QUOTE(moto-moto @ Jan 27 2024, 09:44 AM)
no for govtno exclusion for insurance, likely yes
Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated
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Jan 27 2024, 10:10 AM
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#221
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All Stars
65,360 posts Joined: Jan 2003 |
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Feb 21 2024, 03:44 PM
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#222
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65,360 posts Joined: Jan 2003 |
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Mar 3 2024, 05:28 PM
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#223
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65,360 posts Joined: Jan 2003 |
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Mar 4 2024, 09:18 PM
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#224
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65,360 posts Joined: Jan 2003 |
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Apr 1 2024, 07:13 PM
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#225
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65,360 posts Joined: Jan 2003 |
QUOTE(Ramjade @ Apr 1 2024, 08:09 AM) 1. Annual Income: RM120k without knowing how much your grocery/petrol spending....2. Free Lifetime Annual Fee: free lifetime or waive 12x/year 3. Card required for: (i) purely cashback for petrol but general, not limited to one petrol company. Cashback Sundays -Thusday something like Maybank ikhwan gold 5% cashback without conditions. Reason for asking Maybank amex seems like not acceptable anymore at petron at my area and petron is the nearest options. (ii) Cashback for grocery. Giant no longer accept amex. 4. Existing credit cards (if any): Maybank ikhwan gold Maybank 2 gold Maybank ikhwan amex Public bank visa-i platinum Public bank MasterCard-i platinum Affin duo 5. Interested in CC from: No preferred banks. UOB One Classic should work for you. |
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Apr 12 2024, 10:14 AM
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#226
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65,360 posts Joined: Jan 2003 |
QUOTE(aurora97 @ Apr 12 2024, 10:08 AM) I believe you are referring to Affin Duo+ because the Affin Duo card has a condition that states"*Cash back is not applicable for government services transactions, charity related transactions, payment via JomPAY, online banking, FPX and Mail Order/Telephone Order (MOTO)", so unless you physically plan to go to the merchant (i.e. insurer) to pay or you play to pay with Affin Duo Mastercard, you won't be getting any cashback. affin duo visa gives cashback for insurance, manual or auto-debit as well.affin duo+ visa gives cashback for contactless transactions only. no exclusion to insurance. if you can pay insurance manually at insurance terminal (contactless up to rm250 without PIN), then still eligible for cb under duo+ visa. exclusions to govt services, charity, jompay/fpx, moto applies to both sets of cards. |
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Apr 13 2024, 08:29 PM
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#227
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65,360 posts Joined: Jan 2003 |
QUOTE(usingtea @ Apr 13 2024, 07:01 PM) anyone knows whether Maybank Islamic Ikhwan AMEX provide cashback for agoda bookings? Doesnt seem to get it from agoda spending transaction date?posting date? why did you say "Doesnt seem to get it from agoda spending"? what were your thoughts? This post has been edited by cybpsych: Apr 13 2024, 08:30 PM |
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May 20 2024, 05:16 PM
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#228
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QUOTE(DogeGamingPRO @ May 14 2024, 04:13 PM) QUOTE(aurora97 @ May 20 2024, 05:02 PM) in Ambank topic aurora97 liked this post
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Jun 9 2024, 09:04 PM
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#229
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QUOTE(FinalHistory @ Jun 9 2024, 08:56 PM) I am totally not aware of both Maybank and Affin having similar promo this year. I am googling them now. Thank you maybank here and affin here FinalHistory liked this post
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Jun 23 2024, 05:03 PM
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#230
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65,360 posts Joined: Jan 2003 |
QUOTE(batman1172 @ Jun 23 2024, 02:15 PM) Is there such thing as a credit card with a low credit limit? Something like 2 or 3k? Purpose is to use it to buy stuff from the internet which I’m doing more often nowadays. Security concern. call in to request reduction of credit limit after they approved you the cc facility Income: retired Best if no annual fee. everyone's allocated cl differs. some get very high, some get very low. kevyeoh liked this post
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Jul 15 2024, 01:40 PM
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#231
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65,360 posts Joined: Jan 2003 |
QUOTE(cybpsych @ Feb 22 2024, 03:08 PM) ![]() ![]() Bank Muamalat targets 30,000 sign ups of new visa credit cards by end 2024 Bank Muamalat sasar 30,000 pemegang baharu kad kredit Pos Malaysia Visa Infinite-i https://www.muamalat.com.my/card/personal/c...isa-infinite-i/ Pos Malaysia Visa Platinum-i https://www.muamalat.com.my/card/personal/c...isa-platinum-i/ ![]() ![]() ![]() QUOTE(dinesh920 @ Jul 15 2024, 11:06 AM) Btw I did find this new credit card from Bank Mualamat since Feb alreadyhttps://www.muamalat.com.my/card/personal/c...isa-platinum-i/ Feel like can be use for paying bil and getting 8% cashback. Just that u have to go to the post office counter to pay. Is it a good credit card? good if you always make payments or nearby access to POS Office dinesh920 liked this post
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Aug 4 2024, 08:19 AM
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#232
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65,360 posts Joined: Jan 2003 |
QUOTE(kslim888 @ Aug 4 2024, 01:30 AM) Just curious, how about RHB Shell Visa Credit Card? Will it be giving cashback for the Online Spend category? RHB | RHB Shell Visa Credit Card/-i Campaign |
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Sep 1 2024, 11:26 AM
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#233
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QUOTE(Barricade @ Sep 1 2024, 09:50 AM) I spent around 2k on groceries every month. I maxed out my UOB one card cashback for groceries and maybank M2U AMEX 5% weekend cashback. Any other card recommendation that can get cashback on groceries shopping? cimb-petronas vi ... 1k grocery + 500 PETRONAS, can get 60+60 cb. need filler spend of 2.5k to hit 4k tierrhb Cashback card.... low cb, easy to hit also Maybank ikhwan MC.... 1k grocery get 50 cb rhb shell and shell Islamic ... can get both cards to max 2x (50+50) cb... 1k grocery + 500 shell to get 50+50 cb, each card. need filler spend 1k to hit 2.5k tier. if just need add-on card while maintain UOB one+m2c amex, then just swing the remaining grocery to Affin Duo+ Visa.... or try get both Uob One classic + platinum all the above, study the t&c as usual. |
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Sep 18 2024, 10:26 AM
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#234
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65,360 posts Joined: Jan 2003 |
QUOTE(rabbi08 @ Sep 18 2024, 10:17 AM) manyuse template in post #2 a 1-liner text doesnt give us enough info to recommend you any suitable card(s) eg how much you earn? what card(s) you are having? which bank(s) you prefer? etc also, there were many recommendations posted in this topic. Have you read through some pages? at least it gives you some points and references as a start. |
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Nov 12 2024, 03:10 PM
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#235
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65,360 posts Joined: Jan 2003 |
QUOTE(ericling @ Nov 12 2024, 02:14 PM) Hi sifus, can try RHB WMC card, which has dedicated cb for Travel categories and Overseas spendingPlanning for a travel trip, looking for a credit card which can get high cashback / points for online booking (AirAsia, Agoda, Booking.com, Klook, etc) Already have MBB Ikhwan AMEX, Affin DUO, and RHB Shell, any other cards good for online purchases? Considering PBB Visa Signature, but don't quite like PBB because they seem to keep changing their cashback policy.. |
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Dec 2 2024, 02:55 PM
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#236
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QUOTE(lowyat101 @ Dec 2 2024, 02:21 PM) Hi, wanna check is there any CC with cashback category for online flight booking at AirAsia/MAS website? Other than those "online" categories. what mcc are those websites?Thanks what descriptions shown in the cc statement? can share some? This post has been edited by cybpsych: Dec 2 2024, 02:55 PM |
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Dec 2 2024, 04:29 PM
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#237
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QUOTE(lowyat101 @ Dec 2 2024, 03:05 PM) From the MCC thread, I see that AirAsia is under MCC 4511. I guess should be similar for the other airlines 3000 series MCC are dedicated for very big chain airlines or hotel and even car rentals.Also see this MCC range of 3000 - 3301 for airlines under AmBank's website. mostly i see AA and Malaysia Airlines are using MCC 4511 for this, maybe you can try RHB WMC ... it has Travel category with 6% cb tier lowyat101 liked this post
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Dec 24 2024, 03:02 PM
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#238
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QUOTE(tkyong1 @ Dec 24 2024, 02:55 PM) Guys, // AKPK has no objection if the customer wants to apply for new credit facilities. The approval/rejection is at the discretion of the credit provider after carrying out a thorough credit evaluation and assessment. //Mind if i ask question. If i am under AKPK, but i have plenty of Fixed Deposit with banks, do you think i can get a credit card for oversea travel convenient? |
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Jan 2 2025, 05:18 PM
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#239
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65,360 posts Joined: Jan 2003 |
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Jan 3 2025, 08:25 AM
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#240
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65,360 posts Joined: Jan 2003 |
QUOTE(coolguy99 @ Jan 3 2025, 08:08 AM) Yes I checked Alliance Visa Infinite hotel booking is under online category and is capped at 3k per statement cycle, whereas for Ambank Enrich Visa Infinite is considered as normal retail spending. no idea on airmiles earning and redemption.Just wondering if there is any better card out there for hotel booking purposes. |
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