In BR to terminate FD. BR no FD promo for now. So looks like they do not need extra cash. Heard likely to be May that they have FD promo.

Planning for HL eFD Tuesday, parking in MBB to get the 1 day interest. 

Received below from CIMB RM. But this has been reported before. CIMB 4.2% for Preferred customer, but has to open CA.

[attachmentid=8737292]

U are their Preferred customer also? Opened CA?

Instead of going for their 12 mth 4.2% which require to open CA, I opted for the HL eFD of 9 mth 4.15%.

I heard has to put in RM1k to open the CA and charges if fall below 1k. Anyway next month may go for it with larger amount which will make it more worthwhile (taking into acct of the CA charges). 

I did place for the CIMB 4.2% 12 mth FD on 29/3. That is a different promo (for Preferred customer) where the branch need to get approval from HQ. No monthly interest option.

The current one for Preferred customer need to open CA and with monthly interest. Just started around 2 weeks ago.

Next month may go for it unless there is a better promo. I guess with bigger FD amount, then the 0.5% as compared to HL eFD will be more worth it (CA charges). Anyway HL eFD will end by Apr month. 

hey do you know where I can find more info on this? Is there any website on it?
My RM say no such monthly interest..only 4.2% p.a.

I mention islamic, they said, mana ada, semua sama sajer.

Are they BS-ing?

GIA no more liao. Can't premature uplift and lower interest effective 16 June.

http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal

In CIMB to withdraw FD. Was told the 4.2% for Preferred customer no more since about 2 week ago.

Now Preferred customer can get 4.15%. Normal customer 4.1% still available. Monthly interest option still available for Islamic fd.

I was in CIMB to withdraw earlier placed 4.2% FD (placed 2 weeks ago). The counter girl told me that. 2 weeks ago the BM called me saying the 4.2% will be dropped, which I reported here. But she asked me to call her to get the 4.2% rate. Have also reported here 2 weeks ago. Anyway as I am not interested in the 4.2%, so did not talk to the BM or RM. Friday CB FD/UT combo of 9.99% FD 3 mths. Monday going for Bank Muamalat 4.5% !

Until Muamalat drop the campaign, then may enquire with CIMB again. They are the next highest for 12 mths FD ! 

Ya, Muamalat earlier FD promotion for company account. I thought u have went in as company (director) account. 

Looks like will miss CIMB WOW gift for FD placement until such time Muamalat stopped the 4.5% promo. Though did collect CIMB Preferred Visa Infinite card last week. 

MBB GIA i, cannot use it to park temporary funds already (starting Aug 1st ?) ! 

muamalat mobile banking.
repeat question.

are they mobile enough to visit individual to set up new fd through personal cheque?

am looking at options without monthly interest since lazy to set up new account to just receive it monthly.

anybody got any dealings with their jaya one, pj or jalan ipoh, kl branch so far?

So tempted to terminate my FDs in RHB which is giving measly 4% and transfer the funds to muamalat for the 4.5%. And the rhb one is gonna mature in September, so might not be worth it.  Sigh.

So many mentions about Bank Muamalat, does they have some sort of "priority banking"?
If so, how much to join?

Ok.. in my next visit for Fd hunt, shud be around august.. i will update u the rate and whether got gifts anot.
Hahaha

Till then.. hav a nice week

Went to Affin to terminate FD 12 mth 4.5%, time flies ! 

Met at the counter with one leng lui. So now Affin has new promo for 24 mth 4.3%. For fresh funds on 80k and above. Interest every 6 mths. There is gift for placement depending on FD amt. For say 10k, 50k and 100k different gifts. Starting with pen, note book to 100k an umbrella.

But it looks like they are quite flexible with the 80k placement and fresh fund. For FD renewal just need to top up some amts. It seems that even lower than 80k also can enjoy the 4.3%. So try your luck with Affin if interested at the 4.3% 24 mth FD.

I know someone will ask about Bank Muamalat. That has to wait. 

That is the right move. I regretted today did not open the SA on Monday. So u opened BSA with RM20 ?

But eff date story is different from what I heard today. More tomorrow as long story. 

Mind to share which branch and FD receipt can be collected on same date (if chq)?

luckily i read here and found out GIA going to turn bad soon, went to MBB wihdrew all in  a banker's cheque to  Muamalat Seberang Jaya branch, took 1 hr to open 2 FDs 12month @4.5% pa and 1 SA. got  a debit card for online access.login, FD still not visible yet
FD effective date same day, cert collected same day.
100k already can get monthly interest. SA min RM20. Saw the Save and Win campaign, might as well keep min RM500 to join the lucky draw. Lousy souvenir - kiddy coin box

But if go for CIMB 4.2% or Affin 4.3%, difference of RM600 or RM400 for 200k. Buy even more bags of 10kg Sunwhite AAA premium frangant rice. What is your choice then ?   

One of the pioneers in this forum got the same 4 days lost. Another one 3 days lost. Both placed on Fridays.  Damx inconsistencies in their administration of FD eff date ! 

check this out
http://www.muamalat.com.my/consumer-banking/prime-banking/

Affin got 4.5% ?

affin ada 4.5% 18m fd promo? tis year never has 4.5% fd promo dari affin. 
now 24m 4.3%.

Affin 4.5% 18m still valid? min sum?

Affin got 4.5% ?

On Friday when I was in Affin to uplift the FD, there was flyers showing 24 mth 4.3%. Did u see that today ? I mentioned this last Friday.

Min 80k, I was told. Need to top up if use matured FD. I was shown a table with the 24 mth 4.25% and besides it 4.3% comparison (special rate).

I was unable to get a copy of the flyer and rushing through and did not take any picture. 

OK, above is what I posted on Friday for the Affin promo. NOT all branches carry the 4.3%. All branches should have the 4.25% 24 mth promo. 

Hi.
Yes, i am short of 100k minimum to put into the fixed deposit. Looking to put around 40k ~ 50k for 12 months.
Any comment on CIMB unfixed deposit 4.1% p.a over 12 months?
For 12months can get 3.8% at Affin bank.
TQ.

Just came back from CIMB. Wanted to put the islamic one to get the monthly. But when I asked for Islamic, yes OK. Then I wanted to confirm the monthly interst, she said no, no such package (must be mgmt direction). Then I asked the next counter lady who did my fd last month, then she said OK, if customer wants just give.

Aiyo, I think all of them have to act everyday. Quite pity. hehe

Hi, is the CIMB 4.2% with interest credit to CASA account monthly still available?  Any  idea which branch still offer this deal?  Thanks.

Last time guy3288 already mentioned monthly interest, effective same day with bank cheque, but nobody wants to listen

Also BC need to go to the bank concerned unless fund is from a single bank.

guy3288 said 100k can get monthly interest. Last Friday I placed second FD few hrs earlier than him. Hahaha !

After all these, best way is to open SA, xfer fund, then do the FD. Same as what u have done !   

New info from Muamalat officer. Customer can request top up for the 4.5% FD, min still 100k. So for those guys who has placed for the 4.5%, can call to get approval first.