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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cybpsych
post Nov 21 2019, 08:02 AM

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QUOTE(~Mew~ @ Nov 21 2019, 07:55 AM)
Too bad, only selected customer are eligible. Saw this from its TNC clause

Campaign Mechanics

4.The Fixed Deposit (FD)placement must be performed electronically or by way of any online FD Placement (eFD) through CIMB Clicks. Eligible Customer(s) must log into CIMB Clicks and click on the promotional banner regarding the Campaign to make the placement. Only Eligible Customer(s) will be able to view the promotional banner. Promotional banner will be available from 15 November 2019 to 31 December 2019
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try login to cimbclicks and see lor

user posted image


else, use this link to redirect >> https://www.cimbclicks.com.my/fdpromo

This post has been edited by cybpsych: Nov 21 2019, 10:04 AM
cybpsych
post Nov 21 2019, 09:56 AM

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QUOTE(cybpsych @ Nov 20 2019, 07:26 PM)
// RM0.00 CIMB Bank: Enjoy 3.85%p.a. on 6mths eFixed Deposit @ www.cimbclicks.com.my! Click on the eFD promo banner to make your placement. Till 31 Dec. T&C apply. //

https://www.cimbclicks.com.my/efd-nov19-mass.html

Important Notes:

1. Single placement in eFixed Deposit (eFD) via CIMB Clicks with a minimum amount of Ringgit Malaysia Five Thousand (RM5,000) for the tenure of 6 months is required.
2. Special rates are applicable for one cycle only. Upon maturity, the 6 months eFD will be automatically renewed to its respective tenure and the prevailing CIMB Bank board rate applicable at the time of renewal shall apply.
Terms and Conditions apply. EN | BM

Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.

user posted image
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QUOTE(WaCKy-Angel @ Nov 21 2019, 08:56 AM)
I saw they mentioned annual fee will be waived if the card is tied to basic savings account-i or basic current-account-i.
Any idea the bundled CASA is it under one of it?  I havent created online banking account to check the details yet.
Mind to share where exactly this banner should appear?
My Dashboard?
My Account?
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follow Option 2

for mbb casa bundled, only PrimeWin CASA is eligible, which does not come with free-AF debit card. info from CS.

This post has been edited by cybpsych: Nov 21 2019, 10:00 AM
cybpsych
post Nov 21 2019, 10:27 AM

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QUOTE(WaCKy-Angel @ Nov 21 2019, 10:21 AM)
Interestingly i followed Option 1 and it works.
Just now tried Option 2 it only gives board rate.
Ahhh guess will have to cancel the MBSB debit card before time up.
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i think same mechanism as before. it uses redirection method like last time 6mth @ 4.5% brows.gif

link here https://www.cimbclicks.com.my/fdpromo
cybpsych
post Nov 22 2019, 10:05 AM

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QUOTE(Xaser_3 @ Nov 22 2019, 09:26 AM)
We won't be seeing these kind of rate for the near foreseeable future, at least for next year. I really hope I am wrong.

3.85 is one of the best we got now for pure FD, so it will have to do.
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next year possible OPR cut.

there is still hlb 3.9%.
cybpsych
post Nov 22 2019, 02:15 PM

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QUOTE(fish_hoo @ Nov 22 2019, 12:17 PM)
hi guys, would like to know is there any other bank offers USD fixed deposit with >2.0%pa than Maybank & PB? thanks
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Can join in the foreign currency FD thread to know more about it.
https://forum.lowyat.net/topic/512136/+460
cybpsych
post Nov 25 2019, 08:54 AM

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QUOTE(hammerjit @ Oct 17 2019, 11:14 AM)
MBSB new promo. Effective rate is 4.25%

https://www.mbsbbank.com/primevalue_campaign.html

user posted image
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QUOTE(adrianteddy @ Nov 25 2019, 12:04 AM)
Any link for mbsb 4.25% 6 mths?
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learn to use the [SEARCH] below each page.
cybpsych
post Nov 27 2019, 10:00 PM

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Affin Bank - Notice: Cessation Of Affin Fixed Deposit (Fd) Plus
25 November 2019

We wish to inform that we will cease the offering of AFFINBANK FD Plus effective 16 December 2019.

Starting 16 December 2019, all existing AFFINBANK FD Plus account rates will be changed to AFFINBANK Normal Fixed Deposit prevailing rates upon maturity. Any AFFINBANK FD Plus matured before 16 December 2019 will be changed to AFFINBANK Normal Fixed Deposit prevailing rates on the next maturity date.

For further information, please visit your nearest AFFINBANK branches or call us at 03-8230 2222.

cybpsych
post Nov 28 2019, 05:32 PM

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QUOTE(wayton @ Nov 28 2019, 10:54 AM)
Saw in Hong Leong Connect TIA-6 months 4.1%.

Why nobody interested in it?
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read and understand how TIA works before committing >> https://www.hlisb.com.my/en/personal-i/prom...nt-i-promo.html
cybpsych
post Nov 30 2019, 10:20 AM

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QUOTE(cybpsych @ Nov 21 2019, 09:56 AM)
follow Option 2

for mbb casa bundled, only PrimeWin CASA is eligible, which does not come with free-AF debit card. info from CS.
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QUOTE(kart @ Nov 30 2019, 10:17 AM)
Is it possible to open any of the following savings accounts instead?

a) Wise Saver Savings Account-I, with savings interest rate of 2.25% and Min. Balance of RM 10.00; or,

b) Cash Rich Savings Account-i, with savings interest rate of 2.68% and Min. Balance of RM 50.00.

Thank you for your help. smile.gif
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cybpsych
post Dec 8 2019, 10:01 PM

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QUOTE(cybpsych @ Oct 17 2019, 11:13 AM)
not hlb's fault

hlb is waiting for response from paynet/fpx. when they delay, hlb will be delayed as well because hlb cannot verify if the transfer was successful.

paynet/fpx is the middleman that handle the bank-2-bank transfer.
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QUOTE(michaelangelo @ Dec 8 2019, 09:40 PM)
i did an online fpx fd placement via hongleong connect yesterday morning and the fd was not reflected in my account!The status when i placed the fd is this :
Accepted for Processing
(FD Placement might not be reflected immediately in your account details due to FPX's batch processing. If you experience this, please come back 30 minutes later to check.)

But after 12 hours , the FD is still not reflected in my account, i called the customer service and she said it will take 3 days for processing!i told her fpx usually will reflect immediately, obviously there was a problem and she just told me she will highlight to the e banking team and asked me to check tomorrow morning which is today.

Today i checked again, nothing...so sad..anyone here has encountered this before?
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backlog/delay from FPX/paynet to respond back to HLB Connect. there is retry mechanism that will requery back the status.

try wait till tomorrow working day for hlbconnect to update the status.
cybpsych
post Dec 9 2019, 04:11 PM

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Public Bank - Revision of FD Statement Frequency

user posted image
cybpsych
post Dec 9 2019, 06:53 PM

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QUOTE(fkinmeng @ Dec 9 2019, 05:37 PM)
is this link dead or still working for you guys?
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use this link >> https://www.cimbclicks.com.my/fdpromo

it auto-redirect to the link above and prompt you the login page. once inside, it'll be the FD placement page with the promo rate.
cybpsych
post Dec 10 2019, 10:37 AM

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QUOTE(prozdennis @ Dec 10 2019, 10:20 AM)
Ah I see, do you perhaps know if i decided to take 1 month FD placement in Affin FD Plus 2, after 1 month, If I want to continue the placement, do I need to redo the placement in branch or just don't withdraw the fund will automatically let me continue the placement?  hmm.gif  biggrin.gif
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so much trouble and effort just for the 1mth FD OTC placement.

go for eFD lor, e.g. PBB's 1mth efd @ 2.95% p.a. easiy to uplift and transfer later.
cybpsych
post Dec 11 2019, 09:12 PM

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QUOTE(Matchy @ Dec 11 2019, 08:57 PM)
This FPX got charge?
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no
cybpsych
post Dec 11 2019, 09:45 PM

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QUOTE(nike89 @ Dec 11 2019, 09:44 PM)
any transfer limit?
lets say if i transfer from m2u.
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i think 30k for m2u
cybpsych
post Dec 11 2019, 09:54 PM

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QUOTE(nike89 @ Dec 11 2019, 09:50 PM)
if i would like to make placement for more than 30k for eFD in HLB that would be not possible?
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that's the fpx limit

try use another m2u account

eg

rm50k total
rm30k -> hlb via fpx
rm20k -> another m2u -> hlb via fpx
cybpsych
post Dec 12 2019, 08:46 AM

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QUOTE(WaCKy-Angel @ Dec 12 2019, 08:18 AM)
I recalled someone mentioned can ask bank to issue bank draft for RM0.65 fee but i went to CIMB they said its RM5.

Anyone else done for RM0.65 before? and which bank?
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QUOTE(Xaser_3 @ Dec 12 2019, 08:24 AM)
Never experienced RM0.65 fee for bank draft before. Always got charged RM5 for it.
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old info here, could've already outdated by now.
cybpsych
post Dec 12 2019, 09:59 AM

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QUOTE(WaCKy-Angel @ Dec 12 2019, 09:58 AM)
Not that. It was someone else posted same thing on Nov/Dec 2019
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find back the post lo
cybpsych
post Dec 13 2019, 04:26 PM

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QUOTE(cherriesberries @ Dec 13 2019, 04:18 PM)
Does anyone know how to identify if your FD account is eFD or FD OTC (for CIMB)? CIMB clicks does not indicate whether FD is eFD or not.
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can. look at the Source of Placement.

example:

user posted image
cybpsych
post Dec 17 2019, 10:50 AM

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QUOTE(cybpsych @ Dec 9 2019, 06:53 PM)
use this link >> https://www.cimbclicks.com.my/fdpromo

it auto-redirect to the link above and prompt you the login page. once inside, it'll be the FD placement page with the promo rate.
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QUOTE(czhog @ Dec 17 2019, 09:51 AM)
I tried logging into my CIMB account and couldn't find the 3.8% FD that you've mentioned..only 3.1%
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