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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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paramdav
post May 21 2024, 12:08 PM

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QUOTE(Human Nature @ May 21 2024, 09:43 AM)
When you uplift BI FD via online, is there any cooling period before can transfer out?
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No cooling period, immediately can transfer out
paramdav
post May 22 2024, 10:57 AM

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QUOTE(slimguy @ May 21 2024, 05:16 PM)
Ok thx, then will chase maybank for the update.
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Max it will take 3 working days to see the money in yr original acct
had this issue with transfers to maybank :-(

paramdav
post Aug 1 2024, 11:45 AM

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Alliance bank is offering 3.9 for 1 year - Islamic
I just did mine yesterday
It's Not stated anywhere But RM informed me

paramdav
post Sep 4 2024, 10:15 PM

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Hi Anyone knows what is the current FD promo at Bank Islam
is it still 4.0%
paramdav
post Oct 24 2024, 10:57 AM

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QUOTE(brandonkl @ Oct 23 2024, 05:35 PM)
Alliance Bank - 3.9% for 12 months eFD promotion until 31 Dec 2024.
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Hi Bro, when I go to the Alliance Bank site, i cant see the 3.9 fd promo. I only see the board rate
Could you pls share the link for this 3.9% fd rate. Thanks alot
paramdav
post Oct 24 2024, 09:15 PM

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QUOTE(brandonkl @ Oct 24 2024, 12:30 PM)
Looks like this 3.9% is only for their Cash-To-Catch promotion campaign.  You need to open a Savings account with the mobile app during campaign period with the code "CATCH".

You can only place ONE FD (maximum RM100k) with the 3.9% for 12 months. So, not a good promotion. 

Read no.6 to 9:
https://www.alliancebank.com.my/Alliance/me...C-(Oct-Dec).pdf

https://www.alliancebank.com.my/Promotions/...catch-promotion
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Ok, Thanks

paramdav
post Oct 25 2024, 11:36 AM

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QUOTE(TOS @ Oct 25 2024, 11:22 AM)
Not sure if you guys follow the MalaysiaPF reddit thread. Now there is this online FD comparing tool, inspired by the SG's equivalent...

https://myfd.neocities.org/

https://www.reddit.com/r/MalaysianPF/commen...tes_comparison/
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Thanks, Good stuff, finally latest FD rates at a glance :-)


paramdav
post Oct 25 2024, 02:11 PM

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From Alliance Bank

user posted image
paramdav
post Nov 17 2024, 09:46 PM

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QUOTE(sg8989 @ Nov 17 2024, 12:27 AM)
Yes.

I saw it at kajang branch written on promo board.
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I checked with my RM, it pure FD at 4% for 12 Months
min 10K & fresh funds
its OTC

paramdav
post Nov 17 2024, 09:50 PM

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I went to Muamalat Bank in Subang on 15th Nov
the guy told me that 4.1% fd has reached the quota
now can only get 4.05 :-(
as I as in a hurry, no choice, i did mine at4.05
anyone else encounter this this new fd rate ?

This post has been edited by paramdav: Nov 18 2024, 08:41 AM
paramdav
post Nov 19 2024, 10:21 PM

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QUOTE(sg8989 @ Nov 19 2024, 08:40 PM)
I did my FD at that branch too
Remember ask for free gift.
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Yes, got a hot water flask, 2 pens and a bag :-)


paramdav
post Dec 2 2024, 09:37 PM

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QUOTE(tweakity @ Dec 2 2024, 04:01 PM)
Question for all. From experience, is HLB inwards FPX more stable than MBB? MBB seems to have many cases money hilang on transit
Since HLB offer now is for Fresh Fund so wondering about this
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For the past 3 years i had done many FPX trans to HLB for FD and almost never had any issues
MBB 9/10 will have issues - I only use MBB as a saving acct Only :-)

paramdav
post Dec 30 2024, 10:16 PM

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I was at MBSB today, the 4% FD 12 mths last date is 31/12
They are not sure about the new FD rates for Jan 2025
paramdav
post Jan 7 2025, 09:13 AM

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QUOTE(sg8989 @ Jan 7 2025, 12:52 AM)
Anyone took Bank muamalat FD 4.1% on last year?
I found out the profit rate has gone down to 3.85%
Please check yours.
I thought is lock for one year 4.1%?

user posted image
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Mine still showing 4.05 same as per the placement

This post has been edited by paramdav: Jan 7 2025, 09:13 AM
paramdav
post Jan 12 2025, 09:36 PM

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QUOTE(killeralta @ Jan 9 2025, 01:45 PM)
Only saturday got the special rate?
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No, I went On Tues 7th Jan and get the special rate
paramdav
post Jan 16 2025, 10:40 PM

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Alliance Bank offer on 18th Jan

user posted image
paramdav
post Jan 16 2025, 10:42 PM

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QUOTE(mamamia @ Jan 16 2025, 08:01 PM)
Ya, my FD matured today, but still cannot transfer out yet for the holding amount in the saving acc, so, want to know is it need to wait tomorrow, ie 1 day after FD matured?
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Yes the holding amt will be release on the day after the FD matures
paramdav
post Jan 20 2025, 09:33 PM

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QUOTE(bbgoat @ Jan 20 2025, 01:04 PM)
Ended up did not go to Alliance. Their T n C said dormant acct not eligible. So has to activate acct first.

Just did eFD to AmBank.
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This post has been edited by paramdav: Jan 20 2025, 09:33 PM
paramdav
post Jan 20 2025, 09:35 PM

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QUOTE(guy3288 @ Jan 20 2025, 03:01 PM)
12 month FD 4.05% still available now
but quota will likely finish by tomorrow
from internal wasap group.

with current Alliance privilege promo going on
just nice i referred my son

put 300k FD for  son, get referral reward RM200
the kid gets RM208, Rm88 and RM28
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I did too today at USJ 9 Branch, the RM said likely will be over by tomorrow
paramdav
post Jan 24 2025, 11:18 AM

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Any banks offering Saturday banking for this Saturday 25th Jan ?

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