QUOTE(Garysydney @ Nov 16 2022, 10:01 AM)
PBB 15 or 18 mth is 4.2%HLB was consistently highest last year if I remember correctly.
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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Nov 16 2022, 10:16 AM
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#221
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Nov 16 2022, 10:16 AM
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#222
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QUOTE(voc8888 @ Nov 16 2022, 10:14 AM) Deswei I bought their stocks...😂 LoTek liked this post
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Nov 16 2022, 11:25 AM
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#223
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QUOTE(low yat 82 @ Nov 16 2022, 10:36 AM) how u guys manage to go settle OTC here n there n juggle wit job. i able to do it 1-2years then semua ke laut. hantam saja anythin near.. I recommend MBSB lah, best rates online without going counter. Only lose a bit to Bank Islam OTC. low yat 82 and ikanbilis liked this post
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Nov 16 2022, 05:53 PM
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#224
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QUOTE(cybpsych @ Nov 16 2022, 05:05 PM) i applied online on Monday, just submitted nric photos. never asked to do video. thought was smooth. Yes. No matter what, must visit branch to open account. Go lah.Tuesday, i called general CS to check status. they said processing will be at the selected branch. Called branch, they said they had KYC issue, all online application cannot be completed, need us to visit branch to complete registration (ie physical presence as part of KYC) today Wednesday, visited branch. completed registration. instant transfer rm20 as initial transfer. gotten debit card. havent do online banking registration yet (using debit card number & pin registed for the dc, no need special handling at atm) |
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Nov 17 2022, 01:26 PM
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#225
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Nov 17 2022, 05:48 PM
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#226
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QUOTE(frozz@holic @ Nov 17 2022, 05:18 PM) it's just you or a select few, I see no difference to when I first engage BI 5+ years back when they had a 4.5%-4.7%@12mths and that famous 7 step-up thingy. Affin interest too low. Go MBSB, as you can read here, most have good experience including me. They can do online for 4% 6mths.it's a little faster when you have a record with them. Their requirement is as dumb and strict as ever, this is the seksyen 18 branch. On another note, I just place 3mths@4% at Bank mualamat (subang jaya branch) all cannot, I insist to walk out only they let go the SA but effective date is on banker's cheque cleared date (they print it 21st Nov) giving reasons not cleared how to give interest blah blah, cert collect when the cheque actually clear after 21st onwards. I wont engage BM again unless extremely high rates. should have just renew with affin and safe a trip+time. I rate Affin as 2nd crap after Bank Mamat. When i was there at Bank Mamat, 4 jokers needs to have meeting to discuss how to use the system to place FD for OTC. ![]() |
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Nov 18 2022, 09:17 AM
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#227
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Nov 18 2022, 11:36 AM
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#228
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QUOTE(Toku @ Nov 17 2022, 11:58 PM) MBSB online placement, when you need to withdraw you still need to go to branch right? I didn't find a way to uplift even after maturity as it continue rolls. I don't think so, just now I checked and saw a withdrawal option from my phone. rocketm liked this post
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Nov 18 2022, 03:31 PM
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#229
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QUOTE(bamboo1 @ Nov 18 2022, 02:59 PM) I have been very annoyed with CIMB, recently they make their promo FD so hidden and so hard to do. (Must click external link and cannot be done inside the online portal itself). WHAT?!!! Yeah, my CIMB FDs all moving out once matured. But CIMB SG is good for now to put FD in SGD.Also not to say their promo is so fantastic compared to other banks right now! And their online portal and atm is always down very often. Truly disappointed with CIM Bank! SO I don't think they really need your money, pls move it elsewhere (So many choices now). bamboo1 liked this post
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Nov 18 2022, 04:31 PM
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#230
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QUOTE(BboyDora @ Nov 18 2022, 04:26 PM) Yep. 3.75% ain't bad at all,.can match Malaysia average. Furthermore, can hedge in SGD. Why not. Put many eggs in many baskets. |
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Nov 18 2022, 06:06 PM
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#231
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QUOTE(exwuliao @ Nov 18 2022, 05:18 PM) QUOTE(frankliew @ Nov 18 2022, 05:42 PM) https://www.rhbgroup.com/treasury-rates/mul...osit/index.html Guys, please continue to discuss and ask in the Foreign FD thread.This not bad. Buy sgd for FD 3 month 4.1%. https://forum.lowyat.net/topic/512136/+520 |
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Nov 20 2022, 10:22 AM
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#232
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Nov 21 2022, 02:39 PM
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#233
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Nov 23 2022, 04:18 PM
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#234
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QUOTE(Chrono-Trigger @ Nov 23 2022, 03:40 PM) One more hike to go to terminal rate of 3.00% ? GE over. Can naik rates free hand. Until Next GE. Wait until next year at least, it ain't peak yet for sure. Why else do you think some banks starts to compete to give you good rates now? They know what's coming.Looks like US dollar reaching its peak , and BNM may not have any reason to raise rate anymore to support growth in 2023. Good times over soon? |
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Nov 23 2022, 09:16 PM
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#235
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Nov 24 2022, 12:45 PM
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#236
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Nov 25 2022, 06:23 PM
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#237
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QUOTE(Garysydney @ Nov 25 2022, 11:53 AM) Ya - lor. This one i agree. Unker, rich ready don't be kiasu lah. Aiyo. Put already, let it be. Just enjoy your life and do something else.Keep doing withdraw until a few months no interest I keep laughing at myself cybpsych liked this post
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Nov 25 2022, 10:15 PM
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#238
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Nov 26 2022, 02:28 PM
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#239
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QUOTE(Human Nature @ Nov 26 2022, 12:59 PM) Let me share my experience today. Matured FD from Affin. Need to register for securethingy for transaction above 10k, so duitnow to OCBC multiple times. Found out OCBC PFX limit is only 10k, only made 1st PBB placement. So duitnow the rest to BR, made the 2nd PBB placement. Next time will duitnow to BR directly. Haha. I also found out OCBC FPX limit 10k today. Actually, i knew about it last time i think, but forgot. Then i transfer to RHB and FPX to PBB.OCBC memang jahat. Don't allow you to take your money. |
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Nov 27 2022, 01:24 PM
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#240
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QUOTE(1282009 @ Nov 27 2022, 12:54 PM) Do u think interest rates will increase again after change of our government? Of course, it is inevitable. Am in dilemma in choosing between Ambank 3.80% for 8 mths tenure vs. HLB 3.95% for 12 mths tenure. Both online fd. No time for otr. Btw why don't just go for 4.5% 18 mths? PBB can do online. Can also do 12mth at 4.3%. Why choose those under 4%? I won't do any less than 4% now This post has been edited by CommodoreAmiga: Nov 27 2022, 01:26 PM 1282009 liked this post
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