QUOTE(Deal Hunter @ Feb 28 2018, 06:05 PM)
Depends how you can handle it. I did not want anymore credit card, so I took the debit card option under OCBC Al-Amin 360-i. 
The Al-amin 360 account and debit card has any annual fee or issuance charges?Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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Mar 1 2018, 09:50 AM
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#61
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Mar 1 2018, 03:46 PM
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#62
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QUOTE(aeiou228 @ Mar 1 2018, 03:30 PM) I'm existing Premier customer. Just last week I placed the FD @ 4.38%, today place again, still 4.38%. My RM has no clue whatsoever on the 4.5% when asked. Thanks bbgoat for the heads up, successful opened MI FD account for monthly interest crediting. Also opened a BSA account with out fee and without debit card for monthly FD interest crediting. By the way, if you guys looking for parking temporary fund 100k and above with 3.5% interest, go for Alliance Saveplus account. Can open the account online, can withdraw any time, no annual fee, no transaction fee, free debit card and last but not least, Free RM40 Petronas gift card. |
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Mar 1 2018, 04:18 PM
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#63
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QUOTE(aeiou228 @ Mar 1 2018, 03:30 PM) I'm existing Premier customer. Just last week I placed the FD @ 4.38%, today place again, still 4.38%. My RM has no clue whatsoever on the 4.5% when asked. Thanks bbgoat for the heads up, successful opened MI FD account for monthly interest crediting. Also opened a BSA account with out fee and without debit card for monthly FD interest crediting. Looks like OCBC 4.5% is only limited to certain branch?By the way, if you guys looking for parking temporary fund 100k and above with 3.5% interest, go for Alliance Saveplus account. Can open the account online, can withdraw any time, no annual fee, no transaction fee, free debit card and last but not least, Free RM40 Petronas gift card. |
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Mar 2 2018, 08:52 AM
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#64
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QUOTE(gchowyh @ Mar 1 2018, 08:02 PM) Unfortunately, the 4.5% 12 months is only for new Premier customer. Thanks for the assistance, but I'm in East Malaysia, so can't go to Damansara Heights branch as mentioned. Today only i got the affirmative answer that additional topup can only get 4.38%. Yes, correct. If you're not yet a premier customer, you can become one & get 4.5% at Damansara Heights branch, let me know if you need help. The branch that I go to seems to be very disorganized so I don't think I'm going to argue with them to create my online account. I've just got a call from OCBC RM and he said the highest they can offer now is 4.38%, the 4.5% is for 360 account which needs to fulfill few criteria like additional top up into a/c, swipe the credit card, and perform online bill payment. The RM from OCBC sounds professional and have invited me to go to their branch to understand more on their services. I can expect that they will provide a better CS than MBSB and Ambank (from my personal experience). But their location in my area has high traffic and really difficult to find a parking. If the rate is same as 4.38%, I'm too lazy to manage all the hassle and move my fund from another bank to them. |
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Mar 2 2018, 09:22 AM
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#65
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Mar 2 2018, 09:07 PM
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QUOTE(bbgoat @ Mar 2 2018, 08:08 PM) Today in RHB to withdraw FD. RHB system slow ! Thanks for the info. Went to AmBank to place 12 mth 4.38% FD. Got approval yesterday. This 4.38% is not offered to all. Need to get HQ approval. So those interested better get approval before u go there. Then u can get the FD cert there and then. Above answered your question. This post has been edited by siawyent: Mar 2 2018, 09:11 PM |
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Mar 2 2018, 09:13 PM
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#67
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Mar 5 2018, 01:50 PM
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#68
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Mar 7 2018, 10:27 PM
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#69
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Ambank FD 4.38% is valid until when? min 10k, right?
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Mar 9 2018, 04:32 PM
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#70
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Awaiting for next Monday Ambank rate, I got 1 maturing on Monday.
Dear all, pls post the updates if any, thanks in advance. |
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Mar 10 2018, 10:08 AM
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#71
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QUOTE(mamamia @ Mar 9 2018, 10:32 PM) Alliance Privilege: Is this Unit Trust Fund or Structured Investment? If it is Structured Investment then must read carefully for the T&C. Any brochures/leaflet to share?3months KLIBOR *100% Principal Guaranteed* <PIDM PROTECTED>: *6 YEARS tenure* Offer period: 5/3 to 12/3 Coupon: 5.15% p.a Maturity: 15/3/2024 subject to CALL OPTION Coupon payout: Quarterly Minimum size: MYR 50k |
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Mar 12 2018, 10:52 AM
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#72
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QUOTE(gchowyh @ Mar 12 2018, 12:18 AM) I managed to get 4.38% without any issues though the teller asked me who I got the rate from. I was targeting for 4.4%. Heard need to open savings account for this FD, can I open savings with internet banking but do not want the debit card?If you open the FD on Monday, you should still be able to get 4.38%, so far usually for Ambank, whatever new rate declared will only take effect from Tuesday to the following week's Monday. |
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Mar 13 2018, 11:27 AM
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#73
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Mar 13 2018, 09:04 PM
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#74
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Mar 23 2018, 12:01 PM
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#75
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If Ambank is revising to 4.3%, which bank is giving best rate for next week?
Got 1 maturing next week, but not reach 100k, so Alliance bank only can get 4.3%. HLB eFD promo already expired, right? This post has been edited by siawyent: Mar 23 2018, 12:16 PM |
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Mar 27 2018, 11:56 AM
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#76
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QUOTE(Deal Hunter @ Mar 27 2018, 11:46 AM) AMB 4.4% min 10k FF 12mths (monthly payment of interest for senior). Bank Islam offer got any brochure? can't find it on its website.Bank Islam 4.65% effective rate over 2 years. Step-up each quarter and payment of profit each quarter. 3.8, 3.9, 4.2, 4.5, 4.55, 4.6, 4.65 and 7% |
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Mar 27 2018, 01:59 PM
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#77
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Mar 27 2018, 03:31 PM
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#78
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Apr 2 2018, 05:06 PM
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#79
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Apr 6 2018, 04:27 PM
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I called Bank Islam to check on the FD promo, the officer can't speak English and asked me to use my "Pasar Bahasa Melayu" to communicate with her.
Feeling a bit doubtful whether do I still want to place FD with them, even though their rate is currently the highest. |
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