Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Recommendation for Credit Cards V4, Please post according to Format stated
|
|
 Jul 14 2017, 11:36 AM
Return to original view | Post
#181
|
 
Senior Member
4,404 posts Joined: Jun 2012   
|
QUOTE(spiderwick @ Jul 14 2017, 10:05 AM) Haha...too much cards hard to monitor man...premium lounge not that important to me as I hardly hang out there Maybank 2Cards + PBB Visa Signature = the Best Combo oh ya in comparison of maybank2 cards to public quantum? what do u think  If tak dapat PBB VS baru take Quantum Cards |
|
|
|
|
|
Jul 18 2017, 02:53 PM
Return to original view | Post
#182
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(gilbertgrape @ Jul 18 2017, 02:38 PM) Hi All, Citibank Prestige CCWill be moving to Malaysia in a couple of months. Have browsed through the various bank/credit card sites but would like to also hear from users. Not only am I looking to sign up for CCs, but I also need to sign up for some personal bank savings accounts. I do a lot of transactions/payments online so for me a good APP/web interface is important too. From what I understand, CIMB has the best app interface - let me know if I am wrong. Anyway, in regards to the CCs, here are my details: 1. Annual Income: RM500k+ 2. Free Lifetime Annual Fee: No. 3. Card required for: List all your needs. AirMiles, Lounge Access, Overseas Transactions 4. Existing credit cards (if any): Nil (in Msia). 5. Interested in CC from: Suggestions please! 6. Others: I am a foreigner. I would like to be able to track expenses on CC via App. Don't care much about cashback as in many cases they are capped. Thanks everyone! https://www.citibank.com.my/prestige/home_l...CCACPENCCHMCALM |
|
|
Jul 18 2017, 11:11 PM
Return to original view | Post
#183
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(jordanseow @ Jul 18 2017, 10:40 PM) Hi , anyone can recommend the best credit card that spend in overseas? the lowest charges and the lowest interest or no fxmark up? Thanks ya. Pls, post follow the format, so we can recommend a suitable Card for YouAmbank CC |
|
|
Jul 19 2017, 08:38 AM
Return to original view | Post
#184
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(gilbertgrape @ Jul 19 2017, 08:31 AM) Thanks fly126. I'm using it so far No Problem.Do you know how user-friendly the citi Malaysia app is? |
|
|
Jul 20 2017, 12:27 AM
Return to original view | Post
#185
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(LazyKurosaki @ Jul 19 2017, 10:37 PM) 1. Annual Income: 30k to 35k Maybank 2 Cards (Good with PTPTN)2. Free Lifetime Annual Fee: anything as long free first year 3. Card required for: cashback for grocery, petrol and ptptn 4. Existing credit cards (if any): Nil bt applying for ocbc cashflo 5. Interested in CC from: nil 6. Others: nil. * 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card. * 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50/month. or MBB Ikhwan Mastercard- 5% Cash-Back on Petrol & Groceries, every Fri/Sat. , CB capped at RM50/month. |
|
|
Jul 20 2017, 11:42 AM
Return to original view | Post
#186
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(harizdesu @ Jul 20 2017, 11:34 AM) 1. Annual Income: RM 36k. MBB 2Cards or MBB Ikhwan MC & PBB Quantums2. Free Lifetime Annual Fee: yes! or at least cheap annual fee. 3. Card required for: mainly for petrol, grocery and bill payment. 4. Existing credit cards (if any): cimb petronas. 5. Interested in CC from: any. 6. Others: i spend mostly on petrol, so that is my main concern. grocery on weekends, and bill payment at the end of the month. dining, shopping and entertainment occasionally. i would like to replace my existing card if there is a better one. Thanks! Convert your CIMB Petronas to Cash Rebate for more Utilize. |
|
|
|
|
|
Jul 20 2017, 03:13 PM
Return to original view | Post
#187
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(harizdesu @ Jul 20 2017, 11:56 AM) are u suggesting to combo MBB Ikhwan & PBB Quantums? Yes, convert your CIMB 1st, take either MBB 2card or MBB Ikhwan maybe apply PBB Quantums for Dinning, Online, Entertainment, Department store privileges.but MBB 2cards and MBB Ikhwan rebate are only on weekends  maybe i convert my CIMB Petronas to CIMB Cash Rebate first.. |
|
|
Jul 20 2017, 08:52 PM
Return to original view | Post
#188
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(jusjul @ Jul 20 2017, 07:00 PM) HI , can i know the best cashback credit card for petrol , dining and online shopping ? QUOTE(fly126 @ Jun 9 2017, 12:55 AM) i) PETROL - MBB Ikhwan Visa/ Mastercard, CIMB CR Mastercard, MBB 2Cards, UOB One, Citi CB Card, MBB Visa Signature. » Click to show Spoiler - click again to hide... « ii) GROCERIES - MBB Ikhwan MC, CIMB CR Mastercard, MBB Visa Signature, PBB VS, UOB One, Citi CB Card. iii) DINING - PBB Quantum MC, HLB Mach, MBB 2Cards, UOB Yolo, PBB Visa Signature. » Click to show Spoiler - click again to hide... « iv) ONLINE - PBB Quantum Mastercard, CIMB CR Mastercard, MBB 2Cards, UOB Yolo. v) BILLING - CIMB CR Mastercard, SCB Just One Plat. (via Auto Debit). » Click to show Spoiler - click again to hide... « vi) MISC. Spend - Alliance You:nique, HLB Essential, MBB 2Cards, SCB Cash-Back Gold. » Click to show Spoiler - click again to hide... « The Cards that Highlighted is Free For Life or EZ Fee Waiver & Come with a Decent Cash Back...  |
|
|
Jul 22 2017, 11:31 PM
Return to original view | Post
#189
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(maxgenesis @ Jul 22 2017, 09:31 PM) Guys, MBB 2 Cards + PBB 2 Quantum, that's All U Need. Any recommendation for a card which has at least: Petrol 2-5 % CB Telco Bills 2-5% CB & Insurance 0.2% CB?  |
|
|
Jul 25 2017, 03:11 PM
Return to original view | Post
#190
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(maxgenesis @ Jul 25 2017, 02:20 PM) Hong Leong Bank Essential Visa YES.does the 12 swipe includes auto-debit insurance? |
|
|
Jul 26 2017, 08:49 PM
Return to original view | Post
#191
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(dradormien @ Jul 26 2017, 08:33 PM) Hi guys, Jz Add-on Ikhwan MC or Apply PBB VS or may consider take HLB Wise however NO AF Waiver & need to spend RM2K for 100 bucks CB.Need to ask advice and opinion for card. Annual Income: 120,000 2. Free Lifetime Annual Fee: not necessary 3. Card required for: I am doing business in F&B. Frequent use to buy grocery 4. Existing credit cards (if any): Maybank Visa Ikhwan, MB2Card Platinum, MBB Visa Signature, Amex green Charge Card 5. Interested in CC from: Please suggest 6. Others: looking for cash back (Grocery, Petrol) ( and if possible for premium perks (lol) |
|
|
Jul 28 2017, 01:28 AM
Return to original view | Post
#192
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(echoesian @ Jul 28 2017, 12:28 AM) Which card collect points are the best for large purchase which cannot use AMEX? i) Citibank Visa Signature/ World Mastercard - Replacement for (Generic) Normal Plat. Card which provide Unlimited PPL Access to Cardholder.• *5x Rewards point awarded at selected Supermarket, Dept. Store or Hypermarket. a. Departmental Stores: AEON, AEON Big | Isetan | Marks & Spencer | Metrojaya | Parkson | Robinsons | Tangs b. Supermarkets: Cold Storage | Everrise | Giant | Jasons Food Hall | Servay | Tesco| B.I.G. Ben's Independent Grocer | Jaya Grocer | Village Grocer • 5X Citi Rewards points when you travel overseas** *Retail transactions made at the selected supermarket/hypermarket merchants will be awarded 5X Citi Rewards points up to a maximum spend of RM3,000 per billing cycle month. **Overseas retail transactions will be awarded 5X Citi Rewards points up to a maximum spend of RM24,000 per year. https://www.citibank.com.my/english/credit-...rade/index.html ii) SCB Visa Platinum - 5X points with Dining, Department stores, Overseas spend. https://www.sc.com/my/campaign/visa-platinum-relaunch/ iii) Maybank Visa Infinite - Overseas Spend RM1 = 5X tp. http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards iv) AmBank VISA Infinite Card /AmBank World MasterCard - 5X AmBonus Points for overseas spend. https://www.ambank.com.my/eng/cards/visainfinite v) RHB VISA PREMIER / INFINITE CREDIT CARD - 8 /5 x Reward Points for Overseas retail spend. https://www.rhbgroup.com/products-and-servi...ite-credit-card vi) HLB Sutera Platinum Card - Up to 6X Rewards Points with Shopping, Travelling and Dining spend https://www.hlb.com.my/en/personal-banking/...tinum-card.html This post has been edited by fly126: Jul 28 2017, 01:43 AM |
|
|
Jul 30 2017, 01:37 AM
Return to original view | Post
#193
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(echoesian @ Jul 29 2017, 10:51 PM) All of these cards are good when only spend at selected mainly at departmental stores. How about other stores that are outside of the specified departmental stores. Nay, currently now jz MBB 2 Amex got the BEST Coverage.Btw, HSBC Visa Signature got, • 10X Reward Points on overseas hotel room and dining spend • 8X Reward Points at Mid Valley Megamall and The Gardens Mall • 5X Reward Points on: Airline ticket purchases, Room and dining spend at local hotels All spend at more than 30 participating malls nationwide & • 1X Reward Points on all other daily spend. https://www.hsbc.com.my/1/2/!ut/p/c5/04...VPW/#_signature This post has been edited by fly126: Jul 31 2017, 08:26 PM |
|
|
|
|
|
Jul 31 2017, 06:23 PM
Return to original view | Post
#194
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(prescott2006 @ Jul 31 2017, 05:42 PM) 1. Annual Income: RM60K to RM100K PBB Visa Signature2. Free Lifetime Annual Fee: No 3. Card required for: Overseas Transactions 4. Existing credit cards (if any): 1. Alliance You:nique 2. UOB One 3. UOB YOLO 4. Hong Leong Essential 5. Hong Leong Mach 6. Maybank Visa Ikhwan Platinum 7. Maybank Mastercard Ikhwan Platinum 8. Maybankard 2 MasterCard Gold 9 Maybankard 2 Amex Gold 10. Standard Chartered Business 11. HSBC Amanah 12. Ambank CARz 5. Interested in CC from: - 6. Others: - |
|
|
Jul 31 2017, 09:08 PM
Return to original view | Post
#195
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(prescott2006 @ Jul 31 2017, 08:51 PM) Got other suggestion? My annual income is only 66k PBB (Quantum 2 Cards) + Maybank 2 Cards = That's ALL You Need All of them   Quantum MC - 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. You can Pay your bill thru Online to get Cash Back...  https://forum.lowyat.net/topic/4251865 This post has been edited by fly126: Jul 31 2017, 09:11 PM |
|
|
Jul 31 2017, 09:33 PM
Return to original view | Post
#196
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(prescott2006 @ Jul 31 2017, 08:51 PM) All of them Did U Really Put All your CC in Wallet ?  If All tarik Keluar can Sampai Lantai  QUOTE(prescott2006 @ Jul 31 2017, 09:15 PM) Thanks. So which one should I use when I am at oversea？ PBB Cards |
|
|
Jul 31 2017, 10:48 PM
Return to original view | Post
#197
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(RitzyHoke @ Jul 31 2017, 10:30 PM) Any issues with cancelling upon receiving the card? Otherwise I might consider using it for a bit, since I'm almost maxing out Maybank's cashback every month ... Nope, Jz told them the cards NOT suited your need.If you need any CC recommendation jz post your Preference here we may suggest a card for your Needs QUOTE(prescott2006 @ Jul 31 2017, 10:30 PM) Haha. I have a wallet with four compartments, each of them can store 6 cards OIC, U got a Quite BIG Wallet to store all your Cards  This post has been edited by fly126: Jul 31 2017, 10:50 PM |
|
|
Aug 2 2017, 06:57 AM
Return to original view | Post
#198
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(maxgenesis @ Aug 1 2017, 04:08 PM) the HL bank agent which currently helping me said dont have leh for autodebit insurance counted as: Retail Spending (Transaction) = Any Purchases of Goods or Services (including all the Billing, Insurance, Quit Rent, Assessment Fee), which is Charge to the Credit Card.Annual Fee Waiver For Life A minimum of 12 Retail Transactions p.a. or RM8,000 retail spend p.a. entitles you to an automatic annual fee waiver. any one can double confirm that? Retail Spending (Transactions) i) Local & Overseas Purchases ii) Auto Debit / Recurring /Standing Instruction (SI) on Billing or Insurance iii) E-commerce / Internet / Online iv) Mail Order / Telephone Order (MOTO) However, NOT Including : ALL Cash Advances, Balance Transfer, Installment Payment Plan, other Credit Plan, Annual Fee & Charges. NON Retail Spending (Transactions) i) Flexi Payment Plan / Easy Payment Plan ii) Balance Transfer (BT) iii) Cash Advances / Cash Installment Plan / Dial For Cash (DFC) / Cheque-On-Call (COC) iv) Credit Shield Plus / Card Protection Plan v) Outstanding Balance / Finance Charge / Late Payment Charge vi) Reversal on Transaction, Disputed / Fraudulent Transaction vii) Card Replacement Fee / Annual Fee / GST, Other Fees & Charges |
|
|
Aug 2 2017, 05:19 PM
Return to original view | Post
#199
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(rae0724 @ Aug 2 2017, 05:14 PM) 1. Annual Income: RM30K to RM36K PBB Quantum 2 Cards2. Free Lifetime Annual Fee: better to be free 3. Card required for: Balance Transfer 4. Existing credit cards (if any): maybank 2 cards 5. Interested in CC from: not sure 6. Others: need it for balance transfer, better to be 0% interest. can list few for me. i can do research. coz i think the best 1 is maybank 2 cards, but i need balance transfer for that 2 cards @@ |
|
|
Aug 2 2017, 05:28 PM
Return to original view | Post
#200
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(DarReNz @ Apr 6 2017, 09:21 PM)   Annual Income RM 36,000 Cash Back & VIP Point Quantum MasterCard 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. Quantum Visa 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. • 1x VIP Point for other retail spend (local) • 2x VIP Points for other retail spend (overseas) Exclusive Flexi-Payment Plan Offer 0% for 12 months with minimum purchase of RM1,200 Call: 03-2176 8000 Email: custsvc@publicbank.com.my Contactless Payment • Contactless payment via MasterCard PayPass and Visa payWave • Chip & PIN technology No Annual Fee Free for Life. Annual Fee Waiver for Life for both Principal Cardmembers and Supplementary Cardmembers. Help Desk Call 03-2176 8333 for World Help Desk to provide customer service 24 hours a day, 365 days a year. QUOTE(rae0724 @ Aug 2 2017, 05:23 PM) any cards in public bank can apply this? YES.https://ringgitplus.com/en/balance-transfer...e-Transfer.html https://www.pbebank.com/Personal-Banking/Pr...ansfer-(1).aspx This post has been edited by fly126: Aug 2 2017, 05:42 PM |
| Change to: |  0.0269sec
 0.25
 7 queries
 GZIP Disabled
Time is now: 4th December 2025 - 08:01 PM |
Quote
