QUOTE(billy08 @ Jan 18 2017, 03:28 PM)
I am their Rakyat Xclusive member.Why do u ask ?
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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Jan 18 2017, 03:34 PM
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#61
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Jan 18 2017, 03:45 PM
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#62
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Jan 19 2017, 11:02 AM
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#63
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QUOTE(drbone @ Jan 18 2017, 03:51 PM) 300k. Any more question please ask in Priority Banking thread.https://forum.lowyat.net/topic/554471/+820 QUOTE(coolstore @ Jan 19 2017, 10:58 AM) better take either: BR CNY FD promo, 4.08% 12 mth monthly interest to start on 23/1 only. (Blind me, saw the SMS wrongly).3 mth @ cimb @ 4% 8 mth @ hongleong efd @ 4% 9 mth @ ambank @ 4% if ok with step up/prorata, also secure maybank 12mth effective rate 4% if ok with less secure with no pidm protection, bank rakyat one would be highest rate among others in next week if aged 40 & above, alliance bank @ 4.05% 12mth, juz slightly lower than bank rakyat but got pidm protection This post has been edited by bbgoat: Jan 20 2017, 08:39 AM |
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Jan 19 2017, 01:28 PM
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#64
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QUOTE(callmeaugust @ Jan 19 2017, 12:46 PM) Edit:Blind me, saw the SMS wrongly. Start on 23/1. QUOTE(guy3288 @ Jan 19 2017, 01:10 PM) Negotiated rate. Thanks !MBSB can get 4.5% 5 years FD above 300k, quarterly interest. go grab before quota finish. 2 weeks ago I placed for 1 year 4.2% nego rate with them. This one looks not bad with current situation. May move from BR to them if cannot get good rate with BR next week. This post has been edited by bbgoat: Jan 20 2017, 08:42 AM |
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Jan 19 2017, 07:05 PM
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#65
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Jan 23 2017, 12:06 PM
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#66
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Jan 23 2017, 01:21 PM
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#67
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QUOTE(coolstore @ Jan 23 2017, 12:20 PM) Have to specify during placement.QUOTE(Azurika @ Jan 23 2017, 12:42 PM) Guess Hong Leong has 1 of the better deals now at 4.0% or 4.18% if target hit? BR not covered by PIDM. To me not a big deal. Looking at Maybank originally , hmm ... Bank Rakyat is it covered by PDIM ? |
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Jan 23 2017, 07:18 PM
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#68
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Jan 23 2017, 11:53 PM
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#69
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Jan 24 2017, 12:10 PM
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#70
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QUOTE(coolstore @ Jan 24 2017, 11:40 AM) i asked the branch opposit tesco selayang selangor. As I mentioned before, mine is FD renewal. I got the monthly interest, period. but he said if put 50k or higher, can ask HQ for higher rate than 4.08%, maybe 4.1x% and get premium gift like luggage bag with trolley one juz no monthly interest option but open acccount also need rm200, maybe juz separate into smaller amount multiple pieces, than no need monthly interest also can I was not able to get >4.08% for 6 figure amt. If u do, please let us know. |
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Jan 25 2017, 08:31 AM
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#71
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Jan 25 2017, 11:35 AM
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#72
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In BR now to renew fd. Got 4.08% with monthly interest.
This promo is meant for fresh fund only. But was told have to credit monthly interest to CASA. Looks like 2 version of interest option mentioned in this forum. Also lucky draw have to send SMS |
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Jan 25 2017, 01:18 PM
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#73
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Jan 25 2017, 01:55 PM
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#74
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QUOTE(guy3288 @ Jan 25 2017, 01:19 PM) Got hamper to collect , so i support abit the CNY FD promo, I was there on Monday to renew fd n collected 3 hampers. Also did not know of the requirements.staff didnt tell me must SMS also.....got any link to read the T&C of the contest? 1 cert 1 entry or every 10k 1 entry? Today saw it only. No links on t n c. Every 10k 1 entry. Send SMS BRC5 (ic)(space) to 66300. U should receive a response. Good luck!! |
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Jan 25 2017, 07:55 PM
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#75
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QUOTE(mamamia @ Jan 25 2017, 05:58 PM) 300k and above deposit to become Xclusive customer.Hamper is based on branch basis, their budget and how many customers allocated. So if u are in a "rich" branch, the cut off of deposit amt may be even higher than 300k. That is my opinion. Unless during deposit, some one asked for gifts like hamper, with high amt than"normal". This post has been edited by bbgoat: Jan 25 2017, 07:57 PM |
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Jan 26 2017, 08:39 AM
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#76
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QUOTE(LightWind @ Jan 25 2017, 11:33 PM) Hi, how come your angpow is different from mine? You are very lucky. https://www.irakyat.com.my/index.php/bank-rakyat-cares (link to read the T&C for the contest). I am one of the lucky winners of the monthly price of RM1,000 electric items for the first phase of the contest. You are so lucky as my branch did not give me anything for CNY..... What is the item at the left ? The Ang Pow packet is the previous years design. This year they did not come out with the new ang pow packet. |
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Jan 26 2017, 10:07 AM
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#77
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QUOTE(tlchoon @ Jan 26 2017, 10:05 AM) Ya, that is what I said earlier. I got the monthly interest for FD renewal on Monday and Wed at 4.08% promo rate. But it seems another forummer was having problem on getting monthly interest from one of the BR branch. |
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Jan 26 2017, 10:16 AM
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#78
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QUOTE(coolstore @ Jan 26 2017, 10:05 AM) br selayang worst, no angpow, no hamper, just gift set of: Your FD in BR new placement or renewal ? The gift is not bad though. a) personal notebook b) parker pen with bank rakyat logo c) pendrive 8gb with bank rakyat selayang logo d) towel e) 2017 desktop calendar good thing is ample parking free and the front desk one misguide me even can ask gift like luggage bag with trolley after moeny go in, no higher interest than 4.08%, no such premium gift |
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Jan 26 2017, 10:24 AM
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#79
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QUOTE(coolstore @ Jan 26 2017, 10:19 AM) Typically new placement they give gifts. They still did not give u monthly interest I presume. Is there a line on "51 ....................IND - MTH) at left bottom of the FD cert ? I was told by my branch that monthly interest is a must for this promo. This post has been edited by bbgoat: Jan 26 2017, 10:24 AM |
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Jan 26 2017, 11:34 AM
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#80
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QUOTE(guy3288 @ Jan 26 2017, 08:45 AM) Thanks, can get better info here than from bank. Different branch give diff hampers. I remember last time u have shown better looking hampers than mine. different branch different ang pao? that T&C even the bank staff could not locate...... See the last line in jpg file on SMS requirement for the lucky draw. This post has been edited by bbgoat: Jan 26 2017, 11:40 AM |
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