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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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StarPrimo
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Nov 20 2017, 04:30 PM
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QUOTE(HMMaster @ Nov 20 2017, 03:34 PM) Not sure if this is the right place to ask, but is it that HLB basic saving account is limited for salary crediting? I'm planning to open an basic saving account (for FD purpose), but was told that I can't open it if it is not for salary crediting. Should be one of the few branch that too lazy to 'layan' opening Basic Savings Account. Just go to another HL branch to get your Basic Savings Account.
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StarPrimo
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Nov 22 2017, 08:43 PM
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QUOTE(??!! @ Nov 22 2017, 04:34 PM) similar experience with HLB ...told me there's no such account. I asked cashier to ask manager about the account. Came out and said "takda" I said "ok, please issue me letter stating HLB has no such account." They then said ok, can open the Basic account  Wow! Must make sure to remember your method !  Respect !
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StarPrimo
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Dec 5 2017, 10:59 AM
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QUOTE(gsc @ Dec 4 2017, 03:00 PM) My fund in Ocbc getting lower and lower as the interest rate is not attractive. I also have an FD mature this month. Thinking out moving to Am bank. Ocbc is asking to top up to remain PC Renewal /+fresh fund 6 months 4% 12 months 4.25% 60 months 4.4% valid till 11/12 Fresh fund 3 months for 4.1% 6 months for 4.2% valid till 29/12 or 2 billion fund size Ambank weekly FD promo again
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StarPrimo
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Dec 5 2017, 11:02 AM
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Ambank weekly FD promo.... Need to check weekly for promo updates, like weekly fuel price update.
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StarPrimo
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Feb 19 2018, 11:09 AM
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QUOTE(gvr @ Feb 19 2018, 10:29 AM) Went to 2 hong leong branches just now, and they dont allow me to open a saving account without the atm card. Request open BASIC Savings Account with ATM Card without annual fees (limited withdrawal).
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StarPrimo
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Feb 20 2018, 02:57 PM
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QUOTE(rainbird @ Feb 20 2018, 11:26 AM) I think HLB have option 1. Anybody can confirm? Yes, HLB have Basic Savings Account without annual fees.
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StarPrimo
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Feb 20 2018, 09:40 PM
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QUOTE(rainbird @ Feb 20 2018, 03:59 PM) But not all HLB branch will offer it. Some branch will outright say no Basic Savings Account available. You need to search for the branch that willing to open the account for you.
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StarPrimo
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Feb 21 2018, 12:42 PM
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QUOTE(Feliex @ Feb 21 2018, 10:44 AM) Walao wei seem the bank nowadays very haolian (nose high) They are not willing to do all the paperwork required to open your Basic Savings Account. Furthermore, ATM Card without fees. Nowadays you have to search for the branch that willing offer it without hassle.
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StarPrimo
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Feb 21 2018, 01:05 PM
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QUOTE(#Victor @ Feb 21 2018, 12:54 PM) Go to branch that is less crowded or correct timing, probably they will entertain ur request  You think so? Branch that no crowd pun tak layan. Best part, the teller said that as an employee can’t even get Basic Savings Account, what more to offer one to public. ( Will I be lipoted  ..... )
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StarPrimo
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Feb 21 2018, 01:49 PM
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QUOTE(starry @ Feb 21 2018, 01:16 PM) Shoot an email to customerservice@hlbb.hongleong.com.my and cc to BNM. You'll get a reply the next day from HQ with directives to relevant branch. Go to the branch and show the email from HQ. In fact in the email, HQ states that they'll will appreciate if we notify HQ should we fail to get co-operation from the relevant branch. Thanks starry for the info. Now those who wants Basic Savings Account from banks will know what to do.
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StarPrimo
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Feb 22 2018, 08:12 PM
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QUOTE(sylar111 @ Feb 22 2018, 03:15 PM) Wow. I guess even though it's for a limited time and it's for new customers but I think it's a sign to come. We can see higher interest rates soon. Damn Should have put my money into short term fd . Yup, things looking good. Hope higher interest rates coming soon.
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StarPrimo
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Feb 23 2018, 11:00 AM
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QUOTE(starry @ Feb 21 2018, 01:16 PM) Shoot an email to customerservice@hlbb.hongleong.com.my and cc to BNM. You'll get a reply the next day from HQ with directives to relevant branch. Go to the branch and show the email from HQ. In fact in the email, HQ states that they'll will appreciate if we notify HQ should we fail to get co-operation from the relevant branch. QUOTE(rainbird @ Feb 23 2018, 10:39 AM) Huh? Walao, why their bank process not standardised for all beaches? Really pengz rainbirdThey are not willing to do all the paperwork to open the Basic Savings Account. Just send an email as posted by starry .
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StarPrimo
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Feb 23 2018, 11:01 AM
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QUOTE(rainbird @ Feb 23 2018, 10:47 AM) I will definitely do that. Thanks. Keep us posted on the outcome. Keen to know if it works
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StarPrimo
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Feb 24 2018, 11:38 AM
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QUOTE(bbgoat @ Feb 24 2018, 10:30 AM) See more posts by other forummers. It is open to ALL.   Good news indeed . Open to ALL !
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StarPrimo
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Feb 26 2018, 01:52 PM
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QUOTE(gchowyh @ Feb 25 2018, 10:21 PM) I got a very pleasant surprise from OCBC bank on Friday. 1. They offered my premier banking status with just RM 200k instead of the usual RM 300k since I was a customer with them before (I think) 2. Being a premier customer, I am eligible for 4.5% 12 months FD promo with option monthly crediting of interest! However, please contact your respective branches as the RM said as far as they know, this promo is only available in Damansara Heights & HQ for Klang Valley area. Wow! The figure 4.5% has arrived ! FD rates are improving rapidly. This is fantastic for depositors !
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StarPrimo
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Feb 26 2018, 09:13 PM
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QUOTE(michaelho @ Feb 26 2018, 02:52 PM) YEAH !!! But sadly no such banks in my area  Well, FD rates are certainly pushing up quite actively. Just do FD placements at the highest rate in your area.
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StarPrimo
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Mar 1 2018, 07:22 PM
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QUOTE(aeiou228 @ Mar 1 2018, 03:30 PM) I'm existing Premier customer. Just last week I placed the FD @ 4.38%, today place again, still 4.38%. My RM has no clue whatsoever on the 4.5% when asked. Thanks bbgoat for the heads up, successful opened MI FD account for monthly interest crediting. Also opened a BSA account with out fee and without debit card for monthly FD interest crediting. By the way, if you guys looking for parking temporary fund 100k and above with 3.5% interest, go for Alliance Saveplus account. Can open the account online, can withdraw any time, no annual fee, no transaction fee, free debit card and last but not least, Free RM40 Petronas gift card. Good info. Thanks for sharing.
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StarPrimo
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Mar 6 2018, 02:35 PM
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QUOTE(Nom-el @ Mar 6 2018, 02:01 PM) Today is the last day for the OCBC 4.38% p.a. FD promo. The new rate is 4.2%. p.a. for 12 months. So fast reach target.
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StarPrimo
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Mar 12 2018, 06:43 PM
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QUOTE(bbgoat @ Mar 12 2018, 06:20 PM) OK, no need to be a tycoon to get 4.4% ! Received from AmBank info: 12 mth 4.35% fresh fund 12 mth 4.40% Renewal + Top up valid till 30 March It seems that the 4.40% is targeting those renewal FD's.  On the other hand, as "feared"  , AmBank has lowered fresh fund 12 mth from 4.38% to 4.35%. Ambank good for those renewing FD.
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StarPrimo
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Mar 20 2018, 02:26 PM
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QUOTE(fresbee @ Mar 20 2018, 01:21 PM) hey guys, both hlb and cimb bank fd need to go back to home branch to uplift or can do it in other branches, pls advise HLB any other branch can uplift FD.
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