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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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paramdav
post Apr 13 2023, 04:23 PM

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Alliance Bank is offering the following:-
4.3% 6 mths for New to bank Privilege customer
4.15 12 mths for current Privilege customer

Affin is offering 4.3% for 12 mths

This post has been edited by paramdav: Apr 13 2023, 04:37 PM
paramdav
post Apr 13 2023, 04:59 PM

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QUOTE(jason2010 @ Apr 13 2023, 04:48 PM)
really. affin is offering 4.3% for 12 months now ?
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Yes - just got from my RM - not sure if applicable for all or just affin invikta customer
paramdav
post Apr 15 2023, 12:13 AM

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QUOTE(BWassup @ Apr 14 2023, 11:55 PM)
Re: Stash
Yes, I did. But found out too late, so just earn for 20 days.

I received general e-mails from UOB informing that Citigold migrants will be given privilege banking status in UOB. Nothing on special FD rates. UOB is rarely hard-up for funds.

Will get ready to move funds out then.

FYI, it was mentioned earlier that Alliance has new to bank FD offer for Privilege customers, can't remember if 3 months or 6 months, the rate is 4.3%.

Any other banks acquiring new "privilege" customers with good rates?
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Yes they are offering 4.3% for 6mths max is 300K for new Privilege customer
paramdav
post May 16 2023, 01:41 PM

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QUOTE(sibeh hoseh @ May 16 2023, 12:21 PM)
Can sifu give a heads up on how long needed to get an account opened up and place FD in bank islam? I don't have account with them yet. 😅

Thanks
*
In Bank Islam (Subang Branch), they gave me 2 options
can place FD and no need to open saving acct - but you can't have internet banking
I opted to open saving acct, and it was all done within an hr

You can also open the saving acct online via their website then at the bank they just verify yr IC and thumbprint - this is a much faster option

https://www.bankislam.com/



This post has been edited by paramdav: May 16 2023, 01:49 PM
paramdav
post May 16 2023, 09:14 PM

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QUOTE(virtualgay @ May 16 2023, 08:24 PM)
for bank islam 4.5% the instruction on the slip is it auto renew or credit to account? Can someone advice pls
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At maturity, the interest can be transferred to yr saving but the principal will be auto renewed at board rate
But I can see that on the website there is an option to withdraw the FD – so on the day of maturity you can still withdraw the principal on line

paramdav
post May 25 2023, 12:21 PM

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Hi All

With MBSB, they renew the FD at 4.25% for 6 mths but when I am trying to do a new FD online with the bank it only shows 3.2%
Anyone tried doing eFD and got 4.25% for 6 mths?



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paramdav
post Jun 1 2023, 03:01 PM

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QUOTE(coldzerotarget @ Jun 1 2023, 11:29 AM)
Finally they woke up from their deep sleep :-)
paramdav
post Jun 7 2023, 11:12 PM

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QUOTE(Optizorb @ Jun 7 2023, 08:08 PM)
wah yours so fast.

today i went to do. they need 2~3 days to clear the banker's cheque.. so today can open savings account only..

once the cheque cleared then have to return back to BI to do fd placement..  sweat.gif
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Which BI branch is this?
In Subang _ Tiapan branch i have issued personal check and i can get the FD cert at the same time, no need to wait for check to clear
looks like different branch got different rules
bangwall.gif

paramdav
post Sep 6 2023, 09:57 AM

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QUOTE(rocketm @ Sep 6 2023, 09:23 AM)
Anyone has this experience?

My mum Hong Leong efd matured yesterday. She wants to place to AmBank. I have AmBank account. So, I fpx from her Hong Leong Bank. Fund in my mum account being deducted.

The transaction pending for verification and I call  Ambank. The officer perform checking by sending a notification to my AmBank app for me to authorise. The transaction is sent out from contact center without any amount. Authorization successful and nothing wrong in my account but the officer said need to wait for Hong Leong side.

I got notification that the efd transaction is failed.

Anyone know the reason?
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As far as I know the name of the account holder of the to and from bank must be the same for FPX to work
else it will not be successful

paramdav
post Sep 23 2023, 08:38 PM

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QUOTE(CommodoreAmiga @ Sep 22 2023, 08:01 PM)
Thanks. Means must go to counter if want to release on maturity date then.
*
You need to inform the teller to credit the principal and interest to yr saving acct
No need to go back to the bank
I just did mine yesterday with the above instructions

paramdav
post Oct 2 2023, 09:49 PM

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Am bank online seems to be not accessible since this morning
I just called them and they yes they are aware and trying to fix it what the hell is wrong with this blur bank

user posted image

This post has been edited by paramdav: Oct 2 2023, 09:50 PM
paramdav
post Oct 16 2023, 09:22 PM

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Hi All
Any onyone know the latest MBSB fd offer? I call the bank and they said it 3.4% for 12 mths :-( that cant be true
paramdav
post Dec 4 2023, 12:03 PM

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Hi All

Anyone facing issues with the push notification from MBSB bank app since they updated to a new version
It a real pain in the as* app. The worst I have ever seen
I have set the permission for receiving notification from the app yet it does not sent and lock out my login after 3 attempts

Any face the same issue ?

paramdav
post Dec 4 2023, 09:59 PM

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QUOTE(BWassup @ Dec 4 2023, 12:24 PM)
I had a problem with my limit as it reverted to the low default limit.

Have you checked all you settings to ensure that whatever you selected previously remained intact after the upgrade?
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Ok let me check this - Thanks

Now my acct is locked mad.gif
Will have to call the bank again bangwall.gif

This post has been edited by paramdav: Dec 5 2023, 08:50 AM
paramdav
post Dec 4 2023, 10:01 PM

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QUOTE(BoomChaCha @ Dec 4 2023, 01:41 PM)
Alliance Year End FD Promo, valid until 31 Dec

(1) 6 months,  4.0%
(2) 3 months,  3.9%

OTC
Min RM 10K fresh fund
*
This is only for new to bank if i am not wrong
anyone can confirm this pls

This post has been edited by paramdav: Dec 4 2023, 10:02 PM
paramdav
post Dec 18 2023, 08:47 PM

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The FD rates now just sucks :-( bangwall.gif

This post has been edited by paramdav: Dec 18 2023, 08:49 PM
paramdav
post Dec 21 2023, 12:25 PM

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QUOTE(kechung @ Dec 21 2023, 11:45 AM)
I  can't find it in MBSB website. Can anyone show me the link, thank you.
*
I called the bank and the officer confirmed that this FD is availabe until end mar24
No monthly interest

paramdav
post Mar 4 2024, 08:33 PM

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QUOTE(BWassup @ Mar 4 2024, 01:38 PM)
BIMB 4.15% still got, or dah habis?
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Yes - I did today , the bank guy said until 30th Mar or until the quota is reached
paramdav
post May 1 2024, 09:25 PM

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Hi Members

I had a Bank Islam FD that matured on 28th April and it was auto renewed for 1 year at 4.20%. which i thought was too good :-). now when i checked it was changed to 2.80%. I have a copy of the fd cert showing 4.20%. can I request the bank to honor it or is it a gone case?

Any sifus can advise? Thanks

paramdav
post May 15 2024, 11:27 PM

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QUOTE(guy3288 @ May 15 2024, 11:15 PM)
the MBSB 12 month FD 4% any one managed to get  monthly interest?
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I asked MBSB yesterday when i did my FD they said no, only paid at maturity

This post has been edited by paramdav: May 16 2024, 10:42 AM

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