1. Annual Income: 50k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Groceries, petrol, for easy 0% installment on certain stuff like gadgets

4. Existing credit cards (if any): Nil

5. Interested in CC from: Maybank, Citibank

6. Others: This is my first CC so currently looking for one thats suitable for most stuff. Already have a maybank account would that make it easier for me to apply with them?

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: List all your needs. Petrol (priority), Online shopping. Cashback/rebate would be nice

4. Existing credit cards (if any): Nil

5. Interested in CC from: First CC, so I'm looking to narrow down options and do my homework

6. Others: Zilch

Dear all shifu, I would like to give a supplementary card to my dad. Any recommendation for supplementary card?

1. Annual Income: -

2. Free Lifetime Annual Fee: Yes, or if it can be waived

3. Card required for: Grocery and petrol expenses

4. Existing credit cards I have:
Stand Chart LFC, JOP
UOB YOLO
Maybank 2 Cards, Barcelona
Public Quantum Master
Aeon Big Credit Card
Alliance Younique Rebate
Ambank True Visa, CarZ
HSBC Visa Signature
Hong Leong AirAsia, Essential

5. Interested in CC from: Any

Hi all,
Looking for suggestion for my first credit card.

1. Annual Income: RM100k to RM150k

2. Free Lifetime Annual Fee: Prefer to have, or maybe can be waived

3. Card required for: Mainly for petrol and makan, shopping / online shopping and maybe for car maintenance.

4. Existing credit cards (if any): nil

5. Interested in CC from: petrol, cashback, travel miles

6. Others: Use about RM800 for petrol and RM500-RM800 for makan per month.


Thanks for any recommendations!

Hi sifu, want to ask will some country will block/reject Maybank credit card?

I just wonders that, because my manager sees that I got Maybank ikhwan gold, and she said better sign up another international bank like citi or uob for spare.

1. Annual Income: RM36k

2. Free Lifetime Annual Fee: Yes

3. Card required for: Insurance, Weekly Petrol, online shopping, casual dinning.

4. Existing credit cards (if any): MayBank Ikhwan Gold

5. Interested in CC from: None, kindly share

6. Others: Looking for a better cc in my exist cc for my spending habits.

Can recommend Best cashback for petrol and utilities bill? I pump bhp

1. Annual Income: above rm70k

2. Free Lifetime Annual Fee: Yes or easily waived

3. Card required for: insurance (monthly rm700)

4. Existing credit cards (if any): maybank, aeon and hsbc. hsbc card always got chip problem, even after change

5. Interested in CC from:any

6. Others: plaza premium malaysia access

Hi, just wondering if it is normal that credit cards have a 20-day interest free period?

Ah thanks. This card looks quite promising. Will check up with their sales.

Though another question, is it easy to cancel Maybank cards? This is just in case a better card were to emerge in the future and i need to switch, though if circumstances allow, I'll just keep this one around