Nope. No fees. You can find out more info in the KDI Investment/Savings thread

https://forum.lowyat.net/topic/5243436

Take Note: Don't put money in wrong Account. KDI Save yah, not KDI Investment.

Do you mean Tng Go+ for the 3.5%?

here's the list

This is a TD/CASA combination with 70:30 ratio. The rate campaign is the interest rate the bank will pay for the TD portion of your investment. Roughly the effective rate is 70% of the rate campaign.

this means fd rates will increase by how much?

My colleague show me this but we got no time go over and ask for details. Someone nearby balakong area please get some details and share to us ya.

12M 3.92% was extremely high

AmBank latest

FD/CASA 70/30, 12 mth FD 3.76%. Equi 2.7% to 2.95%. Can get monthly interest for those above 55 years old

MBSB

FD/CASA 70/30, 12 mth FD 4.12%. Monthly interest only for 18 mth FD. For more details please contact MBSB branch.

Looks to me I will go to AmBank instead of UOB. 

Please be informed that Public Islamic Bank is launching a new “PIBB 7-Month and 13-Month Term Deposit-i” Campaign starting from 13 June 2022 to 31 August 2022.

Click here for the Campaign’s Terms & Conditions in English.

let the banks do their promo la, why so angry about it?

many options for you other there mah

some ppl will still continue to stick with public bank, even with lower rates

The best is, you call AM Bank branch first before you go.

Prepare these 2 things for AM Bank FD promo:
(1) Minimum RM 10K cheque from another bank.
(2) Maintain extra minimum RM 10K in AM Bank saving account, but can withdraw after place FD.

YES. I also believe that BNM should hike AT LEAST 0.5% because angmoh fed already hike 0.75% in June and very likely to do the same AGAIN in July! Hiking 1.5% in 2 months. So far this year, BNM only hike 0.25% in May. Although OPR started at a higher level, if the gap with FED keep narrowing, Ringgit is going SOUTH further. IF all go as planned, FED will be at 2.5% by end of July. Malaysia currently, only at 2%. Even if hike 0.5%, OPR ONLY same as FED. Very bad for Ringgit. And I read recently that our country foreign reserves in USD fell to new lows right? So, BNM better wake up and do some serious lifting. UNLESS BNM wants to see a very weak Ringgit and HIGH inflation down the line, though inflation already high. Go to the supermarket and buy things, u will see what I mean. Oh, no need, just eat at your local coffee shop, u will see what I mean.

https://www.hlb.com.my/en/personal-banking/...promotions.html

1 Day Special: 3.00% p.a. for 12 months for eFD/eFD-i. Just HLB Connect It.
07 JULY 2022-07 JULY 2022


https://www.hlb.com.my/en/personal-banking/...paign-2022.html

Kickstart your eFD/eFD-i journey with us at 2.60% p.a. for 6 months. Just HLB Connect It.
01 JULY 2022-31 JULY 2022


https://www.hlb.com.my/en/personal-banking/...fd-i-promo.html

Earn 2.90% p.a. for 12 months in just a few taps online. Just HLB Connect It.
01 JULY 2022-31 JULY 2022


https://www.hlb.com.my/en/personal-banking/...-promotion.html

Grow your savings by up to 3.20% p.a. with our 12 months Step Up Fixed Deposit/Fixed Deposit-i
01 JULY 2022-31 JULY 2022

Effective Rate: 2.85% p.a.

TIME is $$, so don't wait. But, you should divide up your cash holdings into at least 4 portions and do FD placement every time BNM hikes. Y 4? because most mkts players think OPR will go to 3% by middle of next yr, meaning like by May or June 2023. From 2% to 3%, if BNM hike 0.25% every time when they hike, means need to do it 4 times. When June comes around next yr, the FD u had place matures and u can go another round again. Just my 2 cents. Take care.

From Affin RM

Affin Bank FD promotion rate FOR INVIKTA CUSTOMER:

3 months 2.63%p.a.
6 months 2.88%p.a.
9 months 2.90%p.a.
12 months 3.15%p.a.

Minimum placement amount RM50K

Applicable to both new and existing funds

Promotion period from 7 July 2022 until further notice

*rate subject to changes from time to time, will update again if there is any

*Invikta FD rate only applicable placement over the counter, not applicable for online FD placement
Affin Bank FD promotion rate:

3 months 2.53%p.a.
6 months 2.78%p.a.
9 months 2.80%p.a.
12 months 3.10%p.a.

Minimum placement amount RM10K

Promotion period from 7 July 2022 until further notice

*rate subject to changes from time to time, will update again if there is any

That is Affin