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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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cybpsych
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Feb 7 2022, 11:40 AM
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QUOTE(adele123 @ Feb 7 2022, 11:06 AM) Oops, i'm so outdated, i'm still living in few years ago. Thanks for clearing this up. I will think hard to commit or not to commit for 2 years. IMO, current 6mth placement is reasonable. 12mth if dont want the hassle monitoring OPR
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cybpsych
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Feb 15 2022, 04:01 PM
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UOB SATURDAY BANKING SPECIAL FD PLUS PROMOTION TERMS AND CONDITIONS12 months @ 2.50% p.a. https://www.uob.com.my/web-resources/person...omotion-tnc.pdfUnited Overseas Bank (Malaysia) Bhd (Company No. 271809-K) (“UOB Malaysia”) is organising Saturday Banking Special FD Plus Promotion (“Promotion”) on 5 February, 12 February, 19 February and 26 February 2022 (“Promotion Period(s)”). This Promotion is offered exclusively at selected UOB Malaysia branches which are open for Saturday banking during the Promotion Period(s) as listed at https://www.uob.com.my/personal/save/saturd...king-hours.page (“UOB Malaysia Saturday Banking Branches”).
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cybpsych
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Feb 15 2022, 04:11 PM
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QUOTE(Sushi_Mushi @ Feb 15 2022, 04:02 PM) Hi, I wonder if anyone could answer this. Fixed deposit with autorenewal feature has to be updated around 7 years to avoid becoming unclaimed money right, how about e-fixed deposit? Is it necessary and how to update for e-fixed deposit? not expert, but i guess same treatment the fd/efd must be managed by you in order to avoid unclaimed money for efd, i guess you need to uplift it and place it back again https://www.anm.gov.my/en/faqs/unclaimed-moneys-and-cds-mof
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cybpsych
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Feb 16 2022, 01:33 PM
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QUOTE(joeduff @ Feb 16 2022, 11:34 AM) no any promotion rate for Bank Rakyat? see here got or not https://www.bankrakyat.com.my/c/campaigns/campaigns
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cybpsych
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Feb 17 2022, 06:06 AM
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QUOTE(adele123 @ Feb 15 2022, 08:15 PM) PSA: RHB eFD or technically they are calling it eCMDi because it's islamic 10 Feb 2022 to 31 Mar 2022 6 months - 2.48% 9 months - 2.48% TnCQUOTE(ck_yoong @ Feb 16 2022, 11:13 PM) RHB eFD 6mths or 9mths at 2.48% via FPX fresh funds same above promo page here https://www.rhbgroup.com/248/index.html
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cybpsych
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Mar 1 2022, 07:14 AM
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Fixed Deposit (FD) Promotion, EFD Promotion - Hong Leong Bank3 mths - 2.25% 6 mths - 2.30% 12 mths - 2.40% 18 mths - 2.60% 24 mths - 2.75% Promotion | Step Up Fixed Deposit Promotion6 mths - effective rate 2.40% 36 mths - effective rate 2.72% This post has been edited by cybpsych: Mar 2 2022, 09:50 PM
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cybpsych
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Mar 2 2022, 09:50 PM
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QUOTE(Johnslow @ Mar 2 2022, 09:32 PM) step up the website says 36 months 2.72% :confused: anyway 3 years 2.72% reckon good? I guess my typo for 36mth
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cybpsych
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Mar 3 2022, 03:23 PM
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Flash: BNM maintains OPR at 1.75%https://www.bnm.gov.my/-/monetary-policy-statement-03032022This post has been edited by cybpsych: Mar 3 2022, 03:23 PM
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cybpsych
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Mar 4 2022, 06:33 AM
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QUOTE(cybpsych @ Mar 1 2022, 07:14 AM) Fixed Deposit (FD) Promotion, EFD Promotion - Hong Leong Bank3 mths - 2.25% 6 mths - 2.30% 12 mths - 2.40% 18 mths - 2.60% 24 mths - 2.75% Promotion | Step Up Fixed Deposit Promotion6 mths - effective rate 2.40%36 mths - effective rate 2.72% hlb revised their efd Fixed Deposit (FD) Promotion, EFD Promotion - Hong Leong Bank3 mths - 2.15% 6 mths - 2.25% 12 mths - 2.35% 18 mths - 2.50% 24 mths - 2.75% This post has been edited by cybpsych: Mar 4 2022, 08:38 AM
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cybpsych
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Mar 5 2022, 10:22 AM
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QUOTE(c64 @ Mar 5 2022, 08:09 AM) I just realized something with RHB eFDs today...penipu scammer. You can't withdraw today on maturity day, if you withdraw today, will kena Term cancel penalty. If withdraw tomorrow will kena lose one day of interest after they auto renew. Other banks auto renew also allows me to withdraw with no penalty on maturity date and I don't lose any interest. RHB=Really Horrible Bank use Uplift instead if Withdraw
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cybpsych
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Mar 8 2022, 07:49 PM
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QUOTE(chiwawa10 @ Mar 8 2022, 04:45 PM) OCBC any promo rate for FD? https://www.ocbc.com.my/personal-banking/ac...ed-deposit.html
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cybpsych
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Mar 10 2022, 11:15 AM
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UOB March 2022 Saturday Banking Special FD Plus Promotion5 March, 12 March, 19 March and 26 March 2022 https://www.uob.com.my/web-resources/person...omotion-tnc.pdf12 months @ 2.50% p.a.
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cybpsych
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Mar 10 2022, 01:01 PM
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QUOTE(oldkiasu @ Mar 10 2022, 12:59 PM) Thanks for the link. Can read that it is OTC for FF deposited within last seven days with monthly payment of interest at 2.5 % for 12 months. But only 1 placement of between 10k to 5,000,000 allowed at specified on particular Saturday for each specified UOB bank branch. However, the link on the webpage for the Saturdays and branches still go to the previous February 2022 Saturday promo which had not been revised/updated for this promo. Very typical problem when looking for info on bank promos - don't know why UOB and other bank managements keep sleeping and seemingly unaware of how badly their web promos and info is badly promoted. better call up the respective branch to confirm before heading there on Saturdays
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cybpsych
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Mar 11 2022, 10:46 AM
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QUOTE(1282009 @ Mar 11 2022, 12:55 AM) Too long  normal la long tenor = higher rate short tenor = lower rate
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cybpsych
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Mar 22 2022, 02:08 PM
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QUOTE(adele123 @ Mar 22 2022, 01:29 PM) btw, i have not placed FD more than 1 year before. for FD more than 1 year... example HLB 2.75% for 24 months if i place today 22 / 03 / 2022, it will expire 22 / 03 / 2024 so the interest is 2.75% p.a * 2, which means for 10k placement, interest is RM275*2 = RM550? roughly there using 365 per year (or 731 days for 2yr tenor), you'd get roughly 550.75 profit
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cybpsych
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Mar 23 2022, 08:16 AM
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QUOTE(c64 @ Mar 23 2022, 06:41 AM) QUOTE(c64 @ Mar 23 2022, 06:48 AM) QUOTE(c64 @ Mar 23 2022, 06:55 AM) dont spam-reply le use multi-quote instead. guide is here https://forum.lowyat.net/index.php?act=faq&article=10
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cybpsych
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Mar 28 2022, 10:49 PM
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Public Islamic: 15-Month and 18-Month Term Deposit-i CampaignPlease be informed that Public Islamic Bank is launching a new “PIBB 15-Month and 18-Month Term Deposit-i” Campaign starting from 28 March 2022 to 30 July 2022. Click here for the Campaign’s Terms & Conditions in English. 15-month @ 2.55% p.a. 18-month @ 2.65% p.a. RM5k min per placement This post has been edited by cybpsych: Apr 17 2022, 05:58 PM
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cybpsych
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Mar 31 2022, 07:57 AM
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Make your salary work harder for you with our 2-day exclusive offer. Enjoy up to 2.35% p.a. for 3 months when you place a minimum of RM10,000 eFD/eFD-i on HLB Connect. Don't miss out on this offer happening only on 𝟑𝟎 & 𝟑𝟏 𝐌𝐚𝐫𝐜𝐡 𝟐𝟎𝟐𝟐. T&Cs apply at https://www.hlb.com.my/payday
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cybpsych
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Apr 1 2022, 01:49 PM
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QUOTE(1282009 @ Apr 1 2022, 01:46 PM) Hahaha. I missed it else i would go for it since i am short tenure .. yes, not everyone same preference and behavior like him. some, like you, will take the opportunity to go for it. btw, hlb new rates on website https://www.hlb.com.my/en/personal-banking/...fd-i-promo.html (someone shared the rates earlier as well)
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cybpsych
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Apr 1 2022, 01:53 PM
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QUOTE(1282009 @ Apr 1 2022, 01:51 PM) Really so low 2.25% for 6 months .. aikk well, if fund sitting there doing nothing, might as well just grab whatever best deal available.
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