tmr but almost 3 working days to up board rate then a more week for promo rate so next week la

opr/interest rate is a double-edged sword

Affin Bank FD promotion rate FOR INVIKTA CUSTOMER:

ONLY FOR CONVENTIONAL FD ACCOUNT

4months 3.05%p.a.
6 months 3.40%p.a.
9 months 3.40%p.a.
12 months 3.50%p.a.

Minimum placement amount RM50K

Promotion period from 9 September 2022 until 30 September 2022

*rate subject to changes from time to time, will update again if there is any

*Invikta FD rate only applicable placement over the counter, not applicable for online FD placement

Okay, this looks good so far. Will wait for UOB and OCBC promo rate, dont think BR will change their promo too soon. Ya, Ambank with their silly 10k CASA game.

Yeah got the UOB too while OCBC still wanna wait for the current one to end on 13th. Done placement at Ambank with monthly interest under AmFD plus.

FYI. For premier customer only.
min 100k per cert.
200k to become premier customer.

Think one of the best FD so far for 6 months.

I transfer straight from my hlb acct to the mbsb acct and then they straight away open the fd acct. Must first open the casa with mbsb first and then they will give you acct number to transfer

I use duit now (instant transfer) via internet.it is free. I just use my hlb internet banking transfer to mbsb acct and then do FD. Frankly if you walk into branch, you won't even know this rate exist, no promotion at the branch at all

Better put in the combo 70/30% as effective rate is 3.9%.i believe it is the highest at the moment eventhough 30% is in casa having 0.05% interest but the other 70%is at 5.55%. if a simple calculation is done, surely the combo beats the non combo interest at the end of the tenure

(1) Open MBSB Prime Win saving account first. (Can consider to open Cash Rich saving account at the same time because of high interest rate, also open online banking).
(2) Rentas before 12.00 pm or instant transfer to MBSB Prime Win saving account
(3) Place OTC FD on the same day

Do not bring cheque, you will lose 2 -3 days for cheque clearance.

Best FD rates in the market now:
https://www.mbsbbank.com/promotions/term-de...ooster-campaign

Usually around RM 5.00+ per Rentas, regardless of the amount.
But Am Bank charge less than RM 3.00

Usually the Rentas fund will take less than 2 hours to reach recipient bank.
But better Rentas early in the morning. The early the better.

depends which bank lor...

i see BNM will hiking another 0.5% max by year end (indonesia, australia both just hiked 0.5%).

maybank, public bank, cimb... max 3.55-3.65% then.

Ambank, RHB, HLB 3.75-4%.

MBSB, BR 4.5%...?

but generally, will go up.

so... better do 3, 6 months now, imo.

Guys, MBSB ada kasi moon cake.