Which branch you visited for this?

how much placement needed? this might be good for my parents

The most important factor is the FD amount lah...

This is very realistic mah, if got big amount of money, then negotiable. Or vise versa, no money no talk..

Just went to public bank. Starting today no more 4.8%

Still available? Or they changed.
My FD expiring next month

Agree that they are not keen to "overpay". I asked at BR Bangsar yesterday. The manager said they had recently obtained HQ approval for RM700k and RM1million deposits, and unlikely to be approved for "small" amounts such as RM150k.

Not many depositors can fulfil this requirement one shot, and also may not want to plonk so much money with a single bank. For RM1m I think you can just call all the banks and negotiate for the period that you desire.

effective interst rate become lesser if your 10k is just getting like 0.5% to 1% of interest

Damn damn damn .... Very attractive rate now on Ambank bank 😍😍😍....too bad my FD until on April will be maturity 😖😖😁😔

For priority customers only.. just in case you missed that note. Else all good.

Seriously, now those who did not take 4.8 when they can are really fools.

Hai. After putting so much in 4.5 . The next highest is 4.3 alliance bank for me. Unless you can recommend something similar where I dun have to put in 1 million dollars.

I think I will have to consider short term like this. I really hope we can get 4.5 soon.

Anyway. Do you think I should put in versa cash at the moment. I really dun feel like putting it less then say 4.3

Hi all, I have big fd up this coming week. Now highest FD is ambank 4.3% 12 months with 10k in casa? Or cimb TIA 4. 3% 12 months?

Nothing more than 4.3% right?

Yes. I think Ambank has been lenient already. Some people likes to take things for granted, has attitude problem, walk into bank tells everyone "why you so bodoh?".  CS also human mah. You treat people with respect, people treat you with respect. Simple.

I also intend to do a RENTAS to AmBank next week. Cheque requires a 2nd visit to AmBanK to collect receipt after cheque clearance.

Really don't understand AmBank...at same time offer 4.3% 12mths no BS FD OTC...only need 200k AUM. While at same time play CASA up to RM1 mil only 4.2%....

How can be flexible? Your money got locked, same like FD, except it has complicated calculations and give lower FD rates. Unless there is something here I am not aware of, I don't see any benefits at all.

Anyone tried cimb TIA before? My RM told me tia 4.3% guaranteed rate, will they honour the rate when matured? I saw many did not receive the agreed rate here

How far was the actual rate off from the "projected" rate quoted initially for your case?

there's also 3.99 for 3months option while placing the FD!

This month I put ambank 4.5% fd. Today I received "special rate campaign cash bonus" rm1xx credited into my account. Anyone got it as well? Wonder what is this

so easy become economist. only tikam up, down, same. wrong also nvm, can try again next round.

Bank Islam 12m @ 4.5% profit(interest) is paid at the end of the 12 month tenure. Not monthly.
You can open a Basic Saving Account -i. No service or maintenance charge will be imposed on the account.

Bank Islam Basic Saving Account - i