Initial Monday 10 Feb 2020 by telephone.
Revised on Tuesday 11 Feb 2020 after walk around PJ branches.
Updated on Thursday 20 Feb 2020 after telephone Alliance Bank, Bangkok Bank, Hong Leong Bank. Hong Leong Islamic Bank.
Please check with your bank branch as answers/info may differ between different branches, staff and different days, or bank may have changed/terminated promos.
NO PROMOS AT 7 BANKS
Bangkok Bank, BSN, Bank Islam, Maybank, MBSB, Bank Muamalat, Bank Rakyat.
PROMOS AT 9 BANKS
» Click to show Spoiler - click again to hide... «
1) AFFIN from 3 Feb ufn or when target reached for these rates. OTC.
3.65 % p0m12 and 3.70 % p661m13, p663m15, p6m18, p6m24, p6m36, p6m48, p6m60.
minimum 10k FF per deposit, maximum 100k FF per depositor.
You may need to talk to your branch as I was told 3 different versions.
2) ALLIANCE from 23 Jan to 31 Mar 2020 Exclusive 100 FD : 10 CASA Campaign for Astro Monthly subscriber. OTC.
Astro subscriber can only choose to make only 1 deposit.
Minimun 10k FD : 1k CASA earmark (min 11k FF). Maximum 50k FD : 5 k CASA earmark (max 55k FF).
Choose either 3.95 % p0m3 or 3.90 % p0m6 for FD portion..
Calculate the actual collection relevant to your deposit and CASA. Nominal EIR are 3.95 x 100 /110 = 3.59 % and
3.90 x 100 / 110 = 3.54..%
ALLIANCE from 10 Feb to 31 Mar 2020 promo OTC. Target promo fund size RM 1.01 billion.
Prerequisite of minimum 10k FF in CASA (no earmark).
Minimum FD 10k FF (no capping).
3.80 % p0m6 for FD portion.
Requires minimum of 10k FD + 10k CASA = 20k FF on placement.
3) AMBANK OTC from 17 Jan to 31 Mar 2020.
3.98 % p0m3 70 FD : 30 CASA earmark.
From minimum 14k FD : 6k CASA earmark per placement (min 20k) to maximum 210 k FD : 90 k CASA earmark per depositor (max 300k).
Calculate the actual collection relevant to your deposit and CASA. Nominal EIR is 3.98 x 70 /100 = 2.786 %.
4) BANGKOK All the promos for 4 tenors from 31 Jan to 31 Mar 2020 terminated early on 18 Feb 2020.
Minimum 5k FF OTC.
3.70 % p0m3 - terminated
3.75 % p0m6 and p0m9 - terminated
3.85 % p0m12 - terminated
FD board rate 3.00 % for m12.
5) CIMB (Jaya One, PJ branch). Minimum 10k FF ufn. OTC.3.45 % p0m6.
3.50 % p0m12.
Please check with your branch, as may have branch differences - one branch said no promo, another gave lower offers.
All 3 branches in PJ - I just mention the best one I visited.
6) HONGLEONG till 29 Feb 2020, 3 pure FD.
3.60 % p0m6 eFD FPX minimum 10k FF terminated early on 17 Feb 2020.
3.55 % p06m OTC FD minimum 10k FF. terminated early on 17 Feb 2020.
3.45 % p03m OTC FD minimum 10k FF still running.
TIA (Islamic investment, no PIDM) 3.88 % p06m placed thru internet.
29 Jan to 18 Feb 2020. Terminated early on 17 Feb 2020.
Current board rate TIA 2.75 % p0m3, 2.90 % p0m6.
7) OCBC till 29 Feb 2020. Min 10k FF OTC.
3.40 % p01m6
OCBC every Saturday in February 2020 at certain conventional branches
3.48 % po1m9
8) PBB 8 Jan to 31 Mar 2020. Min 10k FF OTC.
3.25 % p0m3
3.30 % p0m6
9) RHB from 6 Feb to 31 Mar 2020.Pure FD.
3.55 % p0m6 min 10k FF OTC.
10) UOB Islamic only. Minimum 10k FF. OTC.
3.45 % p1m7
3.50 % p1m9
IS THE FD RATE OFFERED COMPETTIVE AGAINST THE USUAL BOTTOM BOARD RATE REFERENCE?
BSN board rate wef 31 January 2020.
3.20 % p0m12.
COMPARING AGAINST THE BETTER FD BOARD RATE BANKS
BANK RAKYAT
2.95 % at m1
3.00 % at m2
3.10 % at m3, m4, m5
3.25 % at m6, m7, m8
3.30 % at m9, m10, m11
3.50 % at m12, m15, m18
3.60 % at m24
3.70 % at m36
3.75 % at m28
3.80 % at m60
MBSB
2.85 % at m1, m2
2.90% at m3
2.95 % at m6
3.05 % at m9
3.15 % at m12
3.20 % at p0m15, 3.15 % at p3m15, 3.10 % at p1m15
3.25 % at p0m18, 3.20 % at p3m18, 3.15 % at p1m18
3.30 % at p0m24, 3.25 % at p3m24, 3.20 % at p1m24
3.35 % at p0m36, 3.30 % at p3m36, 3.25 % at p1m36
3.35 % at p0m36, 3.30 % at p3m36, 3.25 % at p1m36
3.40 % at p0m48, 3.35 % at p3m48, 3.30 % at p1m48
3.60 % at p0m60, 3.55 % at p3m60, 3.50 % at p1m60
AFFIN
2.75 % at m1, m2
2.80 % at m3, m4, m5
2.90 % at m6, m7, m8
3.00 % at m9, m10, m11
For 12 months and above, refer to write-up on AFFIN in promo section.
Can you pls provide a link to your original post that explained your p0m24 etc coding system. I'm sure many will ask you every now & then ... Perhaps the best way is to put that link in your signature that will appear automatically in all your posts. TQ
Jun 24 2019, 01:27 PM
Quote
2.65 considered cheap, some bank charge 5.90 
too bad only 6m but still ok la
0.0462sec
0.52
7 queries
GZIP Disabled