eh, still available??? Thought it ended.

ya. called the branch earlier. valid till friday. next week not sure.

what do you mean by bundle nett 4.3%? which branch offered you tis rate?

I think the minimum amount of RM500k may not be required, because  I was earlier informed that the minimum amount of FD is 10k. Please confirm this with the branch. And the promo is for every day, not just on Saturdays!

So this morning I made a placement at AmBank Bangsar Baru - 50k FD:50k CASA, and was given 8.2% for FD. Together with 0.75% for the Truesaver CASA account, the effective rate is 4.475%, as stated in the ad.

In addition, if you can meet the deposit, bill payment and spending criteria for the Truesaver account, you can earn up to 2.5% on The Truesavers account, thereby achieving an even higher effective rate =>https://www.ambank.com.my/eng/TRUE-Saver-Account-i

I believe this is the best FD rate in the market now  
Note: To qualify as an AmBank Signature Priority customer, you need to have RM200k Assets Under Management.

If not already an existing AmBank customer, a placement of 100k FD + 100k CASA should suffice.

I put above 1 mil around 1month+ ago on Maybank, max they gave me was 4.1%, and they only offered for 6 months max altho i requested for 12 months.

how long you prefer?
6 mth bank muamalat

For Maybank to give 4.1% is a lot... I guess I have no choice but to stick to AMbank.
Duration can be maximum up to 3 years. But rate must be good. Currently the best I get for FD is 4.1% 12 months.

Hate this kind of last min placement. Hard for bank to accomodate you.

https://www.cimb.com.my/en/personal/promoti...i-campaign.html

Earn up to 6.80% p.a. returns for 6 months when you bundle your Term Investment Account-i (TIA-i) with your new or existing Current/Savings Account/-i (CASA/-i) today!

Campaign Period: 14 November 2023 – 31 December 2023

1. This Term Investment Account-i (“TIA-i”) bundle with Current or Savings Account/-i (“CASA/-i”) offer is for new and/or existing individual customers only.
2. *To view TIA-i historical fund performance click
3. The placement of the deposit into the TIA-i and CASA/-i shall comprise solely of Fresh Funds deposited with CIMB as defined in the Terms and Conditions.
4. 6.80% p.a. TIA-i Campaign Indicative Rate when earmarked with CASA-i or 6.40% p.a. TIA-i Campaign Indicative Rate when earmarked with CASA for 6 months is at a ratio of 50%:50%.
5. The Effective Rate for this bundle is up to 4.32% p.a. which varies according to the placement amount and type of CASA/-i.
6. Maximum capping per customer is RM2.5mil in TIA-i with a RM2.5mil earmark into the Eligible CASA/-i throughout the Campaign Period.
7. The deposit and placement of funds into the Eligible CASA/-i and TIA-i must be made over the counter only at any CIMB’s branches during the Campaign Period.
IMPORTANT DISCLAIMER

THE TERM INVESTMENT ACCOUNT-i IS AN INVESTMENT ACCOUNT PRODUCT THAT IS TIED TO THE PERFORMANCE OF UNDERLYING ASSETS AND NOT A DEPOSIT PRODUCT.[/size]

Get the Signature Priority VI  more  lounge benefits. ---> I prefer Infinite because no need to submit personal financial info to bank

regarding the visa infinite u apply, its is confirm no need give epf, or income tax doc and u get approve for the card?
cause i apply the signature priority after deposit the rm350k fd, yesterday received call say my card not approve, need epf or income tax. or else pledge with another fd

Are you saying Infinite is easier to get than Signature Priority?

I have never worked in Msia so i have no epf or income statement as i have only worked in Sydney. I tried applying Maybank credit card a few years ago but they say i need to pledge fd so i pledge rm22k for a Maybank Petronas Visa.

I use my Maybank Petronas card for everything and over the last 2 and a half years used about rm400k. Recently Public Bank asked me if i wanted to have a PB Infinite card (don't have to fill form at all) and i told them PBB will probably reject me as i have never worked in Msia. After 1 day, i got an sms from PBB saying my card for Infinite has been approved with 40k limit. I didn't expect PBB to give me a credit card as i only have about 500k fd with them. I am now about to cancel my Maybank Petronas card and get my fd pledge back.

MBSB 24 mth 4.10% with monthly interest can negotiate higher for larger sums. Can get 4.15% for 6 figures account, all depends on the amt and the officer
involved.

paramdav - called MBSB HQ - the MBSB promo end date is Tuesday 19 March 2024 as published. Not end of March 2024. Started on Wednesday 20 December 2023.

BWassup- no monthly interest. Principal and interest all creditted into PrimeWin account together with stopping the withholding on the 25% in PrimeWin on maturity even if weekend or holiday - no extra days interest.

Placement have to go there for OTC. Supposed to be 10k minimum per placement using Fresh Fund, but can top-up some renewing from existing maturing FD.

Calculation of interest uses 365 divisor for Interest Paying Days in 2023 and 2025, and use 366 divisor for days in leap year 2024.

The final interest will be different for every day you place a 12 month FD.

For 6 month promo, the interest if placed in December 2023 will keep decreasing for each subsequent day.

I had a MBSB FD maturing last month on a Saturday.

They auto-extended the FD until the next working day i.e. Monday, and an additional 2 days interest was paid.

However, my FD was a very old one. Someone here informed that current FD do not mature on a non-working day anymore.

next working day

4.4% better ikat now before its too late..

Not sure wats it bout for ur case

I onli spent 1hr in mbsb all done smoothly with a very friendly officer

No need hq approval

Are you a director/ shareholder in some organisations?
If you are, then need some form of checks and clearance from HO.

Hi all, while MBSB effective rate now is 4.4%, anyone asked them about this clause in their T&C? Seems they can revise rate if OPR goes down.

https://www.mbsbbank.com/promotions/chinese...-combo-campaign

> Should there be an Overnight Policy Rate (OPR) change, the promotional rate will be revised accordingly.