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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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StarPrimo
post Nov 20 2017, 04:30 PM

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QUOTE(HMMaster @ Nov 20 2017, 03:34 PM)
Not sure if this is the right place to ask, but is it that HLB basic saving account is limited for salary crediting? I'm planning to open an basic saving account (for FD purpose), but was told that I can't open it if it is not for salary crediting.
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Should be one of the few branch that too lazy to 'layan' opening Basic Savings Account.
Just go to another HL branch to get your Basic Savings Account.


StarPrimo
post Nov 22 2017, 08:43 PM

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QUOTE(??!! @ Nov 22 2017, 04:34 PM)
similar experience with HLB ...told me there's no such account.

I asked cashier to ask manager about the account.
Came out and said "takda"
I said "ok, please issue me letter stating HLB has no such account."
They then said ok, can open the Basic account whistling.gif
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rclxms.gif rclxms.gif
Wow! Must make sure to remember your method !
notworthy.gif notworthy.gif Respect ! notworthy.gif notworthy.gif


StarPrimo
post Dec 5 2017, 10:59 AM

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QUOTE(gsc @ Dec 4 2017, 03:00 PM)
My fund in Ocbc getting lower and lower as the interest rate is not attractive. I also have an FD mature this month. Thinking out moving to Am bank. Ocbc is asking to top up to remain PC

Renewal /+fresh fund
6 months 4%
12 months 4.25%
60 months 4.4%
valid till 11/12

Fresh fund
3 months for 4.1%
6 months for 4.2% valid till 29/12 or 2 billion fund size
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Ambank weekly FD promo again
StarPrimo
post Dec 5 2017, 11:02 AM

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Ambank weekly FD promo....
Need to check weekly for promo updates, like weekly fuel price update.
doh.gif


StarPrimo
post Feb 19 2018, 11:09 AM

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QUOTE(gvr @ Feb 19 2018, 10:29 AM)
Went to 2 hong leong branches just now, and they dont allow me to open a saving account without the atm card.
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Request open BASIC Savings Account with ATM Card without annual fees (limited withdrawal).
StarPrimo
post Feb 20 2018, 02:57 PM

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QUOTE(rainbird @ Feb 20 2018, 11:26 AM)
I think HLB have option 1. Anybody can confirm?
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Yes, HLB have Basic Savings Account without annual fees.
StarPrimo
post Feb 20 2018, 09:40 PM

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QUOTE(rainbird @ Feb 20 2018, 03:59 PM)
Thanks.
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But not all HLB branch will offer it.
Some branch will outright say no Basic Savings Account available.
You need to search for the branch that willing to open the account for you.

StarPrimo
post Feb 21 2018, 12:42 PM

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QUOTE(Feliex @ Feb 21 2018, 10:44 AM)
Walao wei seem the bank nowadays very haolian (nose high)
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They are not willing to do all the paperwork required to open your Basic Savings Account. Furthermore, ATM Card without fees.

doh.gif

Nowadays you have to search for the branch that willing offer it without hassle.

StarPrimo
post Feb 21 2018, 01:05 PM

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QUOTE(#Victor @ Feb 21 2018, 12:54 PM)
Go to branch that is less crowded or correct timing, probably they will entertain ur request laugh.gif
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You think so?

Branch that no crowd pun tak layan.
Best part, the teller said that as an employee can’t even get Basic Savings Account, what more to offer one to public.
doh.gif

( Will I be lipoted ohmy.gif ..... )

StarPrimo
post Feb 21 2018, 01:49 PM

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QUOTE(starry @ Feb 21 2018, 01:16 PM)
Shoot an email to customerservice@hlbb.hongleong.com.my and cc to BNM. You'll get a reply the next day from HQ with directives to relevant branch.  Go to the branch and show the email from HQ. In fact in the email, HQ states that they'll will appreciate if we notify HQ should we fail to get co-operation from the relevant branch.
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Thanks starry for the info.
Now those who wants Basic Savings Account from banks will know what to do.
notworthy.gif thumbsup.gif
StarPrimo
post Feb 22 2018, 08:12 PM

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QUOTE(sylar111 @ Feb 22 2018, 03:15 PM)
Wow. I guess even though it's for a limited time and it's for new customers but I think it's a sign to come. We can see higher interest rates soon. Damn Should have put my money into short term fd .
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Yup, things looking good.
Hope higher interest rates coming soon.
StarPrimo
post Feb 23 2018, 11:00 AM

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QUOTE(starry @ Feb 21 2018, 01:16 PM)
Shoot an email to customerservice@hlbb.hongleong.com.my and cc to BNM. You'll get a reply the next day from HQ with directives to relevant branch.  Go to the branch and show the email from HQ. In fact in the email, HQ states that they'll will appreciate if we notify HQ should we fail to get co-operation from the relevant branch.
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QUOTE(rainbird @ Feb 23 2018, 10:39 AM)
Huh? Walao, why their bank process not standardised for all beaches? Really pengz
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rainbird
They are not willing to do all the paperwork to open the Basic Savings Account.
Just send an email as posted by starry .

StarPrimo
post Feb 23 2018, 11:01 AM

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QUOTE(rainbird @ Feb 23 2018, 10:47 AM)
I will definitely do that. Thanks.
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Keep us posted on the outcome.
Keen to know if it works hmm.gif
StarPrimo
post Feb 24 2018, 11:38 AM

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QUOTE(bbgoat @ Feb 24 2018, 10:30 AM)
See more posts by other forummers. It is open to ALL.  thumbup.gif
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rclxms.gif Good news indeed . Open to ALL ! rclxm9.gif
thumbsup.gif
StarPrimo
post Feb 26 2018, 01:52 PM

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QUOTE(gchowyh @ Feb 25 2018, 10:21 PM)
I got a very pleasant surprise from OCBC bank on Friday.

1. They offered my premier banking status with just RM 200k instead of the usual RM 300k since I was a customer with them before (I think)

2. Being a premier customer, I am eligible for 4.5% 12 months FD promo with option  monthly crediting of interest!

However, please contact your respective branches as the RM said as far as they know, this promo is only available in Damansara Heights & HQ for Klang Valley area.
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Wow! The figure 4.5% has arrived !
FD rates are improving rapidly.
This is fantastic for depositors !
StarPrimo
post Feb 26 2018, 09:13 PM

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QUOTE(michaelho @ Feb 26 2018, 02:52 PM)
YEAH !!! But sadly no such banks in my area cry.gif
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Well, FD rates are certainly pushing up quite actively.
Just do FD placements at the highest rate in your area.

StarPrimo
post Mar 1 2018, 07:22 PM

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QUOTE(aeiou228 @ Mar 1 2018, 03:30 PM)
I'm existing Premier customer. Just last week I placed the FD @ 4.38%, today place again, still 4.38%. My RM has no clue whatsoever on the 4.5%  when asked. Thanks bbgoat for the heads up, successful opened MI FD account for monthly interest crediting. Also opened a BSA account with out fee and without debit card for monthly FD interest crediting.

By the way, if you guys looking for parking temporary fund 100k and above with 3.5% interest, go for Alliance Saveplus account. Can open the account online, can withdraw any time, no annual fee, no transaction fee, free debit card and last but not least, Free RM40 Petronas gift card.
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Good info.
Thanks for sharing.

StarPrimo
post Mar 6 2018, 02:35 PM

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QUOTE(Nom-el @ Mar 6 2018, 02:01 PM)
Today is the last day for the OCBC 4.38% p.a. FD promo. The new rate is 4.2%. p.a. for 12 months.
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So fast reach target.
StarPrimo
post Mar 12 2018, 06:43 PM

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QUOTE(bbgoat @ Mar 12 2018, 06:20 PM)
OK, no need to be a tycoon to get 4.4% !  devil.gif

Received from AmBank info:

12 mth 4.35% fresh fund
12 mth 4.40% Renewal + Top up

valid till 30 March

It seems that the 4.40% is targeting those renewal FD's.  rclxms.gif

On the other hand, as "feared"  brows.gif , AmBank has lowered fresh fund 12 mth from 4.38% to 4.35%.
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Ambank good for those renewing FD.
rclxms.gif
StarPrimo
post Mar 20 2018, 02:26 PM

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QUOTE(fresbee @ Mar 20 2018, 01:21 PM)
hey guys, both hlb and cimb bank fd need to go back to home branch to uplift or can do it in other branches, pls advise
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HLB any other branch can uplift FD.

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