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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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David_Yang
post Nov 16 2018, 11:53 AM

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QUOTE(Wong Kit yew @ Nov 15 2018, 01:57 PM)
Yes!!!! My prayers have been heard.
David_Yang
post Nov 19 2018, 12:45 PM

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QUOTE(cybpsych @ Nov 19 2018, 01:16 PM)
cimbclicks back up. can login.
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and the 4.5 promo survived the update rclxms.gif
David_Yang
post Nov 30 2018, 11:31 PM

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QUOTE(KoYuKii @ Dec 1 2018, 12:27 AM)
Any1 know the cimb eFD till when?

Was trying to help my GF put the FD via the link, but her acc was not eligible for this pormo.

Hmm..
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31st December.

But when logging in today I cannot see the banner anymore, instead there is a stupid "Strenghen your password banner".
David_Yang
post Nov 30 2018, 11:34 PM

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Just logged in. No, I did not use the link, as in my account the banner was always there for many weeks now. I only used it once so far.

This post has been edited by David_Yang: Nov 30 2018, 11:36 PM
David_Yang
post Nov 30 2018, 11:51 PM

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Yes, with the link it works. Man, that makes me crazy, I have a lot of FD to place in December, planned to do it mainly with this 4.5 from CIMB. But cannot do now, have to wait and hope the promotions stays alive.
David_Yang
post Dec 2 2018, 02:09 PM

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yes
David_Yang
post Dec 8 2018, 01:53 PM

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QUOTE(cybpsych @ Dec 7 2018, 05:11 PM)
reported down/removed/disabled since last week...
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Not just the link, the promotion is finished for all customers.
David_Yang
post Dec 14 2018, 08:21 PM

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QUOTE(familyfirst @ Dec 13 2018, 05:52 PM)
Confirm that CIMB islamic 6-mth increased to 4.5%.  Made a placement today.
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My branch said no have this promo.

Will try another one next Monday, if not I will take the 4.4
David_Yang
post Dec 18 2018, 03:57 PM

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QUOTE(vrek @ Dec 15 2018, 01:30 AM)
Tell them you want Islamic FD. The promotion is from HQ to all branches.
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Yes, today went to other branch, they immediately gave the 4.5 islamic rclxms.gif

I changed the branch olredi before because of unhappiness with RM, new one not better. But I cannot move to the one I went today, they have no preferred center.
David_Yang
post Dec 18 2018, 06:43 PM

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No, it is this:

https://www.cimbpreferred.com.my/en/lifesty...6percentFD.html

If you do only the minimum (267k or so), the effective rate is not much higher than 4.5.

But if you can do 667k (the maximum), this stuff is really sexy. Because the interest rate boost in the preferred CA.

Anyway, only for 3 month, so over all not much $$$ at the end.
David_Yang
post Dec 19 2018, 09:01 PM

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QUOTE(whycanot323 @ Dec 19 2018, 07:25 PM)
no need go over the counter, eFD by CIMB 4.5% is back.
You can place it online for 4.5%, save time and easy uplift.
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not for me. if have a banner "win a luxurious trip fpr 2" instead of the 4.5% promotion banner cool2.gif
David_Yang
post Dec 20 2018, 12:06 PM

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QUOTE(pwlow @ Dec 20 2018, 11:34 AM)
Where ? Promotion Ended early Dec......can you let me know where can I place for 4.5% eFD ? I log in, it only show 3.x%
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You would need to see advertisement banner for this at your dashboard after login. I was told at the branch campaign was stopped beginning of december.
David_Yang
post Dec 20 2018, 02:15 PM

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QUOTE(guy3288 @ Dec 20 2018, 01:58 PM)
i am suprised my RM still says she is right, she has done it for her other customers,
she told me dont bother about the T&C
Anyway, PCA already opened, my deposit already in yesterday,

She told me next month she will withdraw all the RM20k for me plus RM188 x2,
any fees she will waive.

i prefer to trust her
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Is your RM by coincidence your wife/daughter/mother/sister/auntie ... ?

By no way my CIMB preferred RM would do this for me, she even refused to give my the 4.5 islamic biggrin.gif
David_Yang
post Dec 21 2018, 06:37 PM

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Certainly not. There was never a FD beginning with "5" in the last years.
David_Yang
post Dec 22 2018, 01:05 PM

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QUOTE(supi @ Dec 21 2018, 11:45 PM)
https://www.cimbclicks.com.my/content/eFD2018.html

Click the link inside.. to make placement for special rates 4.5%.
"Click here to make your placement."
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Great work, bro. Let´s see how long this time, anyway it is only nine days until 31 12
David_Yang
post Dec 27 2018, 10:37 PM

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QUOTE(tornedo @ Dec 27 2018, 08:46 PM)
With many getting year end bonus and have extra fund coming in Jan, hope they give even better promo.
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No, beginning of January always very bad for promos. But CNY will bring some offers. Anyway I would be surprised if we see anything higher than 4.5 for 6 or 12 month next year.

QUOTE(lavenzo @ Dec 27 2018, 11:33 PM)
want to ask those 6 months tenure FD, what happen after 6 months? will the rate still the same?
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Certainly not, will fall down to base rate. You have to cancel the renewed FD immediately.


David_Yang
post Dec 28 2018, 12:49 PM

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Today a CIMBclicks asked HAVE YOU MADE YOUR eFD YET? when logging out. So I made another one smile.gif

Looks like it will stay active until 31st.
David_Yang
post Dec 28 2018, 01:37 PM

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QUOTE(jerryhean @ Dec 28 2018, 02:25 PM)
I also made one placement over the counter just now.
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the islamic 4.5?

because eFD was down for 2weeks i have now a wild mix of eFD and islamic. all mature june 2019, all 4.5
David_Yang
post Dec 31 2018, 09:31 AM

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QUOTE(fire_hoax @ Dec 29 2018, 04:38 PM)
Still work, the trick is to login to CIMB clicks first and then press that link and login again.

After that, it will redirect you to the FD placement page
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Campaign is still active. Today the last day, I placed a last one cool2.gif
David_Yang
post Jan 1 2019, 03:12 PM

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QUOTE(KahiSun @ Dec 31 2018, 01:30 PM)
Will it showed 4% before placement?

The only option for me is 3.3%, does it automatically upgrade after placement?
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No, it was only available when the promotion banner was visible for you after login to cimbclicks. Or with the magic link posted here. There was no limit how often you can do it, it did it three times.

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