The BI branch mgr said today last day for the 4% FD. Likely only the BeU one still continue as 4%.


What lah, mine matured on Friday 27th, did not move to 30th Monday !

Today went there, was told has to renew start on today 30th, unable to claim the 3 days lost interest. Also cannot back date new
renewed FD to 27th. Last time, years ago, BR allowed this type of renewal, back dating.

Even asked the BM, answer is cannot. Their reply is we can withdraw online the FD.

As the amount is about RM36, just ignore it. Some banks also have same practice but BI has online FD withdrawal advantage.

Anyway, renewed to 4% start date today.

Yes, have done that before. But max can xfer out in 1 day is 50k. For FD say >100k, troublesome. Also provided u can place
eFD of say 4% in this case. I did not use BeU.

Today was hoping can renew back date or claim the 3 days interest, so did not terminate the 27th FD online.

I am old school, still prefer OTC or eFD (for smaller amt). So let others reply your questions.

Confirmed with BI BM, extended to Aug for the 4%.

Did u try again this morning ? I was thinking of doing it today but has to change their xfer limit which is effective 12 hrs later.
Got FD matured today in BI, has to xfer out and do duit now for the FD placement.

No need top up, I did it on Monday. Xfer'ed out the interest.

Have asked their BM before on any need for top up.

After my BI xfer limit change effective tonight, xfer out the matured FD.

Then placed the eFD of 4% from AmBank duit now to BI. No issue. Except one which is I did not increase my AmBank duit now
limit, so has to do smaller sum and do the remaining one the next day.

This post has been edited by bbgoat: Jul 2 2025, 09:50 PM

Any news on BR FD offer ??

So later they informed u still maintain mthly interest ?

I did not received any call or message on my placement made on May 15th. It will be good if still maintain the mthly interest.

What a timing !!

Trying now to see what is AmBank or BR's offer. Though BR someone was saying wait till 15/7 for BR.

Rate biasa 3.75%
premier 3.85%

This post has been edited by bbgoat: Jul 10 2025, 02:33 PM

I just placed for the 12 mth 4%, no mthly interest.

It seems they are saying 14/7 Monday the rate may change.

Today still received the mthly interest from Muamalat. So they have to honour the FD placement made with mthly interest.

My placement was in 15/5, did not receive any calls. So far for 2 mths received the mthly interest.

Anyway it is rather bad that they have this issue. At least they did honour it finally.

I checked my placement for 15/5 and recent July placement, still stayed at 4%. Earlier placement Nov 2024 still at 4.05%.

U just noticed the change ?

There will be lots of complaints if they changed the rate after placement.

The TnC supposed to meant the promo rate may change if OPR changed during the promo period, NOT after the FD was placed at the agreed
rate.

This post has been edited by bbgoat: Jul 26 2025, 09:23 AM

Yesterday, I got a shock also.

Did u check again this morning ?

Affin Invikta FD, so low !

October 2025 FD promotion rate
1/10/2025 - 31/10/2025

Affin Bank Invikta Customer:

3 months 3.00%
6 months 3.25%
9 months 3.30%
12 months 3.40%

Min placement RM50K
~ counter placement only
~ existing & fresh funds

This post has been edited by bbgoat: Oct 2 2025, 10:09 AM

Got below requirement:

New FD Promotion!!
3.69% p.a 6 mths
3.83% p.a 12mths
Min RM10K.
& Lock RM1,000 in Rizq Plus Account.
Until 31dec2025.T&C.

Yes, unless FD is >50k, then will be over 3.75%, if my calculation is correct. But good thing is the mthly interest offered.