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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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drbone
post Jul 5 2018, 08:20 PM

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QUOTE(BoomChaCha @ Jul 5 2018, 07:14 PM)
I went to May Bank and I got this FD promo info, all interest paid on maturity, all for OTC, not eFD

(1) 5 months: 4%, min RM 5K

(2) 8 months: 4.13% (Tier 1), 4.08%(Tier2), min RM 10K

(3) 10 months: 4.1%, min RM 10K
You were supposed to use Rentas so your money will available in your HLB or Maybank account immediately or in few hours.
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Digital day e-fd is so much better. Why wanna waste time with Maybank ?
So far , for online fd placements, via m2u, I’ve been able to place 6 digits.
drbone
post Jul 5 2018, 09:26 PM

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Managed to put in more than 30K into the eFD for HLB tonight.Attached Image

This post has been edited by drbone: Jul 5 2018, 09:47 PM
drbone
post Jul 6 2018, 06:49 AM

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QUOTE(skty @ Jul 5 2018, 11:14 PM)
i thought the T&C says that one person can only place one time FD at 4.37% rate?

One Eligible Customer is only entitled to make ONE eFD / eFD-i placement for the purpose of this Promotion

i have the experience before with Hong Leong bank that I place many time FD at promo rate but later the system auto change back to usual rate.

pls check the FD few days later to see whether still got promo rate for all
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Yup I did think of that that’s why I will put in the rest of my funds on Saturday.
Not an issue if yesterday’s rate is re-adjusted.
drbone
post Jul 7 2018, 05:15 AM

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Waiting for 6 am!
drbone
post Jul 20 2018, 01:37 PM

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QUOTE(WLFung @ Jul 20 2018, 12:57 PM)
Is there anyway to transfer more than 100k from Bank A to Bank B instantly and save cost?
Banker's cheque taking 2 bussiness days to clear which I think not in efficiency way.

IBFT came to daily transaction limit, unable transfer over the limit.

Just asking is there any better way to transfer larger fund?
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RENTAS. No issues even with 7 digits.
drbone
post Nov 28 2018, 04:36 PM

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QUOTE(luminaryxi @ Nov 27 2018, 03:02 PM)
came back from cimb bank.

4.77% min. rm200k  (preferred customer)

user posted image
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Just deposited for this.
The highest FD rate so far albeit for 3 months.
drbone
post Jan 9 2019, 12:03 PM

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At CIMB preferred branch now for their 6m FD at 4.5% . Renewal.
drbone
post Jan 9 2019, 03:43 PM

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QUOTE(dlttdltt @ Jan 9 2019, 12:20 PM)
You didn't nego for higher rate?
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Did not get higher than 4.5%. Was in a hurry too.
drbone
post Jan 9 2019, 04:13 PM

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I did mention I want to transfer to another bank if I don't get a favorable rate. So they said they have for 6 months at 4.5%. That's it.

drbone
post Mar 15 2019, 02:11 PM

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Able to get 4.4% for 6M at CIMB Preferred Centre.
drbone
post May 11 2019, 11:04 PM

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QUOTE(Wong Kit yew @ May 10 2019, 07:16 PM)
Bank Islam 4.65% for 2 years was officially ended. However the 4.2% 3 months and 4.4 6 months are still available until Jun 30.

https://m.facebook.com/BankIslamFB/photos/a...2668348/?type=3
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Might go for this 4.4%
drbone
post May 21 2019, 09:49 AM

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QUOTE(David_Yang @ May 20 2019, 02:55 PM)
Yes, Maybank SG has the 2.0% promo right now.
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Interesting, might go for this. Anyone else dumped in their dough for this?
drbone
post Sep 11 2019, 12:10 PM

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QUOTE(syhuang @ Sep 11 2019, 11:17 AM)
just went to bank rakyat put4.28% with 11 m, but must appy a savings account…
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How was the service?
drbone
post Sep 11 2019, 08:35 PM

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QUOTE(Cookie101 @ Sep 11 2019, 06:58 PM)
Branch dependant. So far went to 3 and 2 of them pretty good and efficient.
Just walk in any branch for placement. Strictly Fresh funds.
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Went today and got it done too. Service not too bad i would say.
drbone
post Sep 12 2019, 07:59 AM

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QUOTE(syhuang @ Sep 12 2019, 12:58 AM)
i got a sms from bank islam said offer something fd for me, 100k for 6m 4.7%, but I still all in to bank rakyat....
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Can cut and paste the sms here?
drbone
post May 23 2025, 09:30 PM

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QUOTE(chadavox @ May 23 2025, 02:50 PM)
If continue ( i.e. rollover), add RM1K.
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Why add 1k? How does that change anything?
drbone
post Nov 12 2025, 02:19 PM

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QUOTE(wadafak @ Nov 12 2025, 01:30 PM)
kdi.. 1st 50k 4%, left over 3.5%. 1-2 working days for withdrawal. non pidm compliant
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If you have a Maybank account and withdrawal request is before 11am , you receive the funds by late evening on the same day.

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