anyone know how to transfer my online fixed deposit amount to my saving account after e-fd matured on hong leong bank ?

Before matured there is an option for withdrawal. But upon maturity, this withdrawer button was removed ?

I hope my calculations are correct:

Total 100K Deposit, 90% to FD and 10% to Affin Gold

(1) After First 6 Months
90K FD Interest at 4.58% = RM 2061
10K in Affin Gold Interest (0.85% + 2.15%): 21.25 + 53.75 = RM 75
Total interest earned: RM 2061 + RM 75 = RM 2136 auto deposit to Affin Gold

(2) After Second 6 Months
90K FD Interest at 4.58% = RM 2061
RM 12,136 (Initial RM 10K + RM 2136) in Affin Gold Interest (0.85% + 2.15%): 21.25 + 76.71 = RM 97.96
Total interest earned: RM 2,061 + RM 97.96 = 2158.96 auto deposit to Affin Gold

(3) After Third 6 Months
90K FD Interest at 4.58% = RM 2061
RM 14,294.96 (12,136 + 2,158.96) in Affin Gold (0.85% + 2.15%) : 21.25 + 99.92 = RM 121.17
Total interest earned: RM 2061 + 121.17 = 2182.17 auto deposit to Affin Gold

(4) After Fourth 6 Months
90K FD Interest at 4.58% = RM 2061
RM 16477.13 (14294.96 + 2182.17) in Affin Gold (0.85% + 2.15%): 21.25 + 123.37 = RM 144.62
Total interest earned: RM 2061 + 144.62 = 2205.62

Total interest earned in 2 years: RM 8,682.75 (2136 +  2158.96 + 2182.17 + 2205.62)
Effective rate 4.341375%
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Total 10K Deposit, 90% to FD and 10% to Affin Gold

(1) After First 6 Months
9K FD Interest at 4.58% = RM 206.10
1K in Affin Gold at 0.85% = RM 4.25
Total interest earned: RM 206.10 + 4.25 = 210.35 auto deposit to Affin Gold

(2) After Second 6 Months
9K FD Interest at 4.58% = RM 206.10
RM 1210.35 (Initial RM 1000 + 210.35) in Affin Gold at 0.85% = RM 5.14
Total interest earned: RM 206.10 + RM 5.14 = RM 211.24 auto deposit to Affin Gold

(3) After Third 6 Months
9K FD Interest at 4.58% = RM 206.10
RM 1421.59 (1210.35 + 211.24) in Affin Gold at 0.85% = RM 6.04
Total interest earned: RM 206.10 + RM 6.04 = 212.14 auto deposit to Affin Gold

(4) After Fourth 6 Months
9K FD Interest at 4.58% = RM 206.10
RM 1633.73 (1421.59 + 212.14) in Affin Gold at 0.85% = 6.94
Total interest earned: RM 206.10 + 6.94 = 213.04

Total interest earned in 2 years: RM846.77  (210.35 + RM 211.24 + 212.14 + 213.04)
Effective rate: 4.23385%

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Yes, this Affin FD promo is quite misleading. Too bad our Malaysian laws are not straight... 
RM 10K deposit cannot get 4.28% effective rate, I think only if put at least RM 50K probably can get effective rate 4.28%
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Oh..    You are right. Thank you for your correction. 

So, RM 10K's second year effective rate is higher than first year effective rate if no withdrawal from Affin Gold in 2 years.
Second year effective rate is 4.2518%  (RM 212.14 + RM 213.04 = RM 425.18 / RM 10K)

Now if we compare to RM 100K FD with Affin Gold and no withdrawal in 2 years:
First year effective rate is 4.294% (2136 + 2158.96 / RM 100K)
Second year effective rate is 4.38779 (2182.17 + 2205.62 / RM 100K)

Are above calculations correct? 

Encik Affin tries to fool us right? 

Sorry to jump in here with a non FD question.

What accounts can I use for some spare money which I don't need till early next month?

FD cannot as it will be less than a month.

Checked MB MDA-i, but it is for monthly.

Thanks.

Affin would get a lawsuit if this happened in western countries. 
I received this same SMS about 1 months ago.

I called them and after some identity verification, the CIMB agent said I need to maintain minimum RM 3400.00
in my CIMB basic saving account, then I will get extra 3% bonus in my saving account starts from July until December 2017.
so my total interest is 3.25% (0.25% + 3.00% bonus). This extra interest bonus will only pay during next year in
January or February 2018.

You have to call this number in order to confirm your are interested to participate in this extra bonus campaign.
now I put all my extra money to CIMB saving account.

I just opened a CIMB internet banking with my free debit card.

I called to CIMB this 0322036201 again less than 1 minute ago, the CIMB agent said this extra bonus 3.00% campaign
starts from July 2017 until end of January 2018. Interest bonus will pay in February or March of 2018.

Ha..?  5.3%? 
CIMB agent only told me I just need to keep minimum RM 3400 in my saving account until January 2018 in order
to enjoy extra 3.00%.

For your case, you have to call CIMB to find out. Please let us know if you can get 5.3% 
Good Luck 

Now I recall, I received this SMS in June, about 2 weeks before July..

Wah.. quite envy you.. 5.3%    
You can forget about FD and put all your money to CIMB current account now..
Very good deal man.. 

3. 3.00% bonus only apply to minimum incremental average balance.
4. Whatever exiting balance in the casa before today will not enjoy the 3% extra bonus.

For example, if today I have RM 3400 in my CIMB saving, this existing RM 3400 will not enjoy
any extra 3% bonus, only any amount more than RM 3400 will enjoy extra 3% bonus.
Is this explanation correct?

Did you ask when you will start enjoy this bonus?

Just now when I called, my 3% bonus starts from July 2017 until end of January 2018, total 7 months.. 

Thanks for your info..

I had RM 3400 (baseline) in my saving account on the date I called.
So I must have at least RM 6400 (RM 3400 baseline + RM 3000 IAB) in my saving account in order to enjoy extra 3%..? 

(1) Let's say if to put RM 10K to earn 3.25% for my case:
First RM 3000 earns 0.25% = RM 3.75 after 6 months
The remaining 7k will earn 3.25% = `RM 113.75 after 6 months
3.75 + 113.75 = 117.5 x 2 / 10k = 2.35% effective rate p.a.

(2) Let's say if to put RM 100K to earn 3.25% for my case:
First RM 3000 earns 0.25% = RM 3.75 after 6 months
The remaining 97000 earns 3.25% = RM 1576.25 after 6 months
3.75 + 1576.25 = 1580 x 2 / 100K = 3.16% effective rate p.a.

This game needs to put more money then worth it to play.. 

Regarding the HLB monthly interest, apparently since last mth, they have changed the T&C.

I renewed on July 11th, and interest payments will only be done at the end of 6 mths or 12 mths,
so no more monthly interest.

Confirmed this at the branch today in Sri Petaling (for my certs anyway) even though I never
changed anything when i renewed.

no leh, mine was, upon redeem 3 days after fd (on auto renew) maturity date >

amount received >> principal + earned interest amount for that fd period LESS fixed rate penalty for early uplift

rhb.
my lesson learnt is do not opt for auto-renewal.
this way we can redeem anytime after maturity date. just that the monie(s) just sits there la if we slag to redeem-on-dot or/ like cimb's (recently), upon maturity, principal+interest earned will be auto directly transfer to SA acc

Am FD matured yesterday. Today withdraw and request on the one day interest. Counter girl said must go back to the branch where FD was placed.
It seems that Am bank practises what public bank was doing, need customer request otherwise will not be paid.

I do not want to go back to the branch. The lady behind the counter say will email to the branch to request one day FD interest. Will monitor to see will the bank pay the interest.
Anyone has similar experience?

Thanks for the info. I need to watch out too on those branches that open on weekends.

CIMB money multiplier applies to selected customers only.I  did call CIMB earlier and was told need to wait for their calls.

Multiplier ada bonus? New promo or what?

Went to branch and asked, the earmarked 6 months money will not count towards normal CASA interest (0.2%?) so it will not count for the top up multiplier as well.
Calculated the gifts campaign, RM30,000 for a RM300 Air Fryer equals 2% p.a which is pretty shitty considering you cant touch the money unlike the multiplier, there will be penalties or return of gifts if you do so

oh i'll check it out, thanks!, what's the min to be SCB PB?

Sounds like a good deal to get an Ipad for putting the money just inside for 3 months right ? XD

May i know where can I find this info? Is this for anyone? Or do I have to go OTC to inquire?
iPad sounds interesting.