10:03 PM |
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Nov 30 2017, 08:20 PM
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#312
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(DjKenji @ Nov 30 2017, 04:54 PM) Annual Income: RM80k PBB Quantum 2Cards (Online + Dining + Entertainment + Departmental Stores) 2. Free Lifetime Annual Fee: Yes/with min swipe. 3. Card required for: airmiles point, grocery, dinning, online shopping, entertainment 4. Existing credit cards (if any): NIL 5. Interested in CC from: Any 6. Others: like to access free longue at the airport. current looking for Pbb visa signatures but my annual income suit Pbb visa platinum. Maybank 2 Cards (Everything you Spend on Weekends) AEON / AEON Big Visa Gold Credit Card (PPL Access, Online) |
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Dec 2 2017, 04:18 PM
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#313
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(mental007 @ Dec 2 2017, 01:17 PM) 1. Annual Income: RM36K gross I) UOB Yolo - 6% CB for Online Spend, 3% CB on Dining2. Free Lifetime Annual Fee: yes or 12 swipe waive 3. Card required for: cashback only.. priority for online shopping and petrol 4. Existing credit cards (if any): citibank clear 5. Interested in CC from: Any 6. Others: hsbc got rejected. However, Total Monthly Spend: RM0 - RM499 = 0 CB RM500 - RM799 = Max. Cashback Capped at RM 20 RM800 & Above = Max. Cashback Capped at RM 50 II) PBB Quantum 2Cards (Online + Dining + Entertainment + Departmental Stores) III) Maybank Ikhwan MasterCard - 5% Cash Back on Petrol, Groceries Spend Every Fri, Sat. IV) Maybank 2 Cards (Everything you Spend on Weekends) |
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Dec 2 2017, 05:35 PM
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#314
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(DjKenji @ Dec 2 2017, 05:08 PM) What's the suitable card for me to access airport lounge ? AEON / AEON Big Visa Gold Credit Card - 6x Access p.a. |
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Dec 7 2017, 12:45 AM
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#315
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(hirano @ Dec 3 2017, 02:42 AM) Does the "HSBC Amanah MPower Platinum" card allows Government services payment/ptptn to get cashback? QUOTE(hirano @ Dec 6 2017, 08:18 PM) Anybody? No answer yet for my question  QUOTE(hirano @ Dec 6 2017, 08:34 PM) I searched other cards T&C, not eligible for gov services. So which card that is good for ptptn do you suggest? I) SCB Cashback Gold: 2 - 5% CB with min spend $500, NO CB for Petrol, Insurance Transactions. However, It's Good on PTPTN Payment.  https://www.sc.com/my/credit-cards/goldcard/gold-card.html II) Maybank 2 Cards (Good for PTPTN) * 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card. * 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 per customer (including Supp Card member) per month. III) Alliance You:nique: 0.5 - 3% CB from RM0 - RM3000 Spending, & also Good for PTPTN. http://www.alliancebank.com.my/younique QUOTE(neo_6053 @ Dec 6 2017, 12:02 PM) I'm looking into ringgitplus 1111 promotion. I) UOB Yolo - 6% CB for Online Spend, 3% CB on DiningAny suggestion on which card to take? Prefer - Free lifetime annual fee - Petrol, cashback, groceries, online shopping Not interested - Dining - Travel - Balance transfer, etc However, Total Monthly Spend: RM0 - RM499 = 0 CB RM500 - RM799 = Max. Cashback Capped at RM 20 RM800 & Above = Max. Cashback Capped at RM 50 II) PBB Quantum 2Cards (Online + Dining + Entertainment + Departmental Stores) AND, You might also Consider Maybank Ikhwan Mastercard, 5% Cash-back on Groceries & Petrol Every Fri, Sat. SCB JustOne Platinum MasterCard Credit Card for Petrol, eCommerce & Auto billing (Utilities Bill, Insurance via Auto Debit), EZ Fee Waiver with jz Call CS request an AF Waiver » Click to show Spoiler - click again to hide... «
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Dec 7 2017, 12:45 AM
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#316
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Senior Member
4,404 posts Joined: Jun 2012
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Edited 2X post...
This post has been edited by fly126: Dec 7 2017, 12:46 AM |
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Dec 7 2017, 02:03 AM
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#317
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(westlife @ Dec 7 2017, 01:30 AM) if i am to swipe an amount of rm22450, which card is the best to use to enjoy the most rebate? HLB Essential: 0.6% on 1st RM5000 spend or any Insurance Transaction, 1% cash back on Subsequent spend, NO cashback on Petrol Transaction.American Express® Cash Back Gold Credit Card Unlimited Cash Back. No minimum spend. No rebate cap. 1% Cash Back on local spend. 1.5% Cash Back on overseas spend. http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards |
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Dec 13 2017, 12:36 AM
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#318
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(pml5165 @ Dec 7 2017, 09:08 PM) 1. Annual Income: 72k above Maybank 2Cards, Maybank Ikhwan Mastercard, PBB Quantum 2Cards & Maybank FC Barcelona Visa Signature2. Free Lifetime Annual Fee: yes or swipe once within 12 months 3. Card required for: cashback/reward, moving into new house and planning to buy some electrical appliance online/store 4. Existing credit cards (if any): List them or Nil. 5. Interested in CC from: HSBC Visa Signature 6. Others: Back to Malaysia during weekend, occasionally spent on dining/shopping/petrol/grocery QUOTE(kakashi_tyl @ Dec 12 2017, 11:51 AM) 1. Annual Income: RM36K to RM60K. PBB Quantum 2Cards & Maybank FC Barcelona Visa Signature2. Free Lifetime Annual Fee: Depends. 3. Card required for: Utility bills less than RM1000 a month. 4. Existing credit cards (if any): UOB Preferred Platinum, UOB One, MB2Card 5. Interested in CC from: 6. Others: Finding best cash rebates/reward points for paying utility bills. Excluding HLB Wise, SCB Justone & CIMB Cash Rebate Card as there's a minimum spend and monthly cap that limits the cashback %. |
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Dec 14 2017, 10:45 AM
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#319
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(siawyent @ Dec 13 2017, 03:12 PM) 1. Annual Income: RM60K I) PBB Quantum 2Cards (Free for Life)2. Free Lifetime Annual Fee: Yes, or waive with 12 swipes 3. Card required for: Cash Back/Rebate Only, use for petrol, shopping, dining, utilities (usual spending RM800-1500 monthly) 4. Existing credit cards (if any): Alliance Younique card 5. Interested in CC from: any 6. Others: Sign up gift if any. Additional questions: Maybank credit card has sign up gift of a Halogen cooker, but I am not keen on cooker. The offer will end December 2017, will there continue to have Gift (a different type) or sign up cash back for Credit card application after January 2018? Is it reliable to sign up Credit card through Ringgit Plus? Quantum MC - 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. You can Pay your (UTILITIES) billing thru Online to get Cash Back...  + This PBB Quantums come with a Flexi-Payment Plan Offer 0% for 12 months with minimum purchase of RM1,200. II) Maybank FC Barcelona Visa Signature * Lifetime Fee Waiver * 2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM 50 per month. * 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month.  http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards III) Maybank 2 Cards * 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card. * 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 / month. Basically, Anything you spend on Weekends with MBB 2 Amex will earn You 5% Cash Back IV) Maybank Ikhwan MasterCard - 5% Cash Back for Petrol & Groceries Spend, Every Fri, Sat . Max CB Capped at $50/month.  |
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Dec 18 2017, 01:01 AM
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#320
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(sam240 @ Dec 17 2017, 09:17 PM) Is there a thread for HL Essential card? I try to search but no result. https://www.hlb.com.my/content/dam/hlb/my/d...d%20Updates.pdfThis post has been edited by fly126: Dec 18 2017, 01:01 AM |
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