Malaysian Government Securities (government bonds)

This post has been edited by GrumpyNooby: Jul 28 2020, 05:33 PM

I don't know.
That's why I asked him (lowya).

I know FSM got this feature with min lot size of 10,000.

This post has been edited by GrumpyNooby: Jul 28 2020, 05:49 PM

Affin eFD rate has been revised:

3m @ 2.45%pa / 5m @ 2.50% pa / 6m @ 2.45% pa









T&C link: https://www.affinonline.com/AFFINONLINE/med...ampaign_Eng.pdf

This post has been edited by GrumpyNooby: Jul 29 2020, 09:27 AM

IMPORTANT NOTICE ON FIXED DEPOSIT / FIXED RETURN INCOME ACCOUNT-i BOARD RATES

Dear valued customers,
Effective 01 August 2020, our Fixed Deposit (FD) / Fixed Return Income Account-i (FRIA-i) Board Rates for 1-month tenure will be reduced by 0.15%* p.a.

For more information, log on to www.cimb.com.my. You may also call our Consumer Contact Centre for individuals call +603 6204 7788, for Preferred call 1300 885 300 and for Corporate customer call 1300 888 828 or consult our sales personnel at CIMB Bank and CIMB Islamic Bank branch. CIMB Islamic Bank branches are co-located at CIMB Bank branches nationwide.

Thank you for banking with us and we look forward to your continuous support.

The Management
CIMB Bank Berhad & CIMB Islamic Bank Berhad

https://www.cimb.com.my/content/dam/cimb/pe...0Aug%202020.pdf

This post has been edited by GrumpyNooby: Jul 30 2020, 12:32 PM

Which bank?

Why lucky when it's no more?

Campaign link: https://www.ocbc.com.my/personal-banking/ac...ed-deposit.html
T&C link: https://www.ocbc.com.my/personal-banking/ac..._TC_Aug2020.pdf

Can consider TIA as some suggested.

This post has been edited by GrumpyNooby: Aug 4 2020, 05:40 PM

TIA is almost guaranteed and lower risk than IPF.
IPF is still a bond fund to take note subject to fluctuation of debt papers movement in the bond market.

Some Islamic term deposit needs CASA for interest crediting requirement.
Same goes to UOB and Affin.

BR



https://www.bankrakyat.com.my/d/kempen/camp...20Berjangka.pdf

This is CIMB TIA:
https://www.cimb.com.my/en/personal/day-to-...-account-i.html

Please also bring the following supporting document(s):
Utility bill (e.g. Water/Electricity/Telephone Bills, Quit Rent, Assessment Note/Bank Statement/Employer's Confirmation Letter) in your name and address

You meant place RM 500k FD for the same back can get PIDM protection?

1. FD of RM 250k under own name
2. FD of another RM 250k under joint names

Correct?

Can. Just use RENTAS for same-day clearance for extreme large amount.

Yes, the recipient bank CA/SA account number.

P/S: RENTAS is not FOC.

This post has been edited by GrumpyNooby: Aug 10 2020, 06:56 PM

No.

RENTAS is RENTAS and it's not Instant Transfer.
https://paynet.my/fi-rentas.html

RENTAS needs to be executed at the counter (branch)
For instance, Maybank charges RM 5 for RENTAS fee.

Instant Transfer or DuitNow is another type of transfer for smaller amount up to RM 50k (for consumer banking).

This post has been edited by GrumpyNooby: Aug 10 2020, 07:34 PM

BNM may cut OPR by another 25bps to 1.50% as early as September — HLIB

KUALA LUMPUR (July 8): Hong Leong Investment Bank Research (HLIB) is not discounting the possibility that Bank Negara Malaysia (BNM) will cut the overnight policy rate (OPR) by another 25 basis points (bps) to 1.50% by as early as its next Monetary Policy Committee (MPC) meeting in September.

https://www.theedgemarkets.com/article/bnm-...-%E2%80%94-hlib

PB Fixed Deposit / Term Deposit-i Campaign

Please be informed that Public Bank is launching a new “PB Fixed Deposit / Term Deposit-i” Campaign starting from 12 August 2020 to 31 October 2020.



Click here for the Campaign’s Terms & Conditions in English.
https://www.pbebank.com/pdf/Banking/tc_fdtdi-220820-en.aspx

- 12 August 2020

Affin eFD has been revised:
3m @ 2.4%pa / 5m @ 2.5%pa / 6m @ 2.48% pa









Promotion Period:
13 August 2020 to 27 August 2020

Minimum Placement Amount For Each Certificate RM10,000
Maximum Placement Amount For Each Certificate RM200,000

T&C: https://www.affinonline.com/AFFINONLINE/med...ampaign_Eng.pdf

This post has been edited by GrumpyNooby: Aug 13 2020, 09:10 AM