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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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1282009
post Mar 1 2022, 08:49 PM

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QUOTE(cybpsych @ Mar 1 2022, 07:14 AM)
Fixed Deposit (FD) Promotion, EFD Promotion - Hong Leong Bank

3 mths - 2.25%
6 mths - 2.30%
12 mths - 2.40%
18 mths - 2.60%
24 mths - 2.75%
Promotion | Step Up Fixed Deposit Promotion

6 mths - effective rate 2.40%
26 mths - effective rate 2.72%
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For HLB, if split between islamic fd and conventional fd, 250k each, both will still cover under pfdm?

1282009
post Mar 5 2022, 01:55 PM

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QUOTE(bbgoat @ Mar 5 2022, 12:33 PM)
Went in to HL Connect, eFD 3 mths drop to 2.15%, luckily TIAi 3 mth still 2.35%. Placed TIAi 3 mths. Hopefully the TIAi rate will not drop for next few days............
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Wow, luckily done few days ago..

1282009
post Mar 11 2022, 12:55 AM

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QUOTE(Micky78 @ Mar 10 2022, 02:32 PM)
HLB eFD

- 24 mths 2.75%
- 18 mths 2.5%
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Too long sad.gif

1282009
post Mar 27 2022, 12:26 PM

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QUOTE(KES1957 @ Mar 26 2022, 10:22 PM)
AMbank new promo starting 1st April 2022, claiming to be highest for 12m, 18m and 24m options.
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Any shorter tenure like 6 or 9 months?


1282009
post Mar 29 2022, 11:24 PM

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It seems like need to park the $ in normal savings for the time being sad.gif

This post has been edited by 1282009: Mar 29 2022, 11:24 PM
1282009
post Apr 1 2022, 01:44 PM

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QUOTE(AndyMaurice @ Apr 1 2022, 11:10 AM)
Just got call frm am bank , offer me New package  , 70% fd 30% saving casa ..... 2.77%
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For how long?

1282009
post Apr 1 2022, 01:46 PM

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QUOTE(fabu8238 @ Mar 31 2022, 08:49 AM)
The 2.15% was bound to fail. Now 2.35 for 2 days what do you think I am ? Desparate?
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Hahaha. I missed it else i would go for it since i want short tenure ..

This post has been edited by 1282009: Apr 1 2022, 01:50 PM
1282009
post Apr 1 2022, 01:51 PM

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QUOTE(cybpsych @ Apr 1 2022, 01:49 PM)
yes, not everyone same preference and behavior like him. some, like you, will take the opportunity to go for it.

btw, hlb new rates on website https://www.hlb.com.my/en/personal-banking/...fd-i-promo.html  (someone shared the rates earlier as well)
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Really so low 2.25% for 6 months .. aikk

1282009
post May 3 2022, 11:55 AM

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QUOTE(oldkiasu @ Apr 8 2022, 05:22 PM)
FD promo rates today

AFFIN promos due to end on 10 May 2022, min 10k.
3m 2.10, 6m and 9m 2.35, 12m 2.50, 18m 2.58, 24m and 28m 2.63, 38m 2.73.

AFFIN Invikta promos due to end on 10 May 2022, min 50k.
3m 2.20, 6m and 9m 2.40, 12m 2.55, 18m 2.63, 24m and 28m 2.68, 38m 2.78.

AMBANK promo from 1 April to 30 June 2022.
For min 10k, 12m 3.40 bundle 70:30. Interest paid normally on maturity, but monthly for FD Plus (50 yrs+).

BANK RAKYAT promo 12m 2.60, 24m 2.80. Can opt for profit paid monthly.

HONG LEONG FPX promo 3m 2.15, 6m 2.25, 12m 2.35, 18m 2.50, 24m 2.75.

HONG LEONG Term Investment Acct-i promo (no pidm) 3m 2.25, 6m 2.35, 12m 2.55. Internet placing from money in existing CASA thru HLConnect.

MBSB promo bundle 70:30. 6m 3.48, 9m 3.55, 12m 3.72, 18m 4.01.

OCBC no promo according to call centre.

UOB promo from 1 to 30 April 2022. Min 10k, 12m 2.45, interest paid monthly.
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What is the effective rates for Ambank FD 50+ for 12m bundle 70:30?

1282009
post May 25 2022, 05:52 PM

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QUOTE(cybpsych @ May 24 2022, 08:43 AM)
user posted image
Maybank: Islamic Fixed Deposit Mid – Year Campaign [ Maybank | T&Cs ]
Campaign period: 12 May 2022 – 5 June 2022

Gain financial stability when you do Islamic Fixed Deposit-i placement and be rewarded this festive season!

user posted image
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Is this online or need to go counter?

Update: just checked is OTC .. sigh


This post has been edited by 1282009: May 25 2022, 07:12 PM
1282009
post May 26 2022, 12:40 PM

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QUOTE(BboyDora @ May 26 2022, 10:27 AM)
can do online FD? Sorry that im not familiar with Maybank FD.

PB e-FD also 2.3% promo but is 6 month.
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Cannot do online fd, i ended up going to hlb with lower rates sad.gif

No rhb, cimb or affin bank accounts.

Ambank until now no fd promo..

1282009
post Jun 12 2022, 11:09 AM

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QUOTE(Human Nature @ Jun 10 2022, 01:26 AM)
So far which banks have reported FD cases?
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Ya is there any stolen fd cases? I think those kena are normal saving accounts? Correct me if wrong.

1282009
post Jun 24 2022, 10:52 PM

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QUOTE(cybpsych @ Jun 24 2022, 10:42 AM)
new efd is 2.45% for 6 months
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Really? Will try efd tomorrow..
1282009
post Aug 5 2022, 12:16 PM

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QUOTE(bbgoat @ Aug 4 2022, 12:25 PM)
Have done some FD of 12 mth 3.2% in AmBank recently. Also 3 mth HL TIAi at 2.55%.

Today HL TIAi matured, saw they changed the 3 mth rate to 2.65%, 6 mth 2.80%. Instead of moving out the fund, decided to do 3 mth 2.65%, while maintain earlier 5 days ago TIAi at 2.55%, not worth to terminate and do new one at 2.65%.

HL seems to be matching some new promo from other banks.
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I just went for HLB 6 mths at 2.70%

1282009
post Sep 1 2022, 07:04 PM

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QUOTE(bbgoat @ Sep 1 2022, 01:55 PM)
UOB Sept FD Plus promo

6 mth 2.70%

12 mth 3.0%

[attachmentid=11242531]
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HLB 6 mth increased from 2.70% to 2.85% today.

1282009
post Sep 25 2022, 06:59 PM

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Do we have recent breakdown of unauthorized withdrawal or transfer of $ by bank? Which banks are safer to put in our fd or actually none is safe and depends on our luck? 😵😵‍💫

1282009
post Nov 27 2022, 12:54 PM

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Do u think interest rates will increase again after change of our government?

Am in dilemma in choosing between Ambank 3.80% for 8 mths tenure vs. HLB 3.95% for 12 mths tenure. Both online fd. No time for otr.


1282009
post Nov 29 2022, 09:09 PM

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QUOTE(contestchris @ Nov 29 2022, 11:43 AM)
I placed efd at M2U but after FPX transfer it fails to load back to M2U. Money has been deducted
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Same issue. Luckily I tried with rm1k only for 6 mths before trying with bigger amount. I need to check tomorrow morning on the transaction. With such hassle for 6 mths 3.85%, i rather go with Ambank for 8 mths 3.80%.

Some suggest me to go for Pbb with higher % but i need to use the money after 8th month. So can't go for longer tenure for now. Also i do not have any Pbb saving account.

1282009
post Nov 30 2022, 06:59 PM

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QUOTE(fabu8238 @ Nov 30 2022, 08:53 AM)
Continuing with the MBB saga I spoke to their customer service dept again today and they said it is not their fault but lies with the FPX system and i should monitor for a credit back to my bank account. IMHO I fail to agree as FPX seems to fail only with MBB promos
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Exactly, not a smart excuse. I did dozen times with other banks, no such problem.

1282009
post Nov 30 2022, 07:00 PM

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QUOTE(LovelyPotato @ Nov 30 2022, 05:57 PM)
My transactions still not refunded and not showing up on my Maybank. I think they’re processing it by batches.
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Ridiculous indeed. My fd is still not visible until now, 20+ hrs after i made the placement.


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