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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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siawyent
post Oct 9 2023, 11:42 AM

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QUOTE(Human Nature @ Oct 9 2023, 11:39 AM)
Ambank

CONVENTIONAL FD & ISLAMIC TD OTC

3-month @ 3.80% p.a (fresh fund)
3-month @ 3.60% p.a (existing/renewal)

6-month @ 3.85% p.a (fresh fund/existing/renewal)

10-month @ 4.00% p.a (fresh fund)

12-month @ 3.90% p.a (fresh fund)
12-month @ 3.85% p.a (existing/renewal)

Offer validity:
9 Oct 2023 - 15 Oct 2023
*
this is blanket promotion or need approval from HQ?
siawyent
post Oct 18 2023, 07:27 PM

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QUOTE(BoomChaCha @ Oct 18 2023, 06:07 PM)
Meaning?

No maximum limit of FD deposit for this promotion, according to AM Bank staff
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Amount above Rm100k in True savers a/c will not get Bonus rate, effective rate will drop if u put more than Rm100k.

This post has been edited by siawyent: Oct 18 2023, 07:27 PM
siawyent
post May 13 2024, 03:50 PM

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I also just received sms but in the app news part didn't show the invitation. so am I eligible?
siawyent
post Sep 17 2025, 05:23 PM

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QUOTE(apalexar @ Sep 17 2025, 04:18 PM)
4.28% for HSBC, SCB only 3.90%
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Any limit for the 3.9%? eg. Hsbc max only 300k for 4.28%
siawyent
post Sep 18 2025, 11:30 AM

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QUOTE(ManutdGiggs @ Sep 13 2025, 08:52 PM)
Fresh fund 3.75%
FTA 3.85%
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May I know what is FTA? Fresh Fund 3.75%, FTA means the renewal of Fixed Deposit?
siawyent
post Sep 18 2025, 12:34 PM

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QUOTE(ManutdGiggs @ Sep 18 2025, 12:29 PM)
Fixed termed acc

Means the funds in BM acc
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this bank is different from others, Fresh fund gets lower rate...
siawyent
post Oct 1 2025, 10:47 AM

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QUOTE(TubeNRibbon @ Oct 1 2025, 10:28 AM)
What you said is exactly what I’m experiencing, to the point that I don’t even want to speak with the RM anymore. Don’t bother with HSBC FD — it looks attractive at first to get you to place a deposit, but after 6 months they have nothing better to offer. The FD rate just reverts back to the normal bank rate.
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After 6 months just move to other bank with promotion lah.
siawyent
post Oct 22 2025, 02:01 PM

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QUOTE(brandonkl @ Oct 22 2025, 01:49 PM)
3.83% is probably the highest in the market now.

However, Bank Rakyat deposits are not protected by PIDM for those who are concerned.
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next month FD mature, thinking to take this offer. Is it easy to open FD account in Bank Rakyat (need to wait 1-2 hours in the branch)?

For this offer need to open Savings account first?

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