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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cybpsych
post Apr 6 2022, 03:07 PM

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QUOTE(bbgoat @ Apr 6 2022, 02:00 PM)
Anyone knows of MBSB current FD promo ?
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few weeks back, it was bundle fd:casa placement. forgotten the rates, not interested with it biggrin.gif
cybpsych
post Apr 6 2022, 08:54 PM

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QUOTE(bbgoat @ Apr 6 2022, 06:46 PM)
Managed to get to MBSB after 3 calls !!  bruce.gif

MBSB 1 year 2.62%,

6mth 2.45% 70/30 TD/CASA with eff rate 2.45% (depends on whch CASA account as interest rate is different)

Asked about short term 3 mth, 2.10%.
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here's the list

user posted image
cybpsych
post Apr 7 2022, 10:04 AM

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QUOTE(Afterburner1.0 @ Apr 7 2022, 10:00 AM)
so for pure fd should look at the 4th column from the right?
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there is no pure fd

the 4th column is to TELL you the expected effective rate after taking account placement on td+casa
cybpsych
post Apr 9 2022, 04:35 PM

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QUOTE(Shroomie @ Apr 9 2022, 10:30 AM)
I can't find this promo in pbe website, can share the link?
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https://www.publicislamicbank.com.my/Announ...ouncements.aspx
cybpsych
post Apr 12 2022, 10:37 AM

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QUOTE(paramdav @ Apr 12 2022, 07:57 AM)
Thanks for all the response, my concern is that citibank has confirmed they are pulling out of retail/consumer banking in Malaysia so how they are still offering FD/time deposit?
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they havent exit. the process is lenghty, not overnight.

read the details and FAQ https://www.citibank.com.my/pdf/2022/announ...nt/advisory.pdf


if still uncomfortable, dont use any Citi products and services lor
cybpsych
post Apr 17 2022, 08:06 AM

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QUOTE(adele123 @ Apr 14 2022, 11:53 AM)
RHB eFD and eCMDi promo is 2.53% for 12 months

Cant post a link here as i cant find it. Dunno end date.

But you can place it now from their online banking.

Can be funds im RHB CASA or transfer from other banks.
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here's the page >> https://www.rhbgroup.com/253/index.html

Promotion Period: 11 April 2022 - 31 May 2022

cybpsych
post Apr 18 2022, 06:22 AM

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Place a minimum of RM30,000 Fixed Deposit/Fixed Deposit-i to get Senheng e-Vouchers on us
18 APRIL 2022-31 MAY 2022

Get Senheng e-Vouchers just by placing a minimum of RM30,000 Fixed Deposit/Fixed Deposit-i.

https://www.hlb.com.my/en/personal-banking/...promotions.html

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If you’ve not placed an eFD/eFD-i with us before, get started now and receive RM10 Shopee e-voucher
18 APRIL 2022-31 MAY 2022

Be the first 2,500 customers to place your first eFD/eFD-i with us & get RM10 Shopee e-Voucher.

https://www.hlb.com.my/en/personal-banking/...promotions.html
cybpsych
post Apr 18 2022, 11:15 AM

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Revision of Promotional Rates for Campaigns

Please be informed that the promotional interest / profit rates for the following Campaigns will be revised with effect from 18 April 2022:

PB Fixed Deposit / Term Deposit-i Campaign
Click here for the revised Terms & Conditions.

PB RCB Fixed Deposit / Term Deposit-i Campaign
Click here for the revised Terms & Conditions.

PB eFD via FPX Campaign
Click here for the revised Terms & Conditions.

user posted image

This post has been edited by cybpsych: Apr 18 2022, 03:57 PM
cybpsych
post Apr 27 2022, 04:48 PM

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QUOTE(alvinfks78 @ Apr 27 2022, 11:48 AM)
HLB OTC still got 1 or 2 years promo? Anyone tried recently?

Website says only got 3 years
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1yr got

https://www.hlb.com.my/en/personal-banking/...promotions.html
cybpsych
post Apr 28 2022, 09:16 PM

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QUOTE(DiamondBar @ Apr 28 2022, 04:31 PM)
Bank will open after Hari Raya, that is 5th May, right?

I have one FD will mature on 4th May, so will I lose one day interest?
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which bank?

some back will adjust maturity to next working day, hence interest is adjusted too.

better ask the bank to clarify.
cybpsych
post Apr 29 2022, 06:37 AM

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12-month Fixed Deposit/Term Deposit-i (FD/TD-i) and Current Account/Savings Account/-i (CASA/CASA-i) Combined Promotion
Campaign Period: 1 April 2022 till 30 June 2022

https://www.ambank.com.my/eng/promotions-pa...Bundle-Campaign

A gentle boost gives great joy. Boost the joy with better returns from combined offers.

Enjoy a promotional rate of 3.60% p.a.* when you make a 12-month placement in Fixed Deposit/Term Deposit-i (FD/TD-i) and Current or Savings Account/Current or Savings Account-i (CASA/CASA-i).

user posted image
*The Promotion Rate will be subject to immediate revision should there be any changes to the Overnight Policy Rate (OPR).

Terms and conditions
The effective Rate will range between 2.42% p.a. to 2.84% p.a. and will vary according to the placement amount and type of CASA/CASA-i.
The fund in CASA/CASA-i will be earmarked concurrently with the FD/TD-i tenure placement for a duration of 12 months.
Partial and/or full withdrawal of the FD/TD-i or CASA/CASA-i before the completion of tenure is not allowed and the Eligible Customer(s) shall not be allowed to enjoy any interest/proit in such cases.
Upon maturity of FD/TD-i, the FD/TD-i will be renewed at the prevailing board rate.
The offer is only applicable for placements made over the counter at AmBank/AmBank Islamic branch only.
cybpsych
post May 1 2022, 08:17 AM

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PB Fixed Deposit / Term Deposit-i Campaign
Please be informed that we will be launching a new “PB Fixed Deposit / Term Deposit-i” Campaign starting from 1 May 2022 to 31 August 2022.

Click here for the Campaign’s Terms & Conditions in English


PB RCB Fixed Deposit / Term Deposit-i Campaign
Please be informed that we will be launching a new “PB RCB Fixed Deposit / Term Deposit-i” Campaign starting from 1 May 2022 to 31 August 2022.

Click here for the Campaign’s Terms & Conditions in English.
cybpsych
post May 2 2022, 04:39 PM

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Simply step up your savings with Step Up eFD/eFD-i

https://www.hlb.com.my/en/personal-banking/...promotions.html

Month 1-12 @ 2.45% p.a.
Month 13-24 @ 2.80% p.a.
Month 25-36 @ 3.30% p.a.

Effective @ 2.85% p.a.



cybpsych
post May 2 2022, 08:23 PM

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QUOTE(DiamondBar @ May 2 2022, 08:13 PM)
MBSB.

I called MBSB already, they said will pay holiday according to the FD rate. Thank you
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yes mbsb they pay for weekend and ph

when u uplift, you'll notice the profit is higher than the cert amount biggrin.gif
cybpsych
post May 15 2022, 08:42 PM

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user posted image

user posted image

This post has been edited by cybpsych: May 15 2022, 08:44 PM
cybpsych
post May 24 2022, 08:43 AM

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Maybank: Islamic Fixed Deposit Mid – Year Campaign [ Maybank | T&Cs ]
Campaign period: 12 May 2022 – 5 June 2022

Gain financial stability when you do Islamic Fixed Deposit-i placement and be rewarded this festive season!

user posted image
cybpsych
post Jun 3 2022, 05:23 PM

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Sri Petaling New Branch Opening FD Plus-i Promotion [ UOB ]
7 June 2022 until 6 July 2022

12 months @ 2.80% p.a.

**READ THE T&C** https://www.uob.com.my/web-resources/person...ion-tnc-eng.pdf

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This post has been edited by cybpsych: Jun 7 2022, 12:16 PM
cybpsych
post Jun 4 2022, 08:24 PM

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QUOTE(BrookLes @ Jun 4 2022, 04:48 PM)
For KDI. No other special conditions right.
Any risk of losing any money?
For Fixed Deposit?
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kdi save is simpler and flexible to withdraw/deposit

risk? depends on your confidence on kenanga lor. but same like any other FIs, the funds are managed by trustee and cannot be used as operating account. even if the institution collapsed, the fund is safe with trustee, not accessible by the FIs.

KDI's FAQ also stated this in their faq https://digitalinvesting.com.my/faq/

What happens to my investments if Kenanga Digital Investing (KDI) closes down, gets acquired/goes public?
To ensure that we never touch your money as required under the regulatory requirements, your money is safely held by our appointed custodian, Pacific Trustee Berhad.
Therefore, you will always have full access and claim to your investments and cash if the Kenanga Digital Investing (KDI) platform closes down, gets acquired, or anything that affects the business continuity of Kenanga Digital Investing (KDI).



discuss further in KDI topic https://forum.lowyat.net/topic/5243436
cybpsych
post Jun 4 2022, 08:37 PM

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QUOTE(BrookLes @ Jun 4 2022, 08:28 PM)
Actually I am just interested in the fixed instrument.

Any risks in that?
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discuss further in KDI topic https://forum.lowyat.net/topic/5243436

there are many users sharing their status
cybpsych
post Jun 9 2022, 03:06 PM

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QUOTE(Alocasia @ Jun 9 2022, 12:30 PM)
Wah so is this an example of scam msg?
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don't get consued. this is a valid msg from uob

i received this morning:

// RM0 UOB Puchong:Visit us for exclusive 12mth FD Plus@ 2.80%pa with min RM10K new funds on 11 June 22(10am-2:30pm).Info:03-80907333.T&Cs apply: go.uob.com/satfd .As a reminder, UOB will never direct you to a website asking for your personal banking details, including OTP or Card PIN. //

This post has been edited by cybpsych: Jun 9 2022, 03:06 PM

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