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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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1282009
post Mar 31 2020, 08:55 PM

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QUOTE(bbgoat @ Mar 30 2020, 09:10 PM)
Today went to AmBank. Have to queue up outside bank for 35 minutes. Slow slow....

Renewed FD for 12 mth 3.3%. Sent partial to Affin Bank.

Placed in Affin Bank 3 mth 3.45%.
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For Affin, only OTC?

1282009
post Apr 4 2020, 12:05 AM

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QUOTE(cybpsych @ Apr 2 2020, 10:41 PM)
AmOnline 6-Month & 12-Month FD/TD-i Promo [ Ambank | T&Cs ]

Good news! place new Fixed/Term Deposit-i with us via AmOnline to enjoy 3.50% p.a. for 6 months & 12 months!

To make placement:
1. Log in to AmOnline and click on ‘Fixed/Term Deposit’.
2. Key in Promo Code & fill up the required sections. Minimum placement: RM10,000.

Hurry! promo period from 3 April 2020 to 30 April 2020 OR ends upon reaching the fund size of RM2 Billion.

user posted image
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Thanks for this. Changed my mind from 3 to 6 mths tenure.
1282009
post Apr 4 2020, 12:06 AM

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QUOTE(mamamia @ Apr 3 2020, 07:15 PM)
This is better than the earlier one which is applicable for priority customer only.. no need to earmark at CASA n everything eFD
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Ya just placed.

1282009
post Apr 13 2020, 08:41 PM

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QUOTE(ksf2019 @ Apr 11 2020, 02:01 PM)
AM bank 3.5% is the highest and winner, no fight at all
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Does anyone know if this Ambank promo till end Apr has any quota? I have one fd maturing on 30th Apr.


1282009
post May 23 2020, 10:41 PM

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QUOTE(yongs90 @ May 23 2020, 04:41 PM)
Summary FD Promotion
Refer post 16472
https://forum.lowyat.net/topic/4154481/+16460
3m at 3.15% for Alliance Online selected customer
4m at 2.58% for PBe
6m at 2.88% for Affin Online/OTC
10m at 2.70% for OCBC eFD
Affin eFD
14 May 2020 to 30 June 2020
3mths 2.68%
6mths 2.88%
min: RM10k
max: RM10k
https://www.alliancebank.com.my/promotions/...ed-deposit.aspx
Alliance Bank
Offer 1 (Valid until 31 May 2020 only)
12mths 2.80% non privilege banking customer
12mths 2.85% privilege banking customer
min: RM50k fresh fund
Fresh Funds in CASA: min RM10k

Offer 2
5 months step up fd
month 1: 2.7%
month 2: 2.8%
month 3: 2.9%
month 4: 3.0% (effeective step up rate)
month 5: 3.6%
Min: RM50k fresh fund
Fresh Funds in CASA: min RM10k

Offer 3
Refer link above for info
Unit Trust + Fixed Deposit
Bancassurance + Fixed Deposit
https://www.hlb.com.my/en/personal-banking/...fd-i-promo.html
HLBB eFD
15 May 2020 – 30 Jun 2020
3mths 2.6%
min: RM5k fresh fund (FPX)
https://www.maybank2u.com.my/maybank2u/mala...di-fpx0520.page?
MBB eFD
Maybank Islamic Fixed Deposit-i (eIFD-i) - FPX Campaign
18 May 2020 to 18 June 2020
2 mths 2.43%
6 mths 2.59%
min: RM5k fresh fund (FPX)
https://www.cimbclicks.com.my/efd-may20.htm...FD%20May%202020
CIMB eFD
18 May until 30 June 2020
3mths 2.45%
6mths 2.5%
12mths 2.55%
min: RM5k
use this to place: https://www.cimbclicks.com.my/fdrate
https://www.ocbc.com.my/personal-banking/ac...ed-deposit.html
OCBC eFD
13 May till 31 May 2020
10mths 2.7%
min: RM1k
https://www.pbebank.com/pdf/Promotions/tc_efdviafpx-en.aspx
PBB eFD
1 May 2020 to 31 May 2020
4mths 2.58%
min: RM10k fresh fund (FPX)
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Thank you for the latest summary.


1282009
post Sep 6 2020, 09:35 AM

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Look like not many fd promo at the moment. Share market is another option to leverage on xtra fund?

1282009
post Apr 30 2021, 01:17 AM

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QUOTE(joeblow @ Apr 26 2021, 02:15 PM)
Now it seems all FD moving up. Citibank is giving me 2.5% 1 year (special appeal) for old fund. Now I am thinking of either moving it to AMBank 2 years 2.85% (10k in CASA, troublesome to later go withdraw) or keep in Citibank. Seems now is either AMbank or 1 year 2.5%....
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I went for Ambank 9m at 2.50%.

1282009
post May 10 2021, 01:37 PM

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It looks like Ambank promo rates is still the best this month. Correct me if wrong.

1282009
post May 25 2021, 05:10 PM

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Is Ambank 2.5% for 9mths still the best option till end of this month?

1282009
post May 27 2021, 01:05 PM

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QUOTE(Human Nature @ May 26 2021, 10:58 AM)
^ Those going to BR within this few months, be prepared to wait for a long time for your turn. In my branch, they only opened 2 counters and I spent almost 1 hour to settle my FD stuffs alone. Already faced this twice, and have several more certs to go this coming weeks  bangwall.gif I am able to skip queue, so imagine the line. BR is really backward here. They will need to leap 2 steps to bridge the digital gap.
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That is why also i prefer bank with eFd, save us lot of effort and risk ..
even though the rate is slightly lower.

1282009
post May 31 2021, 01:51 PM

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QUOTE(eujin @ May 31 2021, 12:25 PM)
where did you see this that cimb is having promotion? please share the link. thannks.
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Today last day for Ambank 2.5% 9 months eFD i think.
HLB eFD was 2.4% 6 months but then revised to 2.35% when I set up another one on Sat. Weird.


1282009
post Sep 26 2021, 01:11 PM

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QUOTE(BoomChaCha @ Sep 23 2021, 04:42 PM)
I just placed AM Bank 6 months 2.4% OTC, need to keep RM 10K in saving
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Same here but no need any condition for saving.


This post has been edited by 1282009: Sep 26 2021, 01:12 PM
1282009
post Nov 29 2021, 01:43 AM

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Do u guys put fd in total more than rm250k (different tenure) in 1 bank? The extra is not covered under pidm?

1282009
post Nov 29 2021, 02:16 AM

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QUOTE(MUM @ Nov 29 2021, 01:47 AM)
different tenure but under the same a/c type also not covered, on any cumulated excess of RM250k

separate deposit insurance protection of up to RM250,000 for a depositor with deposit accounts under each of the following categories:
https://www.pidm.gov.my/en/for-public/depos...verage-for-dis/
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thanks for the info

1282009
post Dec 9 2021, 08:40 PM

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QUOTE(cybpsych @ Dec 3 2021, 12:24 PM)
AmOnline: 9 months or 3 months eFixed Deposit (eFD) Promotion

https://www.ambank.com.my/eng/promotions-pa...D-via-FPX-Promo

Stay safe & transfer your funds from other Banks to your eFD via FPX today to enjoy 2.40% p.a. for 9 months or 2.45% p.a. for 3 months!

Campaign Period
15 Nov 2021 - 31 Dec 2021 (9 Months)
3 Dec 2021 - 31 Dec 2021 (3 Months)

To enjoy more existing offers like these, open an AmBank account with us right from the comfort of your home via the AmOnline App! Visit ambank.com.my/eFD for more info.

user posted image
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3 months is good for me this time..

1282009
post Dec 28 2021, 10:55 PM

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QUOTE(sweetpea123 @ Dec 24 2021, 01:51 AM)
Ambank rates received via whatsapp today. The 10k can be withdrawn. Call your respective branches to enquire further.
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Checked just now, 9 months only comes with 2.40%..

1282009
post Jan 27 2022, 10:03 PM

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QUOTE(cybpsych @ Jan 27 2022, 06:22 AM)
Wow, nice .. just at the right time for next week smile.gif

1282009
post Feb 20 2022, 08:42 PM

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QUOTE(steadypong @ Feb 16 2022, 10:46 AM)
No more HLB CNY eFD promo 6months 2.48% p.a. Other options are still available.
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Oh no. Why? Quota met?

1282009
post Feb 27 2022, 06:48 PM

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Any promo for Ambank or MBB or HLB in March? I have FD maturing on 28th Feb. HLB 3 mths at 2.25% for Feb is bit low.



This post has been edited by 1282009: Feb 27 2022, 06:49 PM
1282009
post Feb 28 2022, 06:42 PM

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QUOTE(Junichiro Tanizaki @ Feb 28 2022, 10:17 AM)
HLB daily limit for FPX is now RM50000.00. Previously it was RM200,000.00
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Ouch..

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