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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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drbone
post Jan 26 2018, 11:21 PM

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QUOTE(okuribito @ Jan 26 2018, 10:45 PM)
so happy took up the the HLB 6mth 4.88% damansara city branch offer instead of going 12mths. Can move to new rates earlier !!!

As of now CIMB most progressive bank in my books . but not good enough because they up the board rates only. Quick quick up the promo rates   devil.gif  devil.gif  devil.gif   Which bank do you think will be first to give 4.55% for 12 mths? LOL
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Even I’m so sore not able to maximize this promo. I was occupied that day !

This post has been edited by drbone: Jan 26 2018, 11:45 PM
drbone
post Feb 6 2018, 07:46 PM

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QUOTE(aeiou228 @ May 10 2017, 01:50 AM)
No sure Cimb staff gave you wrong info or you got the right info wrong.
The RM15.90 is the debit card annual fee, applicable to both BSA without annual fee and BSA with RM8.48 annual fee.
There are two types of fees. Basic Savings account RM8.48 annual fee and Debit card RM15.90 annual fee.
You open BSA without fee but you still have to pay debit card RM15.90 annual fee.
Cimb doesn't provide free debit card to all casa eventhough you opted for BSA without fee.
The only way to get truly free BSA from Cimb is to open BSA without fee account and ask the staff to disable the debit card feature, the debit card can only be used as ATM card though.
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When I opened my CIMB account years ago, I was told that in order to use cimbclicks and make transactions, I will need to get a debit card. Any idea about this information?
drbone
post Feb 22 2018, 10:11 AM

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QUOTE(wjchay @ Feb 22 2018, 07:44 AM)
Got this from UOB:

📢Would like to bring to you our latest FD Promotion & UOB Bangsar New Branch Grand Opening FD Promotion

🎊CNY Promotion🎊

💰4months @4.00%pa
✅Fresh Fund
✅Islamic Fd (interest credit upon maturity)
✅Minimum RM10k, Maximum RM5million

💰7months @4.15%pa
✅Fresh Fund
✅Islamic Fd (interest credit upon maturity)
✅Minimum RM10k, Maximum RM5million

💰12months @4.30%pa
✅Fresh fund
✅Conventional Fd (interest credit monthly)
✅Minimum RM10k, Maximum RM5million
🔺T&C applies

🎊Bangsar New Branch Grand Opening Promotion🎊
⏱27& 28 February till 1st March

💰12months @4.38%pa
✅Fresh fund
✅Islamic Fd (monthly interest/ upon maturity)
✅Minimum RM10k, Maximum RM5million
✅Existing to bank customer

💰12months @4.48%pa
✅Fresh Fund
✅Islamic Fd (monthly interest/ upon maturity)
✅Minimum RM10k, Maximum RM5million
✅New to bank customer
🔺T&C applies
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Any contact number? Might be interested for the 4.48% FD deposit.

drbone
post Feb 22 2018, 10:41 AM

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QUOTE(cherroy @ Feb 22 2018, 10:29 AM)
Only available at Bangsar branch and for 2 days only.  sad.gif
Somemore, needs to be new customer.
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Its till 1st March.
drbone
post Mar 14 2018, 07:42 PM

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QUOTE(Human Nature @ Mar 14 2018, 07:23 PM)
Renewed FD at BR today, 12m 3.95%
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Why at such a lousy rate when you can get better rates elsewhere?
drbone
post Mar 22 2018, 06:17 PM

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QUOTE(michaelho @ Mar 22 2018, 05:18 PM)
then you ask the arrogant asses to eat this cert. Just tell them Klang Valley branch, if they challenge you further
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The AmBank print should be there to prove to them.
drbone
post Mar 26 2018, 09:35 PM

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Any successful 4.4% FD in the past 1 week ? Need to plant dough.
drbone
post Mar 27 2018, 05:20 PM

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QUOTE(Wong Kit yew @ Mar 27 2018, 03:49 PM)
[attachmentid=9693799]
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Where is the info about the effective rate?
drbone
post Mar 29 2018, 05:45 PM

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QUOTE(Wong Kit yew @ Mar 29 2018, 02:18 PM)
http://www.bankislam.com.my/home/assets/up...-NEW2-02ENG.jpg

Regarding to the Bank Islam FD promotion, it's already appeared in its website. For those who are interested can refer to it.
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Awesome might park my dough there. Any idea about monthly crediting of interest ?
drbone
post Apr 2 2018, 07:51 PM

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QUOTE(Wong Kit yew @ Apr 2 2018, 05:19 PM)
I took around 15 minutes to open Akaun Pelaburan Al-Awfar (not the Basic Saving Account) because it has lucky draw. Yes need to have saving account for profit to be credited in it.
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Is there an option for monthly crediting of interest into the account ?
drbone
post May 14 2018, 09:03 AM

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My unfixed deposit at CIMB renewed on its own today and the rate is higher at 4.25%. Previously was 4.2%.

drbone
post May 14 2018, 04:02 PM

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QUOTE(chrisoth80 @ May 14 2018, 03:09 PM)
I have fd with cimb matured on 11/5 and the date was automatically adjusted to the next business day which is today and interest was calculated until today as well.

I saw the new maturity date when I login to cimb clicks last friday
I renew mine early may and today at higher rate @ 4.30% with monthly interest for preferred
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How did you get the preferred rate? Did you go to the branch? If that's the case then I will need to ask my RM about this too.
drbone
post May 15 2018, 09:21 AM

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QUOTE(chrisoth80 @ May 14 2018, 10:41 PM)
Yes. I go to the branch. You can check with your rm. I got 4 30% since early this month
Yes but for preferred. I renew without any extra condition like fresh fund and etc
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Didn't have to go to branch. Called my RM, he contacted HQ and they bumped it up to 4.3% for me. However, the updated rate is not reflected in cimbclicks yet.
drbone
post May 15 2018, 10:45 AM

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QUOTE(chrisoth80 @ May 15 2018, 10:27 AM)
I went to the branch planning to uplift and place with UOB that time and then the rm told me she can offer me same rate 4.30%. This was early may btw

Good to know you got better rate
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Yup, so far CIMB RM's service is one of the best.
drbone
post May 23 2018, 04:33 PM

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Went to Muamalat for standing instruction to transfer all the cash into my Maybank account this Friday when it matures. Filled up all the necessary forms and did thumb print. The staff there are really slow and blur. Poor service but heck, I want my 4.5% interest.
drbone
post Jun 5 2018, 09:22 PM

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QUOTE(Deal Hunter @ Jun 5 2018, 07:42 PM)
If you are in Singapore, why not just take a short ride to Indonesia? Their FD rates are much higher and still better even after 20% tax.
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Care to share more info? What is the FD rate like?
drbone
post Jun 21 2018, 02:02 PM

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QUOTE(cybpsych @ Jun 21 2018, 01:20 PM)
Great news for Seniors!

We are running Am50plus Fixed Deposit Promotion for 36 months @ 4.50% p.a.! Offer period 18 June 2018 - 15 July 2018.

Hurry!!! Visit https://www.ambank.com.my/eng/promotions-pa...Deposit36months for details or make your placement at an AmBank branch near you today!

user posted image
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Not too bad actually.
drbone
post Jun 27 2018, 09:04 PM

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QUOTE(Micky78 @ Jun 27 2018, 07:02 PM)
need to walk in or via online?
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walk in
drbone
post Jun 28 2018, 09:42 AM

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QUOTE(ikanbilis @ Jun 28 2018, 09:33 AM)
Open to all customers or just PB?
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PB
drbone
post Jun 28 2018, 12:36 PM

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QUOTE(Micky78 @ Jun 28 2018, 12:13 PM)
PB is premier customer?
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That’s right.

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