Did you clarify with them if "Rates are subject to change according to time"  applies to quarterly step up roll over too ?

I just placed an FD in Bank Islam. The rates remain the same.

I transferred from CIMB one day before doing FD in Bank Islam.

Just back from Mbsb, I showed them the Bank Islam offer and requested for same rate, 4.65% for 2 years.  Finally got approval and made it.  So save the hassles to move funds around.

If anyone got big amount can try to nego with banks.  And pls share with us in the forum, thanks ya

Am50Plus 3 years at 4.5%, min 100k, fresh fund, monthly interest
Promo starts 16/4 and ends 30/4 or reach fund size

Already mentioned in my first post on 27 March as quarterly payment of interest.

Present recorded FD survey reference entry for those who know how to use such condensed info.

Bank Islam promo. Term Deposit-i Tawarruq (TDT-i) GO 7%.
p3m24, Q step (3.8+3.9+4.2+4.5+4.55+4.6+4.65+7)/8=4.65%. 50k-xk, 080218-300618. 290318-xd.

Why the female customer service asked so many questions about money?
is malay?

would they be less nosy if <100k?

Probably the  female customer service did not read/understand T&C 3.4 - no max limit for placement of this FD promo. Usually I find bank people mix up with other previous T&C and operational procedures even from previous bank job. They been doing the job so routine and think so expert no need to read their own T&C as assume always the same and never change. This is a very common "expert" mistake/problem when dealing with banks which is why often get contradictory answers (not fake/false answers).
Sometimes  it could be also a language translation problem or the T&C not clear enough or clear in the wrong way. In some cases, the T&C so long and detailed, that the writers also get lost and try to shortcut by simply sticking a clause here and there but end up with either outright mistakes or ambiguous situations where any sort of interpretation can happen.

I am not sure, but if it follows normal way, you will only get 3.35% if you do not do anything and they autorenew. Page 1 table of this thread mentioned 3.35% as the 12 month CIMB board rate. If you want a promo rate, you may have to go there. Best you telephone and ask first.

Some told the fed and malaysia bank will increase the br again .. so that mean possibly of the fd rate will raise is high.. but for now the rate 4.65% still is the best to go... please remember this offer Requir rm50k while Ambank rm10k

good deal lai liao:

https://ringgitplus.com/en/fixed-deposit/Ba...ed-Deposit.html

4.3% 12 months + free luggage bag

long time edi lo, luggage bag also received already lol but bangkok bank only got 2 branch lo, one in Jln Ampang, one in Port Klang in front GM Klang

[attachmentid=9766344]

They hold until clearance so effective is later, forced me to make another trip to collect the cert >.<

Only received it last week, black colour 4 wheels hand carry size, should be 20' since they specified, didnt measure lo
Quality so so unbranded, got one jealous colleague say can buy at RM40 at GM Klang, dunno how true lol

TQ for headsup. Free luggage for all maturities? If got say RM20K, can make 4 placements and get 4 luggage? Anyone tried ?

Hi what number did you called ringgitplus.

Would like to call them but there is no any tel no on their website.

Thanks

Ringgitplus promo has nothing to do with the bank ya
If you walk in the bank you will get FD that's all, they are not responsible for anything else
Register online first then you will know in detail, ringgitplus will courier to you

UOB Fixed Deposit Promotion (May 2018)
1. 4.00% for 4 months
2. 4.15% for 7 months
3. 4.25% for 12 months

Minimum requirement:
1. Fresh fund and min. 10K
2. Interest will be credited to saving account

Can't find any details on Bank Islam promo 4.65% besides the picture posted here previously. Anyone know when promo is until?

Damansara City KL, Hong Leong special one day opening OTC FD offer at 4.88% for 6 months from ED 3 Nov 2017 to  MD 3 May 2018.
Interest creditted into casa. Principal autorenew at board rate on maturity. FD cert given on the placement itself but can be redeemed at any branch.
Old dinosaurs can have free OTC IBG transfer to another bank.
Already did my transfer out full amount to parking bank from another HL branch near my place.
Any interesting FD offers besides Bank Islam 4.65% and Ambank 4.4%?  

I usually use free internet IBFT at Bank Muamalat.

At Bank Muamalat, maximum daily transfer that can be set is only RM 30k for online IBFT which is free.
This is supposed to work instantly usually unless some technical problem like system down or maintenance at that time.

IBG subject to the usual standard time delays, and also deduct 11 sen. Can also set maximum daily transfer to 30k.

CORRECTION - I just used the online IBFT today (14 May) and was charged the normal 53 sen. The call center explained that the free online IBFT was for a special promo from 1 April to 30 April 2018 and has now reverted back to normal 53 sen per IBFT (altho it still was free when i did previous IBFT at 8th May).

Instant transfer - up to 50k depending on banks.

SCB / amb /Pbb 50k
MBB / rhb / Islam / 🐙  30k
Uob 30k instant 50k IBG

Earlier last month was offered same rate before it was withdrawn. Can try your luck for substantial amount.

Otherwise bank Rakyat seems to be comparable for 2years and above tenure, though I’m not keen about it.