I blif the SOP is there but depending on how the staffs wanna execute it.

Some relek staffs ll tell u no in order to save the hassle. Those responsible ones ll do do die die find a way to make it happen since the SOP is there.

Anw not much of an issue in BI but the speed is somehow very interesting as it took me 2hrs today just to place fd due to heavy human traffic picking up tis promo.

Yes. From the bank, the board rate shows also 3.85%(Quarterly interest) and 3.8% (monthly interest). Planing to take the 3.85%...but just discovered...online place FD there is no option for the 3.85% or 3.8%, only 3.9% which is only upon maturity. So i guess i have to go to the branch again. Haiz.

expired on 2nd day of CNY.. nak buat macam mana bro.. 

Anyways, these are today observation
BIMB TDTi = 4.15% 6M (OTC ONLY)
CIMB eFDi = 3.65% 3M (FPX)
CIMB eFDi = 3.80% 7M (FPX)
CIMB eFD / eFDi = 3.65% 6M (CIMB CASA)
CIMB eFD / eFDi = 3.70% 12M (CIMB CASA)
HLBB eFD / eFDi = 3.75% 6M (FPX)
HLBB eFD / eFDi = 3.7% 12M (FPX)
AFFIN eFD / eFDi = 3.75% 12M (FPX)
BR = 3.45% 12M - NORMAL RATE

anyone can please top up.. TQTQ
Add AFFIN

placed FD on monday at BI 4.15%, as usual have to;
- fight for today effective date FD
- fight for today same day issue cert
- wait 1.5 hours

despite using bank cheque/draft and at low peak time. no SA though.

Lucky all successful ... if not because of the high rates, I wont go to this slow proud bank.

change branch for FD withdrawal can.

Mbsb shared this to me today

4% 12 months

// 4.6 Upon maturity, the principal of TD-i placement amount shall be auto renewed at the prevailing TD-i Board Rate or
auto-withdrawn and credited to the nominated CASA-i, based on the option selected by the Eligible Customer during
the TD-i placement.  //

if u re-read the T&C, it says placement can be auto-renew at board rate OR you can instruct bank to auto-credit back to CASA.

afaik, mbsb system will auto-adjust the maturity date if default maturity falls on weekend.

i was going to  withdraw online my B islam 18month FD due today,
system showed renew another 18 months dapat 4.65%!
ini boleh picaya kah?

If you have a valid certificate, they must honour as it's signed by 2 bank authorised signatory, unless you are relying on the previous matured certificate.

My 18 months matured today and while in the App is shown as 4.65% for 18 months auto renewed, I went the bank to get an updated certificate and the rate on the new certificate was 2.85% and not as shown in the App. So I withdrew out.

She said very soon, dalam masa terdekat. She checked with her colleagues and also perhaps her manager that it should be within this month. Hopefully not September

Hmm tomorrow I will check with branch people. If they really come out with 4.2%, that means a lot of people (including me) who placed big amount with MBSB needs to go transfer the money over.

I find BI SA is kinda lacking. My FD interest is already credited into the SA, however there is no description of it at Account History. Anyway, transfered to Affin for online convenience. No FPX, no hassle.

MBSB's 4% FD promo, last week I heard will end yesterday. This morning send WhatsApp to ask the officer. No reply yet.

Tomorrow got BI FD maturing, so hoping to move to MBSB as well.

is a saving a/c needed as well? can open FD with bankers check?