Actually same here. All RM regardless which bank ll onli reply if u tell them u wanna invest in their products.

Tats y I dun fancy having RM cos I onli look at the rate to do placement.

Anw they oso Cari makan nia. Just tat they hav lowered their own class to behave inappropriately.

I wonder how many will choose the 3.75% UOB exclusive private banking over mbsb 4.0%

Some banks really take things for granted 😅

I believe they are trustable

Epf is the biggest shareholder if I'm not mistaken

Alliance FD promo 3.9% for 12mths

I thinknits otc cos RM called asking me to go over

No link. Not sure if this is by invitation. Anyway I would expect higher rate if its meant with invitation. Greedy me 😅

This post has been edited by ManutdGiggs: May 8 2024, 06:56 PM

Mbsb 4% now

Officer called me up saying next wk can oso drop by if wanna place FD unless hq suddenly Kasi tutup

Subject to availability of the quota boss. The usual practice of many FD promo nowadays.

As cainis say

The most dangerous place is the safest bet?

I go dump more there at 4% 😎

Do u think can nego higher due to this incident? 🤣

U walk in they ll greet u with promo msg

This post has been edited by ManutdGiggs: Jun 28 2024, 08:26 AM

My experience with BI is so far decent and waiting time is slightly longer than most banks. However, they are more polite than some bigger banks not to name them in public.

I have a very much shorter waiting time with mbsb even now that lotsa ppl worry about what happened there. I still placed mine with mbsb just 2 days ago. The most dangerous place could be the safest bet. Especially bnm set a benchmark for banks to be liable for any missing fund belongs to customers.

Anyway lesser good deals pop up now so just take risk lo.

Pls update us again tomorrow if the rate remains 4.05%

It ll be helpful to siudai avoid making a trip there for the coming renewal. 👌

Tqtq

Impressive bookkeeping boss

I remember during the peak of the 98 crisis my fren took the risk to place a 60 mths fd with c1t1 at 15% p.a. under a special deal with a huge amount

Really a huat move for him back then

In fact I blif there r a few ppl feeling frustrated like me at BI otc

FYI I hav a jv acc. The mandate mentioned either or to sign. But BI needs us to sign another mandate for specific fd placement. This will allow withdrawal or uplifting during maturity. However, both need to sign again if wanna redo the fd even on the same day after 1 of the jv acc holder is allowed to uplift the matured fd.

I find tis practice amazing cos the 1st mandate to open the jv acc oledi signed off with either or to sign 🤣🤣🤣

Anw just abide to their rules lo nothing much can do. Just tat they r asking me to park them in the last place if I wanna get fd placement. Unless they come with a leading rate otw sure go next door de.

Just sharing my amazing experience with BI

The onli reason for RM to reach out to u is the earning he or she is gonna pocket fr u.

A pure fd is giving them more work load without athg benefit. Realistically few or close to non RM ll call clients to renew fd moreso with higher than market rate 🤣🤣🤣

Correct me if I'm wrong 😊

I usually spent 10mins or max 15mins in mbsb if I reach before 915am

BI is the benchmark for work life balance

This post has been edited by ManutdGiggs: Jul 1 2025, 06:36 PM

Fresh fund 3.75%
FTA 3.85%

Fixed termed acc

Means the funds in BM acc