Rhb 12 mth 2.45% is still the highest

Save and grow your money with convenient eFixed Deposit-i placements online [ HLB | T&Cs ]
04 NOVEMBER 2020-31 DECEMBER 2020

3 months @ 2.30% p.a.
6 months @ 2.35% p.a.
12 months @ 2.25% p.a.

FPX Transfer | Min placement: RM10,000 | Max placement: RM2,000,000

I think FPX limit for PBe is RM 100k

check your respective bank's limit.

eg

Public Bank FPX limit = RM100k

Yes, can.
AM Bank's FPX max limit is RM 200K.

But you have to download AM Bank APP from Play Store to you hand phone to verify this RM 200K FPX.

no taxable

Current top 2 deals.

MBSB e-Prime TD-i Campaign from 16 Nov 2020 to 16 Feb 2021, p0m6 at 2.4 % p.a. ending early on 3 Feb 2021. Minimum RM 500, no maximum. With PIDM.

HLIslamic investment TIA-i still running, p0m6 at 2.4 % p.a., p0m3 at 2.35 %. Minimum 2k, max 5m. No PIDM.

Both can only be done online by transfer from existing account. Not OTC.

hlb efd slightly lower than its tia. 2.35 6mth. probably can place both its efd and tia

other banks only...i did instant transfer of max 50k a day from bank islam to two other banks to place efd, across few days...

Yes. Just use instant transfer to other bank, then FPX in for eFD.

i am not sure. i surveyed last week and it was already 2.35, 6mth. i think one of the better deals already with efd.

the fpx worked pretty well for me.

If do FD for eFD promo, then yes.
If do Islamic Investment-i, then no need.
See my post 18656 on how to do it since you are not familiar with the relatively new features in Hong Leong Connect.

ha? just updated last week by someone here for branch.
i think ur branch officers are not updated? not usre though, please report back. thanks.

Immediate effect when i did mine..last placement was in Dec

It will only show in Affin Online on the next day.
You will receive email to acknowledge about the placement almost immediately.

For Affin eFD, yes.

Email acknowledgement:


eFD in Affin Online:

shld be due to weekends, avoiding weekends maturity.

I kena before many,many moons ago, Affin's so called eFD was just a mechanism for one to 'lock-in' the rate and amount online.( eg we cannot/don't want go to branch for some reason). After online placement, money will be deducted from CASA immediately, but no show no FD online , even the next day. Branch will be alerted to view the 'online' placement ( 2-3 working days later). Depositor has to go to the branch and sign their stack of forms and collect the physical cert. So, it's not eFD placement as what it is now. However , it serves its purpose for one to lock in the FD placement effective date on the day it is 'locked-in' via Affin online.

Poster and T&C are out:



Usher in an Oxpicious CNY with Fixed Deposit/Term Deposit-i (FD/TD-i).

Campaign Period:
21 January – 15 February 2021

This is also applicable via eFixed Deposit (eFD)/eTerm Deposit-i (eTD-i). FD/TD-i/eFD/eTD-i and AFFIN INVIKTA Account/Account-i are protected by PIDM up to RM250,000 for each depositor.

Higher FD rate for AFFIN INVIKTA™:


Click here for Oxpicious Chinese New Year (CNY) with Fixed Deposit Campaign’s full terms and conditions..
https://www.affinonline.com/AFFINONLINE/med...ampaign-ENG.pdf

Click here for Oxpicious Chinese New Year (CNY) with Term Deposit-i Campaign’s full terms and conditions.
https://www.affinonline.com/AFFINONLINE/med...ith-TD-i_EN.pdf

No loss of interest as the FD is dated on date of online transaction.
Only irritant is ..still have to collect cert at branch.
It's like online booking for a otc FD

I just placed 2 years FD at 2.85% with Am bank today..