Welcome Guest ( Log In | Register )

9 Pages « < 2 3 4 5 6 > » Bottom

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

views
     
siawyent
post Mar 1 2018, 09:50 AM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
QUOTE(Deal Hunter @ Feb 28 2018, 06:05 PM)
Depends how you can handle it. I did not want anymore credit card, so I took the debit card option under OCBC Al-Amin 360-i.  biggrin.gif
*
The Al-amin 360 account and debit card has any annual fee or issuance charges?
siawyent
post Mar 1 2018, 03:46 PM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
QUOTE(aeiou228 @ Mar 1 2018, 03:30 PM)
I'm existing Premier customer. Just last week I placed the FD @ 4.38%, today place again, still 4.38%. My RM has no clue whatsoever on the 4.5%  when asked. Thanks bbgoat for the heads up, successful opened MI FD account for monthly interest crediting. Also opened a BSA account with out fee and without debit card for monthly FD interest crediting.

By the way, if you guys looking for parking temporary fund 100k and above with 3.5% interest, go for Alliance Saveplus account. Can open the account online, can withdraw any time, no annual fee, no transaction fee, free debit card and last but not least, Free RM40 Petronas gift card.
*
thumbsup.gif Thanks for sharing.
siawyent
post Mar 1 2018, 04:18 PM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
QUOTE(aeiou228 @ Mar 1 2018, 03:30 PM)
I'm existing Premier customer. Just last week I placed the FD @ 4.38%, today place again, still 4.38%. My RM has no clue whatsoever on the 4.5%  when asked. Thanks bbgoat for the heads up, successful opened MI FD account for monthly interest crediting. Also opened a BSA account with out fee and without debit card for monthly FD interest crediting.

By the way, if you guys looking for parking temporary fund 100k and above with 3.5% interest, go for Alliance Saveplus account. Can open the account online, can withdraw any time, no annual fee, no transaction fee, free debit card and last but not least, Free RM40 Petronas gift card.
*
Looks like OCBC 4.5% is only limited to certain branch?
siawyent
post Mar 2 2018, 08:52 AM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
QUOTE(gchowyh @ Mar 1 2018, 08:02 PM)
Unfortunately, the 4.5% 12 months is only for new Premier customer.

Today only i got the affirmative answer that additional topup can only get 4.38%.
Yes, correct. If you're not yet a premier customer, you can become one & get 4.5% at Damansara Heights branch, let me know if you need help.
The branch that I go to seems to be very disorganized so I don't think I'm going to argue with them to create my online account.
*
Thanks for the assistance, but I'm in East Malaysia, so can't go to Damansara Heights branch as mentioned.

I've just got a call from OCBC RM and he said the highest they can offer now is 4.38%, the 4.5% is for 360 account which needs to fulfill few criteria like additional top up into a/c, swipe the credit card, and perform online bill payment.

The RM from OCBC sounds professional and have invited me to go to their branch to understand more on their services. I can expect that they will provide a better CS than MBSB and Ambank (from my personal experience). But their location in my area has high traffic and really difficult to find a parking. If the rate is same as 4.38%, I'm too lazy to manage all the hassle and move my fund from another bank to them. rolleyes.gif


siawyent
post Mar 2 2018, 09:22 AM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
QUOTE(kenny79 @ Mar 2 2018, 09:06 AM)
4.38% did have plenty option exp the HLB online..... By the where being offering by the Ambank Rm 4.38% 12month minimum request fund rm10k..
*
Yes. Ambank 4.38% is upon request or it's offer to everyone?

siawyent
post Mar 2 2018, 09:07 PM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
QUOTE(bbgoat @ Mar 2 2018, 08:08 PM)
Today in RHB to withdraw FD. RHB system slow ! doh.gif After this withdrawal, no more FD there ! cool2.gif Branch closing and moving to another location ! tongue.gif

Went to AmBank to place 12 mth 4.38% FD. Got approval yesterday. This 4.38% is not offered to all. Need to get HQ approval. So those interested better get approval before u go there. Then u can get the FD cert there and then.  rclxms.gif
Above answered your question.  smile.gif
*
Thanks for the info. thumbsup.gif

This post has been edited by siawyent: Mar 2 2018, 09:11 PM
siawyent
post Mar 2 2018, 09:13 PM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
QUOTE(henrylee02 @ Mar 2 2018, 06:27 PM)
HL and Affin FD Promotions ended on 28 Feb. So this month which and all banks are giving FD promo's apart from OCBC, RHB, Bank of China and Ambank eFD?
*
RHB has FD promo now? is pure FD or bundle promo?
siawyent
post Mar 5 2018, 01:50 PM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
QUOTE(bbgoat @ Mar 5 2018, 01:23 PM)
Just received info from AmBank:

3 mth 4%
6 mth 4.15%
12 mth 4.38%

min 10k, till 11/3/2018

So no need HQ approval already !  rclxms.gif
*
oh good, so this is open for public? also have monthly interest for senior?
siawyent
post Mar 7 2018, 10:27 PM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
Ambank FD 4.38% is valid until when? min 10k, right?
siawyent
post Mar 9 2018, 04:32 PM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
Awaiting for next Monday Ambank rate, I got 1 maturing on Monday.

Dear all, pls post the updates if any, thanks in advance.
siawyent
post Mar 10 2018, 10:08 AM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
QUOTE(mamamia @ Mar 9 2018, 10:32 PM)
Alliance Privilege:

3months KLIBOR *100% Principal Guaranteed*
<PIDM PROTECTED>: 

*6 YEARS tenure*
Offer period: 5/3 to 12/3
Coupon: 5.15% p.a
Maturity: 15/3/2024 subject to CALL OPTION
Coupon payout: Quarterly
Minimum size: MYR 50k
*
Is this Unit Trust Fund or Structured Investment? If it is Structured Investment then must read carefully for the T&C. Any brochures/leaflet to share?
siawyent
post Mar 12 2018, 10:52 AM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
QUOTE(gchowyh @ Mar 12 2018, 12:18 AM)
I managed to get 4.38% without any issues though the teller asked me who I got the rate from. I was targeting for 4.4%.
If you open the FD on Monday, you should still be able to get 4.38%, so far usually for Ambank, whatever new rate declared will only take effect from Tuesday to the following week's Monday.
*
Heard need to open savings account for this FD, can I open savings with internet banking but do not want the debit card?
siawyent
post Mar 13 2018, 11:27 AM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
QUOTE(gsc @ Mar 13 2018, 11:25 AM)
4.4% no need approval as it is a new promotion.
*
My RM said 4.4% is for renewal only, fresh fund only 4.38%.


siawyent
post Mar 13 2018, 09:04 PM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
QUOTE(Cookie101 @ Mar 13 2018, 07:14 PM)
Haha... can’t beat aliance but close...

Maybe your rm didn’t know about it otherwise would’ve retained you there...
*
Alliance is giving what rate?

This post has been edited by siawyent: Mar 13 2018, 09:14 PM
siawyent
post Mar 23 2018, 12:01 PM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
If Ambank is revising to 4.3%, which bank is giving best rate for next week?

Got 1 maturing next week, but not reach 100k, so Alliance bank only can get 4.3%. HLB eFD promo already expired, right?

This post has been edited by siawyent: Mar 23 2018, 12:16 PM
siawyent
post Mar 27 2018, 11:56 AM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
QUOTE(Deal Hunter @ Mar 27 2018, 11:46 AM)
AMB 4.4% min 10k FF 12mths (monthly payment of interest for senior).

Bank Islam 4.65% effective rate over 2 years. Step-up each quarter and payment of profit each quarter. 3.8, 3.9, 4.2, 4.5, 4.55, 4.6, 4.65 and 7%
*
Bank Islam offer got any brochure? can't find it on its website.
siawyent
post Mar 27 2018, 01:59 PM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
QUOTE(Wong Kit yew @ Mar 27 2018, 01:57 PM)
I'm in Bank Islam now. The manager said the promotion is new and the brochure hasn't out yet.
*
Thanks for the info. Need to open Savings a/c for this promo? Any T&C?
siawyent
post Mar 27 2018, 03:31 PM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
QUOTE(Wong Kit yew @ Mar 27 2018, 02:13 PM)
[attachmentid=9693502]
*
Thanks for sharing. thumbsup.gif
siawyent
post Apr 2 2018, 05:06 PM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
QUOTE(Wong Kit yew @ Apr 2 2018, 04:32 PM)
Sure I will ask them next Tuesday when I transfer my matured fd there from CIMB.
*
How long it takes to open FD and Savings a/c at Bank Islam?

4.65% 2 years FD need savings a/c right? Did u open for Basic Savings a/c?
siawyent
post Apr 6 2018, 04:27 PM

Enthusiast
*****
Junior Member
765 posts

Joined: Sep 2010
I called Bank Islam to check on the FD promo, the officer can't speak English and asked me to use my "Pasar Bahasa Melayu" to communicate with her.

Feeling a bit doubtful whether do I still want to place FD with them, even though their rate is currently the highest. confused.gif


9 Pages « < 2 3 4 5 6 > » Top
 

Change to:
| Lo-Fi Version
0.0478sec    1.05    7 queries    GZIP Disabled
Time is now: 11th December 2025 - 10:51 PM