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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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drbone
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Oct 9 2017, 08:56 PM
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QUOTE(bbgoat @ Oct 9 2017, 03:28 PM) MBSB 5 yrs is 4.3%. The 4.35% with monthly interest is not that bad. Interest rate wise, long term will go up. When, how much, cannot tell. Have placed for 5 yrs, once only. In AmBank 5 yrs 4.55%, 2 yrs ago. Those that have placed in MBSB 5 yrs FD few yrs back are the real winners ! :thumbsup: How much was the rate for MBSB 5 years back ?
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drbone
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Oct 30 2017, 01:36 PM
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QUOTE(mr. No body @ Oct 30 2017, 01:06 PM) [attachmentid=9283765] for MBB, pls check with RM This seems to be the best so far. How is HSBC's service for premier bankers?
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drbone
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Nov 1 2017, 06:11 PM
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QUOTE(cklimm @ Nov 1 2017, 05:46 PM) Yeah, it officially starts at 3/11, but it will be huge crowd that day, so unker go there, leave them a signed cheque, they will process it on 3/11. https://www.hlb.com.my/en/personal-banking/...ning-promo.htmlUnker, I don't see the 4.88% anywhere in the T&C. One can only know tomorrow,correct? This post has been edited by drbone: Nov 1 2017, 06:12 PM
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drbone
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Nov 1 2017, 06:31 PM
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QUOTE(#Victor @ Nov 1 2017, 06:19 PM) Yea, neither me couldn't find it, maybe unker was told by counter staff?  Possible. Maybe I will try to ask my RM tomorrow. This post has been edited by drbone: Nov 1 2017, 06:31 PM
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drbone
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Nov 1 2017, 10:05 PM
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QUOTE(mamamia @ Nov 1 2017, 08:09 PM) Email received yesterday [attachmentid=9293473] Lovely !
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drbone
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Nov 2 2017, 09:24 AM
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Does anyone have the branch number for the Hong Leong branch in DC?
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drbone
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Nov 2 2017, 03:42 PM
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QUOTE(bbgoat @ Nov 2 2017, 03:18 PM) You guys down in Klang Valley all excited about the HL DC branch 4.88% FD promo ! Again today renewed in AmBank for the 12 mth 4.2% FD. The counter did not even ask for any top up.  Took 5 minutes and koatim, really happy with AmBank efficiency nowadays ! Miss the 2 yrs 4.6% FD.  I am contemplating going there from Melaka just to place the cash, but due to work constraints, might just dump the money into AmBank for the 4.2%. Sadly, the profit difference is more than RM 600 if placed for the HLB promo at DC.
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drbone
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Nov 3 2017, 09:07 AM
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Live updates from the branch anyone?
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drbone
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Nov 3 2017, 12:17 PM
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Just put into AmBank for the 4.2% for a year. Would probably go to HLB DC today if I have the time.
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drbone
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Nov 3 2017, 05:09 PM
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Should have planned earlier like Unker also.
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drbone
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Nov 10 2017, 09:31 AM
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QUOTE(bbgoat @ Nov 10 2017, 09:22 AM) Kind of regret now continue AmBank FD to 4.2% yesterday. If I just terminate and hold on until tomorrow, after reading the above alert. 4.38% 11 mth is really good deal !! I think will just place small amt tomorrow !  I actually feel like withdrawing my ambank fd placed recently and add on more for this HLB promo.
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drbone
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Nov 10 2017, 12:00 PM
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QUOTE(bbgoat @ Nov 10 2017, 10:14 AM) Ya, up to say 10 days FD (only calculated up to that time) placed earlier may still be worth it. Anyway I think I will just stay put.  Yeah too much hassle to go to AMB to cancel also. And my RM will start talking about other investments. ๐ Am gonna stay put too.
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drbone
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Nov 11 2017, 06:10 AM
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Multiple 30K transactions without problems ! Sadly no monthly crediting option.
This post has been edited by drbone: Nov 11 2017, 06:15 AM
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drbone
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Nov 11 2017, 01:22 PM
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QUOTE(bbgoat @ Nov 11 2017, 12:23 PM) U missed out on the monthly interest option ? If everyone like u, the quota would have been met quite soon !  There was no option to choose from. So based on an earlier post, looks like its gonna be credited monthly by default.
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drbone
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Nov 11 2017, 06:10 PM
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QUOTE(bbgoat @ Nov 11 2017, 02:08 PM) Actually there are. U can go in and check again by trying to place the eFD. Need to have "Interest credit to Account" for monthly interest. Check you eFD if it has this. I remember previously there was monthly interest credit option in the drop down menu but itโs not there now. However I did choose interest credit to account, but thought the interest would be credited at the end of the 11th month.
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drbone
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Nov 12 2017, 06:46 AM
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QUOTE(bbgoat @ Nov 11 2017, 08:10 PM) Did u set "No Auto Renewal". Then u are OK. The "Interest credit to Account" was it shown on the right hand side when u view the HL Connect ? Then it is monthly interest.  Yup I did that. ๐
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drbone
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Nov 20 2017, 06:38 PM
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QUOTE(lifebalance @ Nov 20 2017, 06:25 PM) oh i'll check it out, thanks!, what's the min to be SCB PB? Sounds like a good deal to get an Ipad for putting the money just inside for 3 months right ? XD RM 250K.
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drbone
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Nov 28 2017, 10:36 AM
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QUOTE(VinceCheong @ Nov 28 2017, 05:24 AM) Usually it's almost always the bank wins. But yeah! I thought there were some very very fine TnC or hidden ties with things. It's a really good return if you sum up the interest earned and also the value of the items. Tier 1 : Interest RM1,979 (RM250,000) + iPad @ RM1800+/- Tier 2 : Interest RM4,750 (RM600,000) + iPhone 8 Plus 64GB (RM3800+/-) / Samsung Galaxy Note 8 (RM3500+/-) Tier 3 : Interest RM11,876 (RM1.5m) + Tag Heuer Aquaracer (RM10k+/-) Tier 4 : Interest RM23,752 (RM3m) + Rolex Explorer II (RM20k+/-) Interesting incentives. Called up my RM in Melaka. Apparently the promo ended last Friday. Anyone else can confirm whether this promo is ongoing anywhere else ? This post has been edited by drbone: Nov 28 2017, 10:36 AM
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drbone
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Nov 28 2017, 09:15 PM
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QUOTE(gsem984 @ Nov 28 2017, 08:43 PM) but FPX max transaction 30k only. i have 400k++ and that means i have to do 15 times over how many days? Dump that money into Maybank and do the fpx of multiples of rm30k from Maybank. So far , no issues with multiple fpx transactions of 30 K in a day.
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drbone
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Nov 28 2017, 09:44 PM
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QUOTE(gsem984 @ Nov 28 2017, 09:18 PM) u mean we can do 15 times fpx transactions to transfer all my 450k in a day? Yup. Definitely can.
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