Sorry No link.

RM informed on the phone, whatsapp

https://www.hsbc.com.my/accounts/products/everyday-global/

This post has been edited by BoomChaCha: Mar 19 2024, 01:31 PM

No point to keep premier account for so long.

After enjoyed premire FD rate, then close premier account.

Then rejoin premier account (every 6 months interval), when next premire FD rate is available.

Repeat this process every time like this, you are the winner

This is a saving account promo, and it is also available for existing customers.

Capped at exact amount RM 1.5M or RM 350K per saving account per name of depositor.
Can joint name like A+B or B+A (second 1.5 M or RM 350K), dislike Bank Islam, either one to sign is allowed.

This means can only deposit min or exact RM 1.5M or RM 350K. If deposit extra, extra amount
will not get interest

Since it is a saving account, it has monthly interest, interest will pay 3 times from each monthly interest (one in month end and 2 in next month)

Better Rentas because cheque will need 3 working days clearance.

RM can open saving account without need to deposit to saving account before Rentas.
Effective date starts immediately on the same day after Rentas
RM can create online banking after deposit fund or Rentas

Correction:
[SIZE=7]Standard & Chartered Wealth Saver Campaign - 1 July 2024 - 30 Sept 2024

Minimum RM350 K up to RM 1 Million can get 4.08% without investment
Can get monthly interest since deposit fund into a saving account.

Forget about 4.28% which this has a catch.



This post has been edited by BoomChaCha: Jul 11 2024, 05:00 PM

I closed all my standard chartered FD account and saving account last year August,
but Stan Chart still have my profile in record even with zero balance. Anyway, I am
eligible for this promo. In conclusion, new or existing customer are eligible to get this promo.

RM explained to me on the big TV screen, each monthly interest will split into 3 payments to saving account, 1/3 will pay in month end, the rest of 2/3 (slit to 2 payments) will pay in next month. So at least to maintain the saving account for at least 7 months.

Yes:
If place RM 350K for 6 months, will get 4.08% for 6 months with monthly interest
If place TM 1.5M for 6 months. will get 4.28% for 6 months with monthly interest
Can do joint names account.

Bear in mind above 2 promo are not FDs, they are saving accounts.
Open saving account first to Rentas to avoid losing interest from 3 days cheque clearance.

StanChart needs exact amount 1.5M (no more no less) for one transaction.
I think the same to RM 350K for one transaction, no more no less.
If deposit more than 1.5M, for example if deposit 1.6M, the extra RM 100K will not get interest.

If want to deposit more, can make joint name account like, A+B and B+A

This objective of the campaign to to attract depositors to invest in investment products.
If can invest at least RM 200K, then can get 5% in saving.

I just came across this link, I hope it is still valid
https://www.sc.com/my/priority/alwayswithpenang/

Please double check with at least 2 different standard chartered RMs to make sure you get the right answer.

This post has been edited by BoomChaCha: Jul 12 2024, 09:30 AM

---> 70% to FD at 5.67%, 30% to CASA at 0.09%. Effective 3.996%. Can get monthly interest

---> Pure FD. I did not ask, but I think can get monthly interest

Bank of China FD

Banker's cheque can get FD effective on the same day. But need to bring banker's cheque receipt.
If submit personal cheque not sure.

https://www.bankofchina.com.my/en-my/servic...-Promotion.html



Source:
https://loanstreet.com.my/learning-centre/best-fixed-deposit

This post has been edited by BoomChaCha: May 13 2025, 10:53 AM

You can use HLB mobile app to chat with customer service and ask for the link.
This 3.99% is only available during your birthday month.

https://www.hlb.com.my/en/personal-banking/...-promotion.html

Bank Mumualat

PIDM protection RM 250K. No monthly interest
Available until 31 December 2025

What do you guys think?


https://www.muamalat.com.my/campaign/fta-i-bonus-booster/

Got 4.2% for 12 months, but no PIDM protection
https://www.muamalat.com.my/campaign/term-i...ccount-i-tia-i/


Campaign Page:
https://www.muamalat.com.my/campaigns/



This post has been edited by BoomChaCha: Jul 8 2025, 11:30 AM

Brochure says got PIDM protected up to RM 250K

Under the poster, it says:

Campaign Period
18 March – 31 December 2025
----------------------------------------------------------------------------------------

3.5 BMMB does not warrant that the Campaign shall not be
uninterruptible and / or error free. By participating in the
Campaign, Customer hereby acknowledges and irrevocably
agrees that BMMB shall not in any manner whatsoever be liable
for any loss, claim, compensation and damages incurred by
Customer arising from the interruption and / or any error during
the Campaign period unless such loss, claim, compensation and
damages are attributable by the BMMB’s gross negligence and
willful misconduct.

3.6 BMMB shall not be liable for any default, loss, claim,
compensation and damages incurred by the Customer in respect
of the Campaign due to any natural disaster, war, riot, strike,
lockout, industrial action, fire, flood, storm, technical or system
failures and / out event beyond the reasonable control of BMMB.

Sound a bit scary
From Terms & Conditions:
https://www.muamalat.com.my/wp-content/uplo...nus-Booster.pdf

This post has been edited by BoomChaCha: Jul 8 2025, 01:50 PM

Can explain more clearly please?
This means it does not have a specific date to get the money back?



This post has been edited by BoomChaCha: Jul 10 2025, 10:01 AM

3.9 BMMB reserves the right to cancel, terminate or suspend this
Campaign with prior notice at least 21 calendar days prior to the
cancellation / termination or suspension of this Campaign. For
avoidance of doubt, cancellation, termination or suspension by
BMMB of the Campaign shall not entitle the accountholders to any
claim or compensation against the BMMB for any and all losses or
damages suffered or incurred by the accountholders as a direct or
indirect result of the act of cancellation, termination or suspension
unless such losses or damages are attributable by BMMB’s gross
negligence, willful misconduct or fraud.

https://www.muamalat.com.my/wp-content/uplo...nus-Booster.pdf

Depositors who participate this Bonus Booster can be terminated by Bank Mumualat suddenly?



Just called MBSB
Recent FD promo is still available until 15 of July 2025
9 months 3.95%
12 months 3.93%

This post has been edited by BoomChaCha: Jul 10 2025, 10:29 AM