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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cybpsych
post Dec 23 2019, 07:32 AM

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QUOTE(YS3nsatiOn @ Dec 22 2019, 11:35 PM)
Hi all,

Currently, what's the best FD rate by which bank?
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read few posts above by Deal Hunter

learn how to search/read back previous posts
cybpsych
post Dec 25 2019, 09:39 AM

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QUOTE(879098 @ Dec 24 2019, 11:14 PM)
Any idea when will the banks announce for CNY 2020 promotion rate?
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1) ask the relevant banks for advance news

2) wait for info to be published online
cybpsych
post Dec 26 2019, 07:45 AM

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QUOTE(ABuNeNe @ Dec 26 2019, 05:09 AM)
Trying to apply for the Hong Leong eFixed Deposit

Is it true that UOB external transfer limit is only RM10k?

Any bank that allow more than RM10k?
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have you increased the transfer limit in UOB's PIB?

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cybpsych
post Dec 26 2019, 10:39 AM

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QUOTE(mitkey06 @ Dec 26 2019, 09:52 AM)
how does the ocbc 360 works ?

recently went down to sg to open FD. only 12 month FD get 1.5%, less than 12 months 0.15%.
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https://forum.lowyat.net/topic/3920681
cybpsych
post Dec 30 2019, 10:09 AM

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QUOTE(Syracuse @ Dec 30 2019, 10:02 AM)
Not sure if I'm understanding this correctly.

If I have MYR50,000, I can make an FD deposit of MYR40,000, then deposit MYR10,000 into current/savings account... then I can immediately withdraw MYR10,000 from my savings account later on the same day (to spend on other things)?

If that's the case, the MYR10,000 CASA requirement seems a little... pointless.

(By the way, what is "BFD"?)
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BFD - Bundled FD with other financial products/complications bundled together.
cybpsych
post Dec 31 2019, 07:13 PM

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PB Fixed Deposit / Term Deposit-i Campaign
31 December 2019

Please be informed that the Campaign Period of “PB Fixed Deposit / Term Deposit-i” will be extended to 31 March 2020.

Click here for the revised Terms and Conditions in English.

Thank you.


cybpsych
post Jan 1 2020, 12:47 AM

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user posted image

Kick-start your 2020 savings goal with our New Year promo [ HLB | T&Cs ]
01 JANUARY 2020-07 JANUARY 2020

Kick-start your 2020 savings goal with convenient eFixed Deposit/-i placements on Connect Online Banking or Connect App.
cybpsych
post Jan 2 2020, 05:34 PM

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QUOTE(mrhseinpingq @ Jan 2 2020, 05:07 PM)
RHB any promotion FD?
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not the one you posted yesterday?
cybpsych
post Jan 3 2020, 05:32 PM

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QUOTE(cybpsych @ Dec 31 2019, 07:13 PM)
PB Fixed Deposit / Term Deposit-i Campaign
31 December 2019

Please be informed that the Campaign Period of “PB Fixed Deposit / Term Deposit-i” will be extended to 31 March 2020.

Click here for the revised Terms and Conditions in English.

Thank you.
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QUOTE(doinkz_gaara @ Jan 3 2020, 05:08 PM)
Public Bank 3.7% for 6 months, OTC.
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Not new. Promo extended.
cybpsych
post Jan 6 2020, 03:23 PM

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QUOTE(jrrsim @ Jan 6 2020, 02:39 PM)
Also, would like to warn all FD OTC users to not think the money you deposit FD is safe.

Bank officers have the power to withdraw your money without you present. Maybe digital banking is the way forward
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any source of this warning? there is no background or context to this claim.

if it happened to you/someone you know, do share the details.

cherroy
cybpsych
post Jan 7 2020, 09:35 AM

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QUOTE(wxpng @ Jan 6 2020, 10:24 PM)
Haha, I mean Hong Leong Bank CNY Open House (one day only). Every year have in the past, but 2020 don't have, even CNY is near.
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just check with HLB or its website lor

if you have contact to your local nearby HLB, ask them lo


no info is no info; until there is info, it would get posted here by forumers here
cybpsych
post Jan 7 2020, 11:20 AM

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QUOTE(nike89 @ Jan 7 2020, 10:27 AM)
OTC?
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user posted image

https://www.hlisb.com.my/en/personal-i/prom...nt-i-promo.html

read thoroughly the PDS, T&C, FAQ below the page.
cybpsych
post Jan 9 2020, 07:50 AM

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6 Months Fixed Deposit 4% p.a.
Campaign period: 23 December 2019 - 31 January 2020

https://www.alliancebank.com.my/promotions/...D-campaign.aspx

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cybpsych
post Jan 9 2020, 08:04 AM

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user posted image

**click on the image for the T&Cs**

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This post has been edited by cybpsych: Jan 9 2020, 08:05 AM
cybpsych
post Jan 9 2020, 12:18 PM

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QUOTE(cybpsych @ Jan 9 2020, 08:04 AM)
user posted image

**click on the image for the T&Cs**

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QUOTE(themanf2003 @ Jan 9 2020, 11:11 AM)
can you show me the terms and conditions of this promotion where it says 4.25% ?
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https://www.hlisb.com.my/en/personal-i/prom...nt-i-promo.html

This post has been edited by cybpsych: Jan 9 2020, 12:19 PM
cybpsych
post Jan 12 2020, 09:18 AM

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QUOTE(pengembara.jalan @ Jan 12 2020, 01:36 AM)
It even says capital not guaranteed???
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Read the T&Cs in the link

Read Product Disclosure Sheet

Read Frequently Asked Questions

if still dont understand, then ignore and move onto others.
cybpsych
post Jan 17 2020, 12:03 PM

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QUOTE(poor man @ Jan 11 2020, 03:07 PM)
HONG LEONG BANK Chinese New Year Open House Participating Branches 2020

11 January, 2020 | 10:00am - 3:00pm
17 January, 2020 | 09:15am - 4:00pm
18 January, 2020 | 10:00am - 3:00pm
1 February, 2020 | 10:00am - 3:00pm
8 February, 2020 | 10:00am - 3:00pm
web : https://www.hlb.com.my/en/personal-banking/...open-house.html
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Come join us today at our Damansara City Branch for our CNY branch open house and enjoy exclusive discounts, promotions, performances, and more!
The event is from now till 4pm !

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cybpsych
post Jan 23 2020, 08:32 PM

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QUOTE(userA123 @ Jan 23 2020, 03:28 PM)
For Ambank FPX, there are limits that can be set for each FPX merchants;

Hong Leong Connect EFD 1  max Daily Limit RM200k

Hong Leong Connect EFD 2  max Daily Limit RM200k

Hong Leong Investment Bank Berhad  max Daily Limit RM500k

I don't know the difference between them cause I have not FPX before.

And for your amusement, just one of many;
Majlis Perbandaran Batu Pahat - KPKT  max Daily Limit RM 1,000,000.00 (1 Mil)
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rm30-50k is normal for FPX, B2C model (individual/consumer account)

for B2B model (corporate account), it's usually >RM30k and up to RM2mil. anything higher depends on approval, case by case basis for the specific merchant.
cybpsych
post Jan 24 2020, 02:33 PM

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https://www.alliancebank.com.my/promotions/...-customers.aspx

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This post has been edited by cybpsych: Feb 3 2020, 07:37 AM
cybpsych
post Jan 28 2020, 09:06 PM

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Public Bank: PB eFD Placement via FPX
- 28 January 2020


Please be informed that with effect from 18 February 2020, customers will be able to make PB eFixed Deposit (PB eFD) placement by performing fund transfer from other banks via the Financial Process Exchange (FPX) between 6 a.m. to 11p.m. daily.

The revised Terms & Conditions of PB eFixed Deposit will be available in the Bank’s website by 18 February 2020.

Thank you.

user posted image


Added on
Public Bank: PB Fixed Deposit / Term Deposit-i Campaign
- 28 January 2020

Please be informed that the promotional interest / profit rates under the “PB Fixed Deposit / Term Deposit-i” Campaign has been revised with effect from 28 January 2020.

Click here for the revised Terms and Conditions in English.

Thank you.

This post has been edited by cybpsych: Feb 18 2020, 08:50 PM

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