Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

views
     
eddievh
post Jul 17 2018, 07:54 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(hong5059 @ Jul 17 2018, 07:29 PM)
1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: Not Necessary

3. Card required for: Cash Back/Rebate for Online/Bill/Dining

4. Existing credit cards (if any): Ambank Carz Gold

5. Interested in CC from: Nil

6. Others: No minimum spending requirement
*
Pbb quantum MasterCard, 5% rebate for online and dining .
eddievh
post Aug 6 2018, 06:08 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(Alert_RaZO @ Aug 6 2018, 04:41 PM)
1. Annual Income: Grab
2. Free Lifetime Annual Fee: yes
3. Card required for:
At least 1k per month petronas petronas since got 6x mesra.
pay digi, unifi, bills.
Shop at giant/bataras/servay
Shopee and lazada
looking for best cashback for above spending especially petrol

4. Existing credit cards (if any): Maybank 2 card & citi clear
*
MBB ikhwan MasterCard,MBB ikhwan petronas,pbb quantum MasterCard.
eddievh
post Aug 29 2018, 10:17 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(muhammadsiddiq @ Aug 29 2018, 04:00 PM)
. Annual Income: 42k

2. Free Lifetime Annual Fee:  free

3. Card required for: petrol, groceries, online bill, cashback mostly

4. Existing credit cards (if any): none

thank smile.gif
*
Mbb ikhwan MasterCard and pbb quantum MasterCard
eddievh
post Aug 30 2018, 05:42 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(muhammadsiddiq @ Aug 30 2018, 04:00 PM)
Mbb ikhwan MasterCard- can get cashback at at any store?
*
https://forum.lowyat.net/topic/4103568 , read 2nd post, got list of groceries place that get rebates.
eddievh
post Sep 15 2018, 05:35 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(generate @ Sep 15 2018, 02:36 PM)
1. Annual Income:

2. Free Lifetime Annual Fee: Preferably free annual fee

3. Card required for: Petrol, Cashback, Earn Points

4. Existing credit cards (if any): Maybank 2 Cards Visa and Amex.

5. Interested in CC from: Citibank

6. Others:

    I already have M2C Visa and Amex so I am looking for a Mastercard credit card. Interested in credit cards from Citibank but they don't have Mastercard credit card, only Visa.  The closest one that fits my needs is Maybank Islamic MasterCard Ikhwan. But I already have credit cards from Maybank. Prefer to have one from another bank. Thanks.
*
Affin bhp MasterCard
eddievh
post Sep 24 2018, 10:22 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(BreakYourLimit @ Sep 24 2018, 08:59 PM)
1. Annual Income: 32,000

2. Free Lifetime Annual Fee: Yes. Must. Forever. smile.gif

3. Card required for:
Mainly = Petrol (Caltex / Petron / Shell / Petronas).
Secondary = Monthly Insurance, online purchases, and dining.

4. Existing credit cards (if any): Nope.

5. Interested in CC from: Any.

6. Others: Well, just looking for my first ever credit card.
*
Mbb ikhwan MasterCard and pbb quantum mc
eddievh
post Oct 19 2018, 01:17 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(Abs0lute @ Oct 19 2018, 11:39 AM)
hi!

1. Annual Income: rm 45k

2. Free Lifetime Annual Fee: yes, either lifetime or minimum swipe

3. Card required for: daily petrol, weekend grocery, occasional shopping/online shopping/dining

4. Existing credit cards (if any): cimb cash rebate

5. Interested in CC from: whichever better than my current cc

thank you!
*
Mbb ikhwan MasterCard and pbb quantum MasterCard
eddievh
post Oct 19 2018, 03:17 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(Abs0lute @ Oct 19 2018, 02:57 PM)
because i go to petrol station like 2 or 3 times in a week.. do u think cimb cash rebate or mbb ikhwan better?
*
Full tank can't last for 1 week? Driving grab ?
eddievh
post Oct 28 2018, 10:23 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(13aby @ Oct 28 2018, 10:13 PM)
1. Annual Income: RM54k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Anything that accept card

4. Existing credit cards (if any): MBB2 Plat and HSBC visa plat
*
Mbb Barcelona fc
eddievh
post Oct 28 2018, 11:34 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(tudioohhh @ Oct 28 2018, 11:23 PM)
1. Annual Income: MYR42k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol

4. Existing credit cards (if any): PB Quantum

Thanks in advance.
*
MBB ikhwan MasterCard ,ikhwan petronas, affin bhp card.
eddievh
post Nov 22 2018, 10:19 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(Ninjagogogo @ Nov 22 2018, 08:48 PM)
1. Annual Income: RM24K to RM30K.

2. Free Lifetime Annual Fee: No

3. Card required for: Petrol, Cash Back

4. Existing credit cards (if any): Nil.

5. Interested in CC from: 0% interest for instalment (24months) for Electronic devices

6. Others: Any others CC recommend other than Citibank Clear Card caused i got rejected from my last application.
*
Cimb platinum cash rebate MasterCard
eddievh
post Feb 13 2019, 07:00 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(kratos03 @ Feb 12 2019, 11:42 AM)
1. Annual Income: RM40k

2. Free Lifetime Annual Fee: Yes

3. Card required for: Petrol and normal expenses

4. Existing credit cards (if any): None

5. Interested in CC from: None

6. Others: Got debt with car loan and ptptn
*
MBB ikhwan MasterCard
eddievh
post Feb 18 2019, 06:30 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(UserU @ Feb 18 2019, 05:12 PM)
1. Annual Income: RM24K

2. Free Lifetime Annual Fee: Yes

3. Card required for: Mainly online purchases (local and foreign), petrol/ movie optional

4. Existing credit cards: PB Platinum and Quantum

5. Interested in CC from: Any banks that offer such card.

6. Others: Good payment record, decent credit rating on CTOS. Have already been using credit cards for almost 2 years.
*
Cimb petronas card. 3% rebates at Petronss any day.
eddievh
post Mar 16 2019, 03:49 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(Dachshund @ Mar 16 2019, 01:06 AM)
1. Annual Income: RM45k, if they count allowance then RM60k

2. Free Lifetime Annual Fee: YES (If fee less then rm100) im still okay with it

3. Card required for: Petrol and Dining

4. Existing credit cards (if any): No

5. Interested in CC from: No

6. Others: I want to build a good credit score..

Actually I heard loans are more easily approved if you have a good credit score on your cc than having no cc? Is this true? Im not a big fan of credit card..but what are the benefits?
*
MBB ikhwan Mastercard and PBB quantom mastercard
eddievh
post Mar 31 2019, 07:20 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(xxniaoxd @ Mar 31 2019, 07:06 PM)
1. Annual Income: RM 60k

2. Free Lifetime Annual Fee: YES or with waiver

3. Card required for: Cashback for insurance, petrol (weekday), dining

4. Existing credit cards (if any): MB 2 Cards

Thanks in advance!
*
Pbb quantum (epp insurance, dining) and MBB ikhwan MasterCard Fri sat 5% rebates.
eddievh
post Apr 22 2019, 05:06 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(m8831246 @ Apr 22 2019, 05:03 PM)
Annual Income: RM30K

2. Free Lifetime Annual Fee: Yes

3. Card required for: Petrol, utilities, insurance, PTPTN

4. Existing credit cards (if any): Nil.

5. Interested in CC from: No preference.

6. Others: Fresh grad; looking for a CC to build credit score and will be using it for my monthly expenses.
*
Cimb petronas card.
eddievh
post Apr 28 2019, 04:49 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(Invader Zim @ Apr 28 2019, 11:33 AM)
1. Annual Income: RM50K

2. Free Lifetime Annual Fee: Yes

3. Card required for: Petrol mostly , groceries & online shopping (lazada)

4. Existing credit cards (if any): Nil.

5. Interested in CC from: No preference. 

6. Others:  i'm only fuel up at caltex. No other station. Always do grocery shopping at tf market (in perak). A lazada addict
*
MBB ikhwan MasterCard and pbb quantum MasterCard
eddievh
post May 1 2019, 11:55 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(apitzhnu @ May 1 2019, 11:26 PM)
For Dining, is it applicable to any restaurants? I try to search around in their T&C but couldn't find the info.
*
https://forum.lowyat.net/topic/4698406 , you can refer to this thread post 4 for list of Restaurant.
eddievh
post May 8 2019, 05:07 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(TOHNO @ May 8 2019, 03:41 PM)
1. Annual Income: RM60k

2. Free Lifetime Annual Fee: No

3. Card required for: List all your needs: Petrol , Top up E- wallet , groceries , Entertainment etc ( daily needs )

4. Existing credit cards (if any): -

5. Interested in CC from: Citibank - Maybank 2 Card / Maybank Petronas Plantinu

6. Others: applying for my first CC , am thinking mainly for petrol since I drive alot hence I'd be able to benefit alot from petrol rebates. The counter lady offered the MB 2 card which , from what I heard offers a very good 5% rebate
*
Sc JOP
eddievh
post May 19 2019, 09:41 PM

Look at all my stars!!
*******
Senior Member
3,218 posts

Joined: Apr 2005


QUOTE(IbnuKhams @ May 19 2019, 03:34 PM)
1. Annual Income: 30k ( fresh grad )

2. Free Lifetime Annual Fee: Must

3. Card required for:
~petrol ( around 400/month )
~tng ( around 100/month )
~groceries, online shopping

4. Existing credit cards (if any): None

5. Interested in CC from: No preference.

6. Others:
~ Focusing on cashback
~ build credit score
~ maximise earning
*
Cimb cash back MasterCard

3 Pages < 1 2 3 >Top
 

Change to:
| Lo-Fi Version
0.0315sec    0.58    7 queries    GZIP Disabled
Time is now: 9th December 2025 - 04:44 AM