yeah branch related. though i am very old BR customers, but no new FD deposits past 4yrs, cant be expecting hampers right.
seems like people expect OPR to increase meaning FD rate will increase, that is why people going for short term FD now.
I am going for the online HLB TIA 6 months 2.58%, heard from forumners here HLB kept to their rates and paid them as promised.
That is a terrible word, SCAM!
looks like you have not put enough FDs with banks and never realised that clause is always there with any promotional rates announcement.
It just means when OPR changes bank can change their FD rates despite earlier they published higher rates.
It wont affect those who have already placed their FDs!! apa mahu takut?
people dont go for that 2.6% rate is because dont want to be tied down longer period as they feel FD rates will go up, not becos it is SCAM lah!
U must be very young. FD rate do not have such clause and have to pay the rate agreed until maturity.
I'm in the world top 1%, I think, I put more FD than the rice u eat... lol