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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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ManutdGiggs
post Sep 19 2023, 11:17 AM

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QUOTE(don123 @ Sep 19 2023, 10:56 AM)
I thought the promotion is until end of September?
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Impromptu rate revision
ManutdGiggs
post Sep 19 2023, 02:07 PM

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QUOTE(Human Nature @ Sep 19 2023, 01:38 PM)
After tomorrow means tomorrow last day?
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Yes 20.9.23 is last
ManutdGiggs
post Sep 19 2023, 03:12 PM

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QUOTE(Human Nature @ Sep 19 2023, 02:33 PM)
Yeah, i just got the confirmation too. Hope they come out with new one soon.
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Dun think they ll put up a gd show thouπŸ˜…

Athg above 4 is a consolation now
ManutdGiggs
post Sep 22 2023, 06:36 PM

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Affin up the game otc at 4.15% 12m
ManutdGiggs
post Sep 23 2023, 05:31 PM

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QUOTE(hell_fire @ Sep 23 2023, 12:38 PM)
Any branch?
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I blif all branches are giving the same
ManutdGiggs
post Sep 24 2023, 06:04 PM

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QUOTE(ericlaiys @ Sep 24 2023, 05:57 PM)
downtrend...only for LT like 12m is up
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It's all bout what's the sentiment during the end of the fd tenure. Most of the time it's not only a decision made on current sentiment.
ManutdGiggs
post Sep 24 2023, 10:05 PM

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QUOTE(chicaman @ Sep 24 2023, 09:37 PM)
all branch?
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So far few affin in kl address are giving the same. Not sure if they have different policy in other states.
ManutdGiggs
post Sep 29 2023, 05:48 PM

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QUOTE(don123 @ Sep 29 2023, 01:03 PM)
Went to Affin OTC.. the bank said 3.75% only
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user posted image

Not sure if there are changes after today but its still 4.15 for 12m

Ur 3.75 might not b 12m thou
ManutdGiggs
post Oct 7 2023, 05:17 AM

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Bank of china if not mistaken 4.15 for 12m
ManutdGiggs
post Oct 7 2023, 11:12 AM

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QUOTE(michaelchang @ Oct 7 2023, 09:18 AM)
Bank of china 4.05-4.10% depending on amount placed on FD

https://www.bankofchina.com.my/en-my/servic...-Promotion.html
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Wah so fast lowered liaoπŸ™Š
ManutdGiggs
post Oct 16 2023, 10:52 AM

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RM0 RHB: Deposit with RHB Premier Current Account/-i & earn up to 3.60% p.a. Also, enjoy special Term Deposit rate of 4.50% p.a. Info/T&C @rhbgroup.com/s/pbc

Rhb is definitely not a vely gd bank at the moment.

Gotten the above msg n liaised with RM n branch manager but non has an idea wat product is it 🀣🀣🀣

ManutdGiggs
post Oct 17 2023, 07:01 PM

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QUOTE(BoomChaCha @ Oct 17 2023, 03:10 PM)
I just contacted MBSB, currently no FD Promo  sad.gif

Alliance Bank Desa Park City Grand Opening 4.2% for 6 months
https://www.alliancebank.com.my/desapakcity...anch-event.aspx

AM Bank VP customer
4% for 10 months
Min RM 10K
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Apart fr the dpc new branch alliance oso has sthg for every1 but max 100k if not mistaken

user posted image
ManutdGiggs
post Nov 5 2023, 12:26 PM

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QUOTE(fabu8238 @ Nov 5 2023, 09:04 AM)
Can anyone pls advise what UOB promo for FD is for this mth?
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» Click to show Spoiler - click again to hide... «


Uob not aggressive lately
ManutdGiggs
post Nov 7 2023, 04:32 PM

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QUOTE(Human Nature @ Nov 7 2023, 03:11 PM)
UOB: 4% 12m FD Premier Plus

Received this sms. Not sure if direct FD product or otherwise. Do check.
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RM0 UOB: Enjoy 4% p.a. on 12-mth Premier FD Plus, and earn attractive reward when you deposit, invest and/or insure. Search TOP1 on website for info & T&C.

Not gonna be direct fd.
ManutdGiggs
post Nov 9 2023, 08:28 AM

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Straight forward FD down down down

Affin 12m 3.85% now

Ambank 10m 4% / 15m 4.05% / 18m 4.1%

Alliance 6m 4%

Hardly any bank giving above 4% for 12m liao




ManutdGiggs
post Nov 9 2023, 09:43 AM

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QUOTE(elea88 @ Nov 9 2023, 08:59 AM)
where to find the alliance 6m 4%?
i only found the NEW TO ACCOUNT 4.2% that one have to use handphone to place.

and yesterday alliance app cannot even work.

i really question how stable or secure it is.
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App down on Tuesday. Yesterday ok oledi

6m 4% given by arcadia branch OTC but not sure if it's applicable in all alliance. RM told me all same la.
ManutdGiggs
post Dec 30 2023, 09:13 PM

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QUOTE(CommodoreAmiga @ Dec 30 2023, 09:34 AM)
If he has spend that time to look at the US stock market. It's hard not to make USD10 in a week. Wasting so much time on something that has no value. I rather go watch Netflix.
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My saving on Starbucks tis mth is way above 10/day πŸ˜…
ManutdGiggs
post Dec 30 2023, 09:16 PM

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QUOTE(CommodoreAmiga @ Dec 30 2023, 07:31 AM)
No. Unless you are Invikta customer, then can be a bit higher. Affin banks has one of the most horrifying bank opening experience...the documents you need to sign...S&P also not so thick. Just for lousy basic account.
Please stop spamming this thread with your nonsense to save 0.01 cents.
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No wo boss affin has been 1 of the most simple in procedures to me. Probably just me but I dislike dealing with UOB if I need to name 1 in opening of acc.

This post has been edited by ManutdGiggs: Dec 30 2023, 11:30 PM
ManutdGiggs
post Dec 30 2023, 11:29 PM

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QUOTE(CommodoreAmiga @ Dec 30 2023, 11:23 PM)
I have opened my Affin account back in 2020 or 2021. When did you open yours?
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2022 😊
ManutdGiggs
post Dec 31 2023, 09:37 AM

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QUOTE(CommodoreAmiga @ Dec 31 2023, 08:41 AM)
Maybe they have change the procedures, i don't know. The stack of documents i have to filled and sign was ridiculos back then. Like want to investigate my 9 generations of ancestor.
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Back to FD related

Affin 4.15 for invikta oso ended. They merely wanna fill the gap in yr end closing.

Hopefully prior to cny they wanna fill another bigger gap and give a beta rate 🀣

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