Yes. Its not user friendly fyi

Yeah.

Actually you can always ask for free option but better you go and check yourself if there is a free option. I went to pb to open account but thing is, there is actually a free option but the person who opened my account did not know. Luckily someone in this thread told me

The other way is, yes you have to pay for the debit card to open your account but thing is before the card is renew, you can request to cancel. Most likely you will not be charged like in bank rakyat case but you need the debit card if you have to reset your password

I think if you request your debit card to be cancelled. You dun have to pay fees the following year.

I just placed last week.

Yeah. Should be quite straight forward. Just talk to pb

It would be a miracle if OPR increases. Current interest rates is already the same as those before the pandemic.
And I seriously doubt even banks will increase their promotion rates significantly even if there is an OPR increase

This post has been edited by BrookLes: Dec 11 2022, 11:23 PM

But this promo not advertised? Anyway ok anyway. I prefer put online.

If I knew this one can, would have considered.

The monthly interest is so attractive

Just curious. Which bank has the best savings interest.
For Affin Bank privileges'. Do you guys know what is the interest rate?

.
They should just do 18 months like the others

Better not put too long. You never know what will happen in ,5 years time

You need to have the option to choose the lslamic FD account. The fpx will create a new islamic FD cert for you.

So you need to open islamic account. Just tell the officer you want to put 18 months 4.5%

And insist that they create that account for free for you.

This post has been edited by BrookLes: Dec 21 2022, 10:23 PM

You need to prove that you are staying near that branch.
I know.

That's why I say already. Just put in when 4.5 why go wait?

Any good flexi fd out there?
Actually would be good if someone can explain how fleci fd works

Well. Most likely, you will not want that money urgently right? Unless you are a bad money manager. To lose half of the interest rate is not too good as well unless the interest is not much in the first place

The probability of that happening is almost zero that if they failed to pay the promised interest, FD will probably be in trouble as well.

Still available? Or they changed.
My FD expiring next month

Hai. They only gave this promotion 1 month after the 4.5% one.
I would have taken this promotion to be honest. Damn.

But I salute PBB. They really "up" their game.

You should have put 4.8% when you had the opportunity. You probably cannot get something much better then that even if they decide to revise the rates up.
Heck, this rate is even higher then before they decided to lower interest rates 3 years ago.

This post has been edited by BrookLes: Jan 22 2023, 12:33 PM