CC spend min RM1000 

This is my calculation for  the Ambank FD bundle with True savers SA for 300K. Bonus for montly deposit and card usage only.

For <200k, eff rate is 4.875%
For 250k, eff rate is 4.700%
For 300k, eff rate is 4.583%

Does this mean can get another 100k under Truesaver-i at 2.5% interest rate, in addition to 100k under conventional Truesaver at 2.5%? 

But I just read this T&C:
3.4 In the event where the TRUE Savers Accountholder(s) holds two (2) or TRUE Saversaccounts, Bonus
Rate will be awarded to the TRUE Saversaccount that maintains the highest balance during the month.

ok, let us know if successful 

As you mentioned debit card is tagged to one account only.

BTW, monthly interest is available for conventional FD no? Mine is monthly interest, but I'm senior (>50).

Tho the TnC says the account with highest balance will get the bonus, how do they monitor this condition? Manually? Is that why they need 5 weeks for the machai to check all our accounts and manually make the adjustments? Additional work   

Anyway, all the best in your test case. If successful, we can follow :thumbsup:

^Same campaign, The RM3000 monthly deposit can be taken out next day right?

Think same day also can, unless it is mentioned in TnC.

But I don't do that, since I need to use some of the funds to meet the spending requirement bonus interest.

refer https://www.uob.com.my/personal/save/saving...ount-index.html

And only for 2nd 50k...1st 50k only 2%...so its more like 3%?

So much hassle for 3-4%, just put in FD 3.8 to 4.1%.

Rize thread plenty of complaints about Rize. 

But agree can't beat the rates for now. Hopefully will continue after 31 December.

Complaints in relation to transactions blocking needing manual approval, 50 sen charge, non-payment or late payment of monthly interest, slow response by CS, etc.

Nothing to do with the promotion rates :thumbsup:

apa ni lol
that one i said not in the website...no hidden tnc, put 3 month then u can take out all your money and profit

source: online
credits: Yap Poh Onn

MBSB
Combo: Retail TD-i bundle with PWCASA-i
12 months, effective rate 4.4% p.a.

hopefully got non-combo?

How to calculate the effective rate for this Bank Islam Max Cash ya ? Just received from Bank islam banker

MBSB has much higher rates than BIMb tho :thumbsup:

Yeah 30k is a pain. Since you cant get to the ATM easily to have add-on transfer limit.

Sorry, you mean MBSB or BIMB doesn't adjust for weekends? MBSB does

Is Affin Bank frequently have efd promo with interest rate higher than most of the bank?

I am thinking whether is it worth to open a basic saving account with no annual card fee for efd placememnt in future.

Kindly share your opinion. Thank you.