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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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aeiou228
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 Aug 13 2024, 02:13 PM
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QUOTE(eymc @ Aug 12 2024, 04:29 PM) If you use cheque need it be cleared 3 working days so u lose 3 days. Yes they open a new savings account for u and u need a debit card rm10 for online banking purpose unless u don’t online. just collected my cert today , placed last friday. they very curious how we know such deal 😂. this bank is so quiet! literally nobody. So you placed on 9th(Friday) and FD commenced from 12th(Monday)? Not after 3 working days? |
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aeiou228
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Aug 13 2024, 09:22 PM
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QUOTE(eymc @ Aug 13 2024, 08:30 PM) yes, but i can see saturday my personal cheque cleared. friday i did before 12noon. Normally, if you issue a cheque and deposit the chq before 4pm, money will be deducted from your CA in the evening. So Muamalat bank short change FD depositor 1 working days interest. But in your case was 3 days due to weekend, hence effectively reduce the FD rate to 4.067%p.a. Anyway still better than 4% though. Let's list the banks that wait for the chq clearance to commence FD date:- 1) Muamalat bank. 2) Bank Islam. |
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aeiou228
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Aug 20 2024, 02:56 PM
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QUOTE(prophetjul @ Aug 20 2024, 01:28 PM) In this day and age, still need to renew OTC? Incredible! Just in case you are not aware, renew OTC gets better rate most of the time. Also, those who renew OTC, the amount involved usually large enough to warrant a trip to the bank. On another note, BI reduced the remittance fee for OTC IBG from RM2 to 30sen and rentas @ RM2 per transaction. |
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aeiou228
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Aug 29 2024, 08:17 PM
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Renewed 12 mths FD @ 4% at AFFIN today. Branch Manager said I'm lucky because the 4% special rate offer valid for today and tomorrow only.
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aeiou228
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Sep 2 2024, 05:57 PM
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QUOTE(koja6049 @ Sep 1 2024, 09:07 AM) Yes, just increase your MAB by 3k every month very easy to do, but must do it consecutively. So far I have already achieved 3 months. But the crediting is only done 2 months after you achieved each target (e.g. my achievement is June is credited in August for RM 30). Is it by invitation only? |
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aeiou228
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Sep 2 2024, 07:24 PM
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Bank Rakyat depositors, pls take note.
RM0 BRakyat: Wujud kemungkinan isu berkaitan data yang dikesan dalam sistem kami. Tahap keselamatan dan penambahbaikan sistem sedang giat dipertingkatkan/dijalankan. Sekiranya anda mengalami sebarang permasalahan atau terdapat transaksi yang diragui, segera hubungi Pusat Panggilan Bank Rakyat.
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aeiou228
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Sep 6 2024, 11:05 PM
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aeiou228
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Sep 7 2024, 07:54 AM
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QUOTE(virulence @ Sep 7 2024, 01:56 AM) Is there monthly interest for this campaign? Not stated in the ad. Take it as no. For standard industry practice, FD 12 months and below usually don't get monthly interest unless specifically stated in the promo campaign. Above 12 months, gets half yearly/quarterly/monthly interest. |
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aeiou228
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Sep 26 2024, 05:10 PM
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https://www.chinapress.com.my/?p=4117479RM23k eFD stolen. Summary in English. Scammer logged into her bank account from an unregistered device, removed her registered device, disabled biometric security. eFD RM23k transferred out in multiple transactions.
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aeiou228
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Sep 26 2024, 10:48 PM
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With all the new BNM mandated 2FA enhanced authentication like cooling off period, APP approval, one designated registered device, digital token, no more html hyperlinks in SMS and email, I wonder how scammer still able to hijack the victim's bank account from the registered device.
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aeiou228
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Nov 18 2024, 08:57 AM
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QUOTE(paramdav @ Nov 17 2024, 09:50 PM) I went to Muamalat Bank in Subang on 15th Nov the guy told me that 4.1% fd has reached the quota now can only get 4.05 :-( as I as in a hurry, no choice, i did mine at4.05 anyone else encounter this this new fd rate ? If you deposit by cheque, does FD takes effect same day ? |
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aeiou228
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Jan 16 2025, 11:30 PM
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QUOTE(mamamia @ Jan 16 2025, 08:01 PM) Ya, my FD matured today, but still cannot transfer out yet for the holding amount in the saving acc, so, want to know is it need to wait tomorrow, ie 1 day after FD matured? QUOTE(bbgoat @ Jan 16 2025, 08:28 PM) I have the sam FD maturing tomorrow in MBSB. Also has holding amount. Planned to send for eFD. Would be interesting to know if yours holding amount is released tomorrow. Then mine can only access the amt on Sat, Thanks in advance. Same here, maturing next month. Please update if holding amount can be released on maturity date or the next day. |
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aeiou228
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Jan 20 2025, 12:07 PM
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QUOTE(bbgoat @ Jan 18 2025, 09:41 AM) Same as others, on hold amt released 1 day after FD matured. I changed transaction limit days ahead to the max. If want on the same day as FD maturity, have to go to MBSB and remind them to uplift the hold amt. Now contemplating to go to Alliance Bank today or do eFD.  12mths 4.05% still available? QUOTE(plantcloner @ Jan 20 2025, 10:52 AM) Alliance Bank FD promo: I have just come back from USJ branch, I could not place the promo FD for 12 months @4.05%, instead, only the promo for 6 months @3.98% were still available. Weird, don't tell me Alliance has separate quota for different tenures. |
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