why didn't go for bank islam higher rate?

why didn't go for bank islam higher rate?

RHB p0m10 at 3.9% min 10k FF OTC till 30092019

That 3.9% is OTC FD at RHB. your question not relevent.

The RHB eFD FPX which is RHB p0m3 is only at 3.5% min 5k FF FPX till 30092019.

Just placed fd at uob 12months 3.98%

According to RHB Sri Petaling, the 10M@3.9% FD promo has ended yesterday.

I forgot to ask if it applied to all branches. Call to check before you go to avoid disappointment.

HLB eFD promo Extended to 30 November 2019!

3.90% p.a. 6 months

https://www.hlb.com.my/en/personal-banking/...fd-i-promo.html

According to RHB Sri Petaling, the 10M@3.9% FD promo has ended yesterday.

I forgot to ask if it applied to all branches. Call to check before you go to avoid disappointment.

3.98% for 12m
there are few others for different tenure lesser than 12m but didnt take note

Hong Leong now offer 3.9% for 6 months tenure FD by online FPX.

Some OTC FD promos in PJ State area on 10 Oct 2019, revised on 22 Oct and 24 Oct 2019 by phone calls.

1) Affin - no promo.

2) AMB - no promo.

3) Bangkok Bank -no promo.

4) BIMB (Bank Islam) - 6 month MoneyMax Wafiyah Investment 80 : Al Awfar 20 bundle. 100k FF till 31 January 2020 effective rate 3.79%.

5) BKR (Bank Kerjasama Rakyat) - FD promo till 15 Oct 2019 at p01m7 at 3.98%, p01m11 at 4.28%. 10k FF is over. No promo now.

6) Bank Muamalat - no promo.

7) CIMB p0m6 at 3.9% 10k AF. p0m12 at 3.8% 10k AF ufn.
    CIMB p0m3 75FD : 25SA bundle. FD at 4.7%. ER = 4.7 x 0.75 = 3.525%. Min 40k till 31 Oct 2019.

8) HL p0m3 at 3.75%, p0m6 at 3.85% 10k FF till 31 Oct 2019. Monthly interest for seniors.
    HL eFD FPX p0m6 3.9% 10k FF.

9) MBB - no pure promo. ASNB bundle.

10) MBSB - FD 75 : SA 25 bundle min 30k FF from 15 Oct to end of 2019. FD at 5.5% p0m6. SA-i at 0.5% profit at end of each calendar month. ER 4.25%. May opt to place RM1000 in CA-i to qualify for lucky monthly and quarterly draws.

11) OCBC - no promo.

12) PBB -p0m3 at 3.5%, p0m6 at 3.7% 10k FF till 31 Dec 2019.

13) RHB -p0m6 at 3.8% 10k FF from 3 Oct till 30 Nov 2019.

14) UOB - p1m4 at 3.65%, p1m7 at 3.75%, p1m12 at 3.88%. 10k FF till 31 Oct 2019.

HLB eFD 3.9% 6 months has been extended to 31 Dec 2019

Update (based on 29/11/2019):
RHB 3.8/3.9/3.9% @ 6/9/12 mth, pure, OTC
HL  3.9% @ 6mth, pure, eFD
UOB 3.7/3.85% @ 7/9 mth
Ambank 3.95/4.15%, condition min 10k/20k, 7:3
OCBC 4.2%, bundle with saving plan or unit trust
Public 3.5/3.7% @ 3/6 mth
HSBC 4% @ 6mth, condition credit card

(1)
Under HL, it states "convenient eFixed Deposit/-i placements online".
Under RHB, it states "Commodity Murabahah Deposit-i account* (CMD-i)".
What is this "-i"? Do I need to pay attention to the naming of the account?

(2)
Why is it called eFD if we still need to present at the bank to collect cert? Might as well do it OTC? Unless there is no OTC service? 

(3) Specifically for forumer Xaser_3, why are you placing FD at HL (6 mth) when RHB has longer FD period (12 mth)? Won't it be troublesome going to the bank twice, if 6 mth+6 mth?

LOLz......I thought bank charges are standardized. First time hearing charges being tabulated base on "mood" 😅

PB Fixed Deposit / Term Deposit-i Campaign
- 1 March 2020

3 month @ 3.25% p.a., min RM10k, conventional & islamic

Please be informed that Public Bank is launching a new “PB Fixed Deposit / Term Deposit-i” Campaign starting from 1 March 2020 to 31 March 2020.

Click here for the Campaign’s Terms & Conditions in English.

Thank you.

HLB, 3 months, 3.10%, fresh fund.

not sure but today i top up Public bank efd, 4month @ 3.18%