oh ok. thanks for the info. not sure if thrle staff linked it.

I just opened Affin saving account last week, planning to bring 100k banker cheque for FD placement next Monday morning, after checking on earlier post, it seems like the FD placement won't appear on internet banking on the same day?? Some said it will appear only the next day.. can someone who actually place FD at Affin Bank confirm on this... thanks :-)

any FD promo currently for 3 months or less?

if not, then I've to go for 6 months or less.

AFFIN BRANCHES FD OFFERS - WHAT YOU NEED TO KNOW FIRST

A number of frustrated/disappointed posters are not observant about AFFIN branch system and the explanatory posts I made from May to correct wrong posts/views on how to operate their offers running from Hari Raya to 31st December 2019. Most readers only interested in Bank Islam previously and skipped the controversies on Affin OTC offers as not top competitive promo offer then. 

1) Inobservant customers do not realise that they are in the wrong bank branch. Tips- ask whether have both Affin Islamic Bank and Affin Bank inside same branch if making phone call. Look at door/signboard.

2) If you enter a wrong branch which is a pure 100% Islamic branch with only the word AFFIN ISLAMIC BANK on its door or signboard, then:-

a) Conventional promo  FD bundle 10 CASA : 90 FD is not available because non-islamic.

b) You get promo offer of Islamic TD-i for 3 tenures, viz

p0m6 at 3.60 %
p0m12 at 4.05 %
p663m15 at 4.23 %

Minimum 10k FF. Add 1k FF to SA (if none, then must open new Islamic savings account.) However, the 1k is not locked in and could be removed later like next day. You can deposit more than 10k FF into the FD but the amount of 1k in SA not required to adjust at 10% at all.

However, you can still place if you are willing to go through hassle of removing 1k or opening Islamic savings account, and have at least 11k at hand.

3) If you enter a wrong  branch which is a pure 100% Conventional branch with only the word AFFIN BANK on its door or signboard, then:-

a) Islamic promo offers not available as only Conventional business here.

b) You get Conventional promo  FD bundle 10 CASA : 90 FD for 3 tenures, viz

p0m6 at 3.78 %
p0m12 at 4.28 %
p663m15 at 4.48 %

Minimum 5k total in 10 CASA : 90FD ratio.
Your actual returns will depend on the type of SA account you can open and risk of how the SA rate structures changes.

You can still place, but there is some risk involved and you may not qualify for higher SA rates due to age etc. that can make it competitive/better choice.

4) If you enter the correct mixed branch with the words AFFIN BANK and also AFFIN ISLAMIC BANK on its door or signboard, then:-

a) You get promo offer for the Islamic TD-i for 3 tenures:-

p0m6 at 3.60 %
p0m12 at 4.05 %
p663m15 at 4.23 %

This looks the same as Affin Islamic Bank but without 1k FF requirement and instead have a lower 5k FF minimum.

b) Also available Conventional promo  FD bundle 10 CASA : 90 FD for 3 tenures, viz

p0m6 at 3.78 %
p0m12 at 4.28 %
p663m15 at 4.48 %

This is exactly the same as mentioned in para 3b above.

5) Obviously you need to open a savings account for the profits to be paid or if you made it a point to ensure that the final profit and principal are creditted directly into the saving account to avoid any loss of interest due to any delay in going to the branch to do OTC uplift on maturity day.
Be warned and extra careful about this as bank staff still have old ideas and habits of non-creditting into savings account.

6) FD Board rates do change but Affin currently offers 4.15% for tenures longer than 12 months starting from an unusual 13 months tenure. Also have 15, 18, 24, 36, 48, 60 months at same rate. Some posters confuse this board rates with promo offers.

Meaning I have to go to Affin Islamic to place?

Do I have to open a CASA account with them at their branch first and then opening the e-FD account afterwards?

But wouldn't you still need an account/product from HLB to logon to their e-banking portal in the first place?

Just got this from bank rakyat:

RM0.00 BANK RAKYAT FIXED DEPOSIT PROMOTION -

7 Month : 3.98%
11 Month: 4.28%

*Min RM 10K / Fresh Fund / Existing Fund
*End 15 Oct 2019

Visit us at Bank Rakyat Glo Damansara

For inquiries,
Call / Whatsapp us:-

Khairul  : 012-381-0670
Sariyah : 011-1699-7736
Faridun : 012-251-2364

Didn't know about the $25k max cash withdrawal. Thanks.

Need to put 10% in saving account and 90%FD?

does Affin Mytown open on Sunday as well?

good info. never tot affin bank open on weekend too. thanks 

new to this :

CASA = Current Account Saving Account ?

And CASA 20% means 80% into FD the rest into savings ? What's HLB savings interest ?

Can we withdraw our cash and put a new 3 months tenure boss?

hi, anyone can use MBB eFD?i cant make any placement. I have sufficient fund in my account.

Today my FD mature, so the FD revert back to my account. I want to place new FD, but getting Error Code: 3001

Anyone know what is the code 3001 error means?

Thinking of put EFD for public bank. But it state that 'u Dont have relevant account. Click to make one. '
isit under /fixed deposit/ or i Can use Islamic term deposit?

Any other bank got FD promotion ?

All Sifu, one stupid question.
There are so many bank offering different rate, if my FD is at one particular bank and about to mature,  then would like to transfer the money to other bank's FD with higher rate, is that mean I need to go to my current bank to take out the money, then go the other bank and register for the new FD?
Or all these can be done through online?

4.7% p.a. FD/FRIA-i Bundle with CASA/-i [ CIMB | T&Cs ]
Campaign period: 1 July - 30 September 2019

It's back greater than before! 4.7% p.a. returns on a 3-month Fixed Deposit  for a limited time. 

Get this great rate by making placement of fresh funds at any CIMB branch today!

Alot of tnc. Lol